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Wells Fargo vs. Ponce Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Good For
A Reliable & Convenient Banking Partner
Good For
American Company. Community Spirit.
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • Many personal and small business checking accounts and savings accounts
  • Wealth management and investment services available
  • Transparent yields, requirements, and fees
Pros
  • Low fee structure across all accounts
  • Great mobile app
  • Wide range of account types
Cons
  • cons May need a high daily minimum balance to avoid maintenance service fees
  • cons Accounts may come with additional fees, such as out-of-network fees
  • cons Lower than average APY compared to digital-only banks
Cons
  • cons Offers close to average rates
Min Deposit
$25
Min Deposit
Min APY Checking
0
Min APY Checking
0.05
Min APY Savings
0.15
Min APY Savings
0.01
ATM Network
12,000 Wells Fargo ATMs
ATM Network
Overdraft fees
$35
Overdraft fees
Maintenance Fee
$5
Maintenance Fee
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