We receive advertising fees from the brands we review that affect the ranking and scoring of such brands.

Advertiser Disclosure

This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.

Home
>
Compare Top Financial Providers Side-by-Side

Rocket Mortgage vs. AmeriSave Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

Overview
Personal Loans
Mortgages

Rocket Mortgage

One of the easiest-to-use mortgage providers

amerisave_vertical_nmls_l_mobi

Variety of home loan products

+

Add a brand

Overview

Personal Loans

Mortgages

Mortgages

Personal Loans

Good For

A Leading Digital Lender

Min Credit Score

610

APR

9.116-29.99%

Loan Amount

$2K-$45K

Lender Type

Direct

Loan Type

Unsecured Personal Loans
Fixed-Rate Personal Loans

Loan Purpose

Credit Card Refinance
Debt Consolidation
Home Improvement
Major Purchase
Medical Expenses
Relocation
Vacation
Wedding

Repayment terms

36-60 months

Soft Credit Pull

Yes

Pros

Digital online process with prequalification available
Fast funding times with potential for same-day funding
Competitive rates with autopay discount
No prepayment penalties

Cons

Loans come with up to a 9% origination fee on the loan amount
No cosigned or joint loans available
Shorter repayment terms can make it difficult to make monthly payments on larger loans

Not provided

Service isn't provided

Mortgages

Good For

35+ Years of Industry Expertise

Good For

Low Rates: Quick Quote & Pre-Qualification

Min Credit Score

580

Min Credit Score

630

APR

6.475-7.186%

APR

6.5-6.6%

APR Variable Rate

APR Variable Rate

Min 6.5%

Loan Type

Mortgage Purchase
Mortgage Refinance
Fixed
Adjustable
Home Equity Loan
FHA
USDA
VA
Jumbo

Loan Type

Mortgage Purchase
Mortgage Refinance
Fixed
Adjustable
Home Equity Loan
Home Equity Line of Credit
FHA
USDA
VA
Jumbo

Prepayment Fee

None

Prepayment Fee

None

Origination Fee

Variable, around $1,200

Origination Fee

None

Pros

Closing costs rolled into loan automatically
Smartphone app
Syncs with your bank account for easy application process
98% of financial institutions supported for digital asset verification

Pros

Easy online application process
Transparent information on their website
Customized rates and quick pre-qualification
Diverse range of loan options
3% minimum down payment on offer
Accurate quotes given

Cons

Can’t have face-to-face interaction with loan officer; online only
No alternative credit data considered

Cons

Lock fee of $500

+