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Bank of America vs. PNC Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Online Banking

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Good For
Manage Your Finances Online
Good For
Leading Online Banking Experience
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • Ample physical branches and ATMs
  • Low minimum deposit requirements
  • Waivable monthly fees
Pros
  • Extra Time helps avoid overdraft fees
  • Strong mobile and online tools to help manage money
  • 18,000 fee-free ATMs and branches in 20 states
Cons
  • cons APY rates not very competitive
  • cons Only one type of savings account
  • cons An overdraft fee of $35 chargeable daily
Cons
  • cons CD rates are low compared to competitors
  • cons Savings account rates are low
  • cons Business accounts may be complicated
Min Deposit
Min Deposit
$25
Min APY Savings
0.01
Min APY Savings
0.01
ATM Network
Wide network of ATMs nationwide
ATM Network
60,000+
Overdraft fees
$10
Overdraft fees
Maintenance Fee
$12
Maintenance Fee
$5
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