Rewards Rate
Miles on hotels and rental cars booked through Capital One Travel.
Miles on flights booked through Capital One Travel.
Miles on all other purchases.
Anniversary bonus miles each year.
Annual travel credit.
Credit for Global Entry or TSA PreCheck®.
Welcome Bonus
● Welcome Bonus: Earn 75,000 miles after spending $4,000 in the first 3 months. ● Annual Bonus: 10,000 miles each year on your account anniversary. ● Other Bonuses: $300 annual travel credit for bookings through Capital One Travel. ● Up to $120 Global Entry or TSA PreCheck® credit.
APR
19.99-29.99% Variable APR
Pro & Cons
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Generous sign-up and anniversary bonuses.
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High rewards rates on travel-related purchases.
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Access to premium travel perks like airport lounges and Global Entry/TSA PreCheck credits.
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No foreign transaction fees.
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Many other travel-related perks.
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High annual fee.
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No introductory 0% APR offer.
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Rewards are geared more towards travel than cash-back or shopping.
Capital One Venture X Rewards Credit Card
The Capital One Venture X Rewards Credit Card offers elevated travel rewards designed to enhance your travel experience. With a generous 75,000-mile early spend bonus, annual travel credits, and no foreign transaction fees, this card is ideal for frequent travelers looking for luxury perks and valuable rewards.
Miles per dollar on every purchase
Miles per dollar on hotel and rental car purchases through Capital One Travel
Free lounge visits each year
Bonus miles after spending $4,000 on purchases within 3 months of opening an account
Credit for either TSA PreCheck or Global Entry
Intro APR for 15 months on balance transfers and purchases
Bonus miles. Spend $500 within first 3 months.
Miles/dollar on every purchase (unlimited).
Miles/dollar on hotels/rental cars booked through Capital One Travel (unlimited).
Capital One Spark Miles for Business
Good for:
Businessowners who frequently travel
Miles per dollar on business transactions.
Miles per dollar on hotels and rental cars through Capital One Travel
Miles intro bonus after spending $4,500 in first 3 months.
Card Highlights
- No Foreign Transaction Fees
- Earn 10X miles on hotels and rental cars booked through Capital One Travel
- Earn 5X miles on flights booked through Capital One Travel
- $300 annual travel credit
- Up to $120 credit for Global Entry or TSA PreCheck®
- 10,000 miles anniversary bonus
Rewards Redemption
Redeem miles for travel through Capital One Travel or apply miles as a statement credit for travel purchases made within the last 90 days. Miles can also be transferred to over 15 travel loyalty programs.
Card Terms, Rates and Fees
- APR for Purchases: 19.99%, 26.24%, or 29.99% variable.
- APR for Cash Advances: 29.99% variable.
- Annual Fee: $395.
- Transaction Fees: 4% for balance transfers at promotional APR, none at regular APR; $5 or 5% for cash advances.
- Late Payment Fee: Up to $40.
Maximize Benefits and Avoid Fees
- Use the card to book travels through Capital One Travel to maximize rewards.
- Take advantage of the annual $300 travel credit and anniversary bonus.
- Avoid late payments to prevent penalty fees.
- Spend $4,000 in the first 3 months to earn the welcome bonus.
- Use Capital One and partner lounges at airports when traveling.
Qualification Requirements
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Requirement |
Description |
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Credit score & credit history |
Excellent (800+) |
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Income |
Sufficient to cover monthly expenses |
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Job-status |
Stable employment preferred |
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Citizenship/residency |
US citizen or permanent resident |
|
Age |
18+ with a valid SSN or ITIN |
|
Required documents |
Valid ID and proof of income. |
What Makes This Card Appealing?
The Capital One Venture X Rewards Credit Card stands out due to its large travel rewards, premium travel perks, and substantial welcome and anniversary bonuses. Frequent travelers will find it particularly appealing for its value and benefits.
How to Apply
Here’s how to apply for the Capital One Venture X Rewards Credit Card:
Click the pre-approval or apply now button
Fill out required information
- The first step to apply is to click the “See if I’m Pre-Approved” or “Apply Now” button.
- The next step is to fill out the required information
- Once you go through the personal information and other information request, the card issuer will approve or deny your application.
Frequently Asked Questions
What kind of rewards credit card is the Venture X Credit Card?
Venture X Rewards Credit Card by CapitalOne is an elevated travel rewards credit card with luxury perks and valuable rewards.
What are the benefits of the Capital One Venture X Rewards Credit Card?
Benefits include a substantial early spend bonus, annual travel credits, Global Entry or TSA PreCheck® credit, and unlimited lounge access.
Is there an annual fee for the Capital One Venture X Rewards Credit Card?
Yes, the annual fee is $395.
