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MyAutoLoan vs. AUTOPAY Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Car Loans

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Car Loans

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Good For
Up to 4 Offers in Minutes
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APR

5.90-29.90%

APR

4.67-23.80%

Repayment terms
24-84
Repayment terms
48-60 months
Min Credit Score
575
Min Credit Score
560
Loan Amount

$5K-$100K

Loan Amount

$3K-$100K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Prepayment Fee
None
Prepayment Fee
None
Refinance APR

Min 3.6%

Refinance APR

Min 4.67%

Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Competitive interest rates
  • Accept credit scores of at least 575
  • Very efficient application process
  • Good range of loan options
Pros
  • Many lenders and options are available
  • A wide range of loan amounts
  • Low initial interest rate
  • Offers pre-qualification with a soft credit check
Cons
  • cons An $8,000 minimum loan for new cars
  • cons Restrictions on certain vehicles
  • cons No support for Hawaii and Alaska residents
Cons
  • cons An initial deposit may be required
  • cons It takes 24-48 hours for a loan to be approved, which is longer than other lenders
  • cons It may take 1-2 weeks for a loan to be funded, which is longer than other lenders
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