SuperMoney vs. Credible Comparison

5.99-36%

6.99-35.99%

$500-$100K

$600-$100K

• Marketplace

• Marketplace

• Unsecured Personal Loans

• Unsecured Personal Loans
• Fixed-Rate Personal Loans
• Variable-Rate Personal Loans
• Co-singer / Joint loans

• Credit Card Refinance
• Debt Consolidation
• Home Improvement
• Medical Expenses

• Credit Card Refinance
• Debt Consolidation
• Home Improvement
• Medical Expenses
• Relocation
• Vacation
• Wedding

• Large network of lenders
• Low credit scores can be approved
• Personal loans available in all 50 states

• Great for Comparing Lenders
• Fast and Easy
• Secure 256-bit encryption

• No phone support from SuperMoney
• Not a direct lender

• Fees Vary
• Other Variable Info
• Terms are Limited

2.99-20.99%

4.60-35.99%

Max $100K

$600-$100K

• Marketplace

• Marketplace

Min 2.9%

Min 4.60%

• One application allows borrowers to compare multiple lenders
• Some lender partners work with poor credit
• Leasing and refinancing loans available

• Simple, streamlined prequalification and application process
• Live customer support (uncommon among loan marketplaces)
• Several other loan types are available

• Weak customer service – must submit request for help through SuperMoney site
• Borrowers who have less than great credit could pay high interest rates

• No official auto purchase or refinancing loans — only personal loans
• Not a direct lender

$10K

$600

• Lots of info on lenders
• Easy-to-use lender comparison tools
• Great customer service
• Offers personalized rates
• Personal loans available in all 50 states

• Great for Comparing Lenders
• Fast and Easy
• Secure 256-bit encryption

• SuperMoney does not issue loans themselves
• Currently no phone support

• Fees Vary
• Other Variable Info
• Terms are Limited

• Currently Not Collectible Cases
• Installment Plans
• Dealing with the IRS
• Innocent Spouse Relief
• IRS Tax Discharge
• IRS Tax Expiration
• Levy Release
• Offer in Compromise
• Payroll Tax Debt Relief
• Penalty Abatement
• Stop Wage Garnishment
• Tax Lien Removal
• Tax Preparation and Planning
• Unfiled Tax Returns
• Audit Representation
• Criminal Tax Defense
• Fresh start IRS program
• Federal tax
• State tax
• PPIA
• OOIC

• Flat rate
• service based

• Transparency
• Great customer service
• Tax relief services in all 50 states
• Free consultation

• No phone customer support

7.17-8.22%

• Mortgage Purchase
• Mortgage Refinance
• Fixed
• Adjustable
• Home Improvement
• Home Equity Loan
• Home Equity Line of Credit
• FHA
• USDA
• Jumbo

• Secure and private loan application process
• Neat layout and easy navigation
• 3-minute application without hard check

• Limited options for government backed home loans
• Credible doesn’t operate in several large states
• No face-to-face customer support
• Poor after sale services

$5K-$500K

• Private student loans
• Student loan refinance

• Can refinance Parent PLUS loans
• Quickly compare multiple lending partners on a single platform
• Get your rate and find out if you qualify with a soft credit pull
• Some lending partners will refinance student loans without a degree

• Same interest rate as going directly through lender
• Those with high debt-to-income ratios may find it challenging to find a lender