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SuperMoney vs. Credible Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Overview drop-down-btn

Personal Loans

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Car Loans

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Debt Relief

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Tax Relief

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Personal Loans

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Car Loans

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Mortgages

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Student Loans

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Debt Relief

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Personal Loans drop-down-btn
Good For
Fast Comparison of Dozens of Lenders
Good For
Get Personalized Prequalified Rates
Min Credit Score
400
Min Credit Score
550
APR

5.99-36%

APR

6.94-35.99%

Loan Amount

$500-$100K

Loan Amount

$1K-$200K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Loan Type
  • Unsecured Personal Loans
Loan Type
  • Unsecured Personal Loans
  • Fixed-Rate Personal Loans
  • Variable-Rate Personal Loans
  • Co-singer / Joint loans
Loan Purpose
  • Credit Card Refinance
  • Debt Consolidation
  • Home Improvement
  • Medical Expenses
Loan Purpose
  • Credit Card Refinance
  • Debt Consolidation
  • Home Improvement
  • Medical Expenses
  • Relocation
  • Vacation
  • Wedding
Repayment terms
3 months to 84 months
Repayment terms
1-10 years
Soft Credit Pull
N/A
Soft Credit Pull
Yes
Pros
  • Large network of lenders
  • Low credit scores can be approved
  • Personal loans available in all 50 states
Pros
  • Great for Comparing Lenders
  • Fast and Easy
  • Secure 256-bit encryption
Cons
  • cons No phone support from SuperMoney
  • cons Not a direct lender
Cons
  • cons Fees Vary
  • cons Other Variable Info
  • cons Terms are Limited
Car Loans drop-down-btn
Good For
Get Personalized Loan Rates
Good For
Get auto loans from top lenders
APR

2.99-20.99%

APR

4.60-35.99%

Repayment terms
12 to 84 Months
Repayment terms
1-7 Years
Min Credit Score
570
Min Credit Score
580
Loan Amount

Max $100K

Loan Amount

$600-$100K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Prepayment Fee
None
Prepayment Fee
None
Refinance APR

Min 2.9%

Refinance APR

Min 4.60%

Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • One application allows borrowers to compare multiple lenders
  • Some lender partners work with poor credit
  • Leasing and refinancing loans available
Pros
  • Simple, streamlined prequalification and application process
  • Live customer support (uncommon among loan marketplaces)
  • Several other loan types are available
Cons
  • cons Weak customer service – must submit request for help through SuperMoney site
  • cons Borrowers who have less than great credit could pay high interest rates
Cons
  • cons No official auto purchase or refinancing loans — only personal loans
  • cons Not a direct lender
Debt Relief drop-down-btn
Good For
Minimum debt: $10,000
Good For
Free to Use, No Hidden Fees
Minimum Debt Amount

$10K

Minimum Debt Amount

$600

Min Credit Score
Varies by lender
Min Credit Score
Free Consultation
Yes
Free Consultation
Yes
Soft Credit Pull
Yes
Soft Credit Pull
N/A
Pros
  • Lots of info on lenders
  • Easy-to-use lender comparison tools
  • Great customer service
  • Offers personalized rates
  • Personal loans available in all 50 states
Pros
  • Great for Comparing Lenders
  • Fast and Easy
  • Secure 256-bit encryption
Cons
  • cons SuperMoney does not issue loans themselves
  • cons Currently no phone support
Cons
  • cons Fees Vary
  • cons Other Variable Info
  • cons Terms are Limited
Tax Relief drop-down-btn
Good For
Minimum Tax Amount: $10,000
Types of Tax Relief
  • Currently Not Collectible Cases
  • Installment Plans
  • Dealing with the IRS
  • Innocent Spouse Relief
  • IRS Tax Discharge
  • IRS Tax Expiration
  • Levy Release
  • Offer in Compromise
  • Payroll Tax Debt Relief
  • Penalty Abatement
  • Stop Wage Garnishment
  • Tax Lien Removal
  • Tax Preparation and Planning
  • Unfiled Tax Returns
  • Audit Representation
  • Criminal Tax Defense
  • Fresh start IRS program
  • Federal tax
  • State tax
  • PPIA
  • OOIC
Range of Fees *
  • Flat rate
  • service based
Pros
  • Transparency
  • Great customer service
  • Tax relief services in all 50 states
  • Free consultation
Cons
  • cons No phone customer support
Not provided

Service isn't provided

Mortgages drop-down-btn
Good For
One Application, Multiple Lenders
Min Credit Score
620
APR

7.17-8.22%

Loan Type
  • Mortgage Purchase
  • Mortgage Refinance
  • Fixed
  • Adjustable
  • Home Improvement
  • Home Equity Loan
  • Home Equity Line of Credit
  • FHA
  • USDA
  • Jumbo
Prepayment Fee
Varies by lender
Origination Fee
Varies by lender
Pros
  • Secure and private loan application process
  • Neat layout and easy navigation
  • 3-minute application without hard check
Cons
  • cons Limited options for government backed home loans
  • cons Credible doesn’t operate in several large states
  • cons No face-to-face customer support
  • cons Poor after sale services
Not provided

Service isn't provided

Student Loans drop-down-btn
Good For
Honest Source for Personalized Prequalified Rates
Min Credit Score
660
Loan Amount

$2K-$500K

Fixed Rate
3.85-12.10%
Variable Rate
4.70-13.44%
Funding Time
20 days
Loan Type
  • Private student loans
  • Student loan refinance
Soft Credit Pull
Yes
Pros
  • Can refinance Parent PLUS loans
  • Quickly compare multiple lending partners on a single platform
  • Get your rate and find out if you qualify with a soft credit pull
  • Some lending partners will refinance student loans without a degree
Cons
  • cons Same interest rate as going directly through lender
  • cons Those with high debt-to-income ratios may find it challenging to find a lender
Not provided

Service isn't provided

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