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Patriot Bank vs. The State Exchange Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Good For
Excellent APY. Low Fees.
Good For
Great Rates on Short-Term CDs
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Pros
  • Dependable institution
  • No ATM fees
  • Account fees are easily avoided
Pros
  • TruState Exchange Bank CDs require a low minimum opening balance of $250sted bank
  • Interest is compounded daily, while many competitors provide interest that’s compounded monthly
  • Short-term CDs available
Cons
  • cons No live chat
Cons
  • cons CD rates aren’t competitive with some of the highest-paying CDs at competing banks
  • cons Must open a CD through the SaveBetter platform, which means that you’ll have to work with the SaveBetter customer support team, available during business hours Monday through Friday.
Min Deposit
$100
Min Deposit
Min APY Checking
0.01
Min APY Checking
Min APY Savings
0.01
Min APY Savings
ATM Network
16,000
ATM Network
Overdraft fees
0
Overdraft fees
$32
Maintenance Fee
$7
Maintenance Fee
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