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Home Equity Loan Calculator

Welcome to the Home Equity Loan Calculator, your essential financial partner. Our user-friendly, yet advanced tools provide homeowners with the insight they need to uncover hidden value within their properties. Home equity calculators provide you with clear, concise, and accurate figures related to your home equity and potential home equity loan value. It takes just a few simple operations to get the detailed information you need to make informed decisions about your property's equity. Get financial clarity and confidence with our home equity loan calculator. Start your journey toward a brighter financial future today by exploring home equity.

Easy-to-Use Home Equity Calculator

Current Home Value


Mortgage Outstanding Balance


Credit Score (FICO)


Current Loan to Value (LTV) Ratio


How Much Can You Borrow?

Compare your options below

What is a Home Equity Calculator?

You can get a home equity loan estimate by using a home equity calculator. It's an essential resource for homeowners considering a home equity loan or home equity line of credit (HELOC).

How to Use a Home Equity Calculator

Using a home equity calculator is simple. You'll need to know three things:

  1. The current value of your home.
  2. The amount you owe on your mortgage.
  3. Your credit score.

Once you have this information, you can enter it into the calculator. The calculator will then estimate your home's equity and borrowing capacity.

Why Use a Home Equity Calculator?

A home equity calculator provides a quick and easy way to estimate the amount you can borrow against your home's equity. This can be particularly useful when planning significant expenses, such as home improvements or debt consolidation.

The Best Online Home Equity Calculator

While many calculators are available online, our Home Equity Calculator stands out for its ease of use and accuracy. It's designed to give homeowners a clear understanding of their borrowing potential, helping them make informed financial decisions.

Calculating Home Equity for a Loan

When calculating home equity for a loan, it's helpful to remember that lenders typically allow homeowners to borrow up to 80% of their home's value. This is minus any outstanding mortgage balance. Our Home Equity Calculator considers this, providing a realistic estimate of your potential loan amount.


Whether you're considering a home equity loan or a HELOC, our Home Equity Calculator can provide the insights you need. Remember, while borrowing against your home's equity can be a useful financial strategy, it's important to do so responsibly. Always consider your ability to repay the loan and the impact on your overall financial health.

Here are some additional tips for using a home equity calculator:

  1. Ensure you have accurate information about the value of your home and the amount you owe on your mortgage.
  2. Be aware of the different types of home equity loans and HELOCs available.
  3. Compare interest rates and fees from different lenders before choosing a loan.
  4. Only borrow what you need and ensure you can afford the monthly payments.