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This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.

SuperMoney Debt Consolidation Review

Jessica Cotzin Jessica Cotzin Last update:
Minimum debt
$10,000
Credit Score
Poor +

SuperMoney is an online marketplace and hub for comparing financial products, like loans, insurance, mortgages and refinancing. They make it easy to learn more about various lenders,

what their rates are, services offered, fees involved, and reviews by SuperMoney users, making lender comparison shopping easy.

Debt is one of the most popular ways you can take control of your debt, and it involves combining your existing debt into one new loan. This simplifies your finances and can save you money when you get a debt loan with a lower rate than what you had on your other debt sources.

SuperMoney offers the option of debt through a personal loan from their network of lenders. The table below shows a quick glance at rates and terms, but you can get a personalized offer by completing their short pre-application form online.

Overview

SuperMoney strives to be a one-stop-shop for borrowers and a go-to for resources on reaching various financial goals, like debt. On their website visitors can learn more about the process, like how it works, how it can affect your credit score, and if it’s the right option.

Helpful resources aside, SuperMoney really shines by offering a comprehensive list of lenders that offer a debt loan (or personal loan used for debt) before submitting any personal information. You can narrow down this list by using their filters to quickly see a range of rates, how much you can borrow, and more details about each lender.

Most other marketplaces that connect borrowers to lenders aren’t this transparent, and you typically have to submit a pre-application form first to see lender details.

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SuperMoney Pros

  • Lots of info on lenders
  • Easy-to-use lender comparison tools
  • Great customer service
  • Offers personalized rates
  • Personal loans available in all 50 states

SuperMoney Cons

  • SuperMoney does not issue loans themselves
  • Currently no phone support

Application Process

To get some quick personalized offers for a debt loan from their network of lenders, you’ll need to submit a pre-application form. It takes just a couple minutes and won’t affect your credit score.

You can start by visiting their home page and clicking on the button that says “Finance A Purchase”. You might see the button with “Get Out of Debt”, but this will actually lead you to a debt application, which you don’t want.

SuperMoney lenders offer personal loans that can be used for debt, so you’ll find this option by going to “Finance A Purchase” and then “Personal Loans”.

From here, you’ll be prompted to answer a series of questions, like what the loan will be used for, how much you intend to borrow, what your income is, employment status, and a few more details about your financial profile.

When you submit your information, you’ll be presented with personalized loan offers from a list of lenders who you’re pre-qualified for. Each offer will include details like the lender, APR, terms and fees.

If you decide to finalize an offer, you’ll be directed to that lender’s website where you’ll need to complete their full application. This will run a hard credit check and may require you to supply additional information and documents, like a paystub or a tax form.

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Terms & Requirements

Here is a quick rundown of the terms and requirements of SuperMoney lenders.

Loan Requirements

  • Must be a US citizen or permanent resident
  • Must have a bank account and income
  • Loan requirements, like credit score range, will vary depending on the lender

Loan Terms

  • Loan amounts range from $250-$100,000
  • APR starts at 5.99%
  • Types of loans offered include auto loans, auto title loans, business loans, payday loans, personal lines of credit, personal loans, private student loans 

Repayment Terms

  • Repayment terms are between 3-84 months
  • Since SuperMoney is a marketplace and not a direct lender, they offer a wide range of repayment terms                       

Privacy & Security

SuperMoney is a reputable marketplace and only works with accredited lenders in the financial services space. Like most other lenders or marketplace platforms, they’ll share your data with their partners and affiliates, but they won’t sell it to third-party companies.

Their website is safe to use and they have a variety of technological safeguards in place to ensure user data is protected.

Customer Support

SuperMoney only has email customer support, but they were quick to reply when we sent them a message, which is always a good sign. They also provide a ton of free resources, like expert guides on all the financial products their lenders offer.

Final Thoughts

The resources and lender comparison tools offered by SuperMoney is impressive. While most other lender marketplaces are vague on who they work with and what kind of rates are available, SuperMoney is super transparent about all the lenders in their network.

If you’re looking for a place to quickly compare lenders for a debt loan, SuperMoney is a great start.

 

Address

SuperMoney, LLC

3100 S Harbor Blvd #190, Santa Ana, CA

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SuperMoney Disclaimer: *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. The use of trademarks does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney of those trademark owners or their sites, products or services, or they of us or ours. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. The operator of this website is not a lender, does not broker loans to lenders and does not make loans or credit decisions. This website does not constitute an offer or solicitation to lend. This website will submit the information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. SuperMoney or its affiliates may call you or send you SMS text messages as part of our/their service offering. The phone number or other service belonging to the called/messaged person(s) could incur charges for such contact. REPLY “HELP” FOR HELP, REPLY “STOP” TO CANCEL. By using this site you agree to Terms & Conditions and Privacy Policy.
**The Annual Percentage Rates (APR), interest rates, loan types, loan terms, loan amounts, origination fees and other terms provided in this website are estimated based on information you provided, data offered by partners, and publicly available information. All information is presented without warranty, and the estimated APR, terms and other features are not binding in any way. Lenders offer a range of APRs and loan programs depending on your credit history, income, and other factors. Only borrowers with excellent credit qualify for the lowest rates. Your actual APR will depend on your credit score, loan amount, term, income, and credit history. All loans must be reviewed and approved by the lenders.
† To check the rates and terms you qualify for, one or more soft credit pulls may be done by SuperMoney, and/or SuperMoney’s lending partners, that will not affect your credit score. However, if you choose to continue your application at a lending partners’ website or by phone, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Disclosure
This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.
Jessica Cotzin Jessica Cotzin
Jessica Cotzin is a writer and the Lendstart authority on small businesses and personal loans. She has been writing about personal finance and the loans industry for a number of years, and holds a bachelor’s degree in journalism from Florida Atlantic University.
This review is based on the writer's personal opinion.