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TD Bank vs. Bank of America Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Good For
America's Most Convenient Bank
Good For
Manage Your Finances Online
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • Wide variety of account options
  • Low minimum opening deposits
  • Options for in-person banking
Pros
  • Ample physical branches and ATMs
  • Low minimum deposit requirements
  • Waivable monthly fees
Cons
  • cons $3 Fee for transactions at non-TD bank ATMs
  • cons Savings account rates lower than average
  • cons Overdraft fee chargeable 5x times per-day
Cons
  • cons APY rates not very competitive
  • cons Only one type of savings account
  • cons An overdraft fee of $35 chargeable daily
Min APY Checking
0.05
Min APY Checking
Min APY Savings
0.99
Min APY Savings
0.01
ATM Network
Large network
ATM Network
Wide network of ATMs nationwide
Overdraft fees
$35
Overdraft fees
$10
Maintenance Fee
Maintenance Fee
$12
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