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Quontic Bank vs. Ally Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Good For
The Adaptive Digital Bank
Good For
Save Smarter and Faster
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • Quick and easy online process
  • Free access to more than 90K ATMs
  • No monthly or overdraft fees
Pros
  • No maintenance fees on some accounts
  • Earn more with excellent APYs
  • Multiple options to fund accounts
Cons
  • cons One branch with in-person banking
  • cons Deposit only through money transfer
Cons
  • cons No physical branches
  • cons Some negative reviews
  • cons No way to conduct cash deposits
Min Deposit
$100
Min Deposit
No minimum
Min APY Checking
0.01
Min APY Checking
0.10
Min APY Savings
4.50
Min APY Savings
4.20
ATM Network
90,000 fee-free ATM locations
ATM Network
75,000+ Nationwide
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