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Ally Bank vs. UFB Direct Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Online Banking

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Good For
Save Smarter and Faster
Good For
High Interest Savings Rates
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Account types
  • Savings
Pros
  • No maintenance fees on some accounts
  • Earn more with excellent APYs
  • Multiple options to fund accounts
Pros
  • Offer premium money market account
  • Can reach to 0.20% APY
  • Offer complete online banking
Cons
  • cons No physical branches
  • cons Some negative reviews
  • cons No way to conduct cash deposits
Cons
  • cons Only offer savings account
  • cons High APY when maintaining a high balance
Min Deposit
No minimum
Min Deposit
Min APY Checking
0.10
Min APY Checking
Min APY Savings
4.20
Min APY Savings
4.81
ATM Network
75,000+ Nationwide
ATM Network
No fees on any ATMs
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