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RefiJet vs. Carvana Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Car Loans

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Car Loans

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Good For
Offers For Low Credit Score
Good For
Hassle-Free Online Car Loans
APR

5.29-22.00%

APR

7.90-27.90%

Repayment terms
24-96 months
Repayment terms
36-72 months
Min Credit Score
580
Min Credit Score
300
Loan Amount

$5K-$100K

Loan Amount

$1K-$100K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Prepayment Fee
None
Prepayment Fee
None
Refinance APR

Min 5.29%

Refinance APR

Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Prequalification with soft credit check available
  • Low minimum credit score
  • Can buy out your lease
  • Some lenders offer automatic payment discounts
  • Cash-out refinances available
Pros
  • Simple overall experience
  • No minimum credit score, good for those with bad credit
  • No application fees, origination fees, or prepayment penalties
  • Prequalified terms last 45 days, giving you time to decide
  • Allows for a co-signer
  • 7-days money back guarantee
Cons
  • cons Lack of full online application
  • cons Vehicles older than 10 years not eligible
  • cons $395 origination fee
Cons
  • cons Only finances vehicles sold on Carvana
  • cons High interest rates if you have bad credit
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