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MPH Bank vs. Bank of America Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Online Banking

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Good For
The Ultimate Saving Solution
Good For
Manage Your Finances Online
Account types
  • Checking
  • Savings
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • Website and app leverage advanced security features, including 256-bit encryption
  • Savings accounts come with flexible terms and a competitive APYs ideal for growing savings
  • Simplified statements that are easy to understand
  • Round-the-clock customer service is available
Pros
  • Ample physical branches and ATMs
  • Low minimum deposit requirements
  • Waivable monthly fees
Cons
  • cons A $9 monthly membership fee is due on some products
Cons
  • cons APY rates not very competitive
  • cons Only one type of savings account
  • cons An overdraft fee of $35 chargeable daily
Min Deposit
$25
Min Deposit
Min APY Savings
Min APY Savings
0.01
ATM Network
55,000
ATM Network
Wide network of ATMs nationwide
Overdraft fees
0
Overdraft fees
$10
Maintenance Fee
$9
Maintenance Fee
$12
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