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Quontic Bank vs. CIT Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Good For
The Adaptive Digital Bank
Good For
Confident Banking At Your Fingertips
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • Quick and easy online process
  • Free access to more than 90K ATMs
  • No monthly or overdraft fees
Pros
  • No monthly fees
  • Competitive APYs
  • Reimburse ATM fees ($30/month)
Cons
  • cons One branch with in-person banking
  • cons Deposit only through money transfer
Cons
  • cons No in-network ATMs
  • cons Minimum account balance to qualify for higher APYs
Min Deposit
$100
Min Deposit
$100
Min APY Checking
0.01
Min APY Checking
0.10
Min APY Savings
4.50
Min APY Savings
0.25
ATM Network
90,000 fee-free ATM locations
ATM Network
Up to $30 in ATM fees reimbursed per month
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