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Century Support Services

Jessica Cotzin Jessica Cotzin Last update:
Minimum debt
$10,000
Credit Score
Poor +

Founded in 2003, Century is one of the largest debt consolidation companies in the nation and has helped more than 250,000 customers with over $1.3 billion in debt.

With an A+ rating from the Better Business Bureau, multiple awards, accreditation and a 94% customer satisfaction rate, Century is one of the more reputable companies assisting with debt out there and works closely with their clients to reduce their debt using their 3-step program.

Best of all, there are no upfront fees and clients don’t pay a dime unless they’re successful in resolving their debt. You can get started with a free assessment to learn more about their program.

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Century Pros

  • Free assessment
  • Reputable company
  • No upfront fees
  • Excellent customer service

Century Cons

  • Few unrelated services offered
  • Not available in all 50 states

Application Process

To see if Century can help you with your debt, visit their website and click on Start My Free Assessment to submit your information to their specialists.

This form is quick and will ask just a few questions about your financial situation, including the following:

  • Name and contact information
  • Estimated debt owed
  • If you are late on your payments
  • How you heard about them
  • Leave a message

Since their form is pretty basic, you can also simply call them and speak to one of their representatives. They’ll ask for more detailed information, like your social security number, your income, and financial obligations (mortgage, car expenses, etc). They’ll conduct a soft credit pull to view your credit report, which will help them determine what accounts they can help with and if you qualify for their debt consolidation program.

This initial assessment won’t harm your credit score, but if you decide to move forward with their services, it would decrease your score. Their primary focus is to save you money in the long run by negotiating your debt with your creditors.

There are no upfront fees and with their services, it will likely reduce your credit score. You’ll be responsible for paying a fee of 25% of the total debt.

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Terms & Requirements

To qualify for Century’s program, you must have at least $10,000 worth of unsecured debt. The services are currently available in 32 select states. The fees for the services provided average about 25% of the amount of debt enrolled in the program. Fees are not paid until after the debts are settled.

Requirements

To qualify for Century’s program, you must have at least $10,000 worth of unsecured debt. The services are currently available in 32 select states.

Privacy & Security

Century is an accredited member of the American Fair Credit Council and the International Association of Professional Debt Arbitrators plus a few awards to their name, which is a good indicator of their level of professionalism.

Century deploys strong security measures to protect your privacy and personal information.

Customer Support

Century is known for their quality customer support. We were able to speak with one of their representatives without any hold via phone. You can also reach out to them via email. Unlike many of their competitors, Century is willing to disclose fees involved and how the process works through a secure client portal and email rather than forcing you to schedule an assessment, which is helpful when doing research on debt consolidation companies.

Their website also offers a live chat feature where you can be put in touch with a specialist immediately and a FAQs page with helpful information.

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Final Thoughts

Century offers a personalized debt program that is specific to your financial situation. After scheduling a free assessment with one of their debt specialists, they’ll determine if you’re a good fit for the program and begin implementing the strategies to negotiate with your creditors on your behalf.

Unlike many of their competitors, Century has been around long enough to have built a rapport with creditors. No fees will be required unless can successfully reduce and eliminate your unsecured debt.

It’s worth noting that you can contact creditors directly to try and bring down your debt balances, but if you’re not comfortable working on your debt with creditors alone, it’s worth it to speak with a Century specialist to see if their program is right for you.

 

Address

2000 Commerce Loop, Suite 2111

North Huntingdon, PA 15642

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Disclosure
This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website. These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.
Jessica Cotzin Jessica Cotzin
Jessica Cotzin is a writer and the Lendstart authority on small businesses and personal loans. She has been writing about personal finance and the loans industry for a number of years, and holds a bachelor’s degree in journalism from Florida Atlantic University.
This review is based on the writer's personal opinion.