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This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.
NMLS#
3030
Min Credit score: 580
Repayment Terms
96 - 360

Rocket Mortgage

Mortgage Experts Available 24/7
  • Apply 24/7 through the mobile app
  • Get pre-approved & lock your rate in minutes
  • Award-winning customer service
NMLS#
1168
Min Credit score: 600
Repayment Terms
60-360

AmeriSave Mortgage

Make Your Offer with Confidence
  • Lock your rate for 90 days with ‘Lock & Shop’
  • ‘Certified Closing Promise’ – close your loan or get $1500
  • Customized rate quote in < 3 mins
NMLS#
6606
Min Credit score: 580
Repayment Terms
Varies by lender

New American Funding

Your Mortgage, Your Terms
  • Historically Low Rates
  • A+ BBB Rating
  • Offers low-down-payment loans
NMLS#
1121636
Min Credit score: 660
Repayment Terms
180 - 360

SoFi

Get Pre-Qualified in Two Minutes
  • A large variety of mortgage options
  • No hidden fees or prepayment penalties
  • Members save $500 on processing fees
NMLS#
1681276
Min Credit score: 620
Repayment Terms
96 - 360

Credible

One Application, Multiple Lenders
  • Prequalify in just 3 minutes
  • Actual rates from multiple lenders
  • Complete the origination process online
NMLS#
1136
Min Credit score: 500
Repayment Terms
Varies by lender

LendingTree

Pre-Qualify in 3 Minutes
  • Offers free credit score check
  • 26+ years in the lending business
  • SSN needed to pre-qualify
NMLS#
1907
Min Credit score: 620
Repayment Terms
60-360

Veterans United

Where Veterans Become Homeowners
  • A top VA purchase lender in the last 5 years
  • Facilitated more than $16 billion in loans
  • Lock your rate by submitting your application
NMLS#
3030
Min Credit score: 620
Repayment Terms
12 - 480

Quicken Loans

A+ Customer Satisfaction
  • 35 years of experience
  • Fully automated, online process
  • Pre-approval available
NMLS#
174457
Min Credit score: 620
Repayment Terms
120 - 360

LoanDepot

No Login/Registration Required
  • Has funded over $65 billion in home loans
  • Clearance in as little as 8 days
  • Mello smartloan™ digital asset verification
NMLS#
3175
Min Credit score: 580/620
Repayment Terms
12 - 480

Home Equity Quiz

  • Marketplace with over 200 lending partners
  • Fast and intuitive questionnaire
  • Application with no hard credit pull
NMLS#
524995
Min Credit score: 620
Repayment Terms
Varies

Axos

Three Basic Steps to Take a Mortgage
  • Get 3% cash-back on repayment annually
  • A fast closing period for a mortgage
  • Borrowers can avoid paying a $995 fee
NMLS#
330511
Min Credit score: 620
Repayment Terms
180 - 360

Better Mortgage

No Lender Fees or Commissions
  • Easy online process
  • Have issued tens of thousands of loans
  • Explore a better home loan
NMLS#
10287
Min Credit score: 620
Repayment Terms
15, 20, or 30 years.

Zillow Home Loans

Simple Solutions for Every Step
  • Provides great purchase calculators
  • Allows to easily compare today’s rates
  • Offers a wide variety of loans
NMLS#
3304
Min Credit score: 620
Repayment Terms
10-30 Years

Lenox

No closing costs, no fees!
  • Serving happy clients since 1999
  • Offers a wide range of term lengths
  • Has a popular cash-out refinancing option
NMLS#
1522344
Min Credit score: 620
Repayment Terms
15, 30 years

LoanFlight

Utilizing the lowest rates
  • No lender or commission fees
  • 24/7 availability
  • Fully online process
NMLS#
1025894
Min Credit score: 620
Repayment Terms
10, 15, 20, 25, 30 years

Mutual of Omaha

More than a century of experience
  • Competitive refinancing rates
  • Relatively fast funding timeline
  • Efficient application process
NMLS#
0
Min Credit score: 500
Repayment Terms
< 10 years

Unlock

NMLS#
0
Min Credit score: 500
Repayment Terms
Up to 10 years

Hometap

NMLS#
1764611
Min Credit score: 620
Repayment Terms
15, 20, or 30 years

Simplist

Low-cost marketplace
  • Quick and easy application process
  • Access to a wide array of respected lenders
  • Variety of term lengths available
NMLS#
1016597
Min Credit score: 580
Repayment Terms
180, 360 months

Homie Loans

Mortgage loans and refinancing on your term
  • Discount brokerage offering competitive mortgage loans
  • Simple, online application process with pre-qualification option
  • Buyer’s rebate up to 50% of the agent’s commission fee
NMLS#
0
Min Credit score: 300
Repayment Terms
Varies

Bankrate Mortgages

A leader in mortgages comparison
  • Very useful comparison tools
  • Only deals with respected lenders
  • Good reputation in the space
NMLS#
0
Min Credit score: 620
Repayment Terms
Usually 15, 20, or 30 years

Sage Mortgages

Fund your way to a new home
  • Access to a dedicated loan officer
  • Deals with reputable lenders
  • Offers fast time to funding

Lendstart’s Mortgage Reviews Methodology

Ordinarily, it can take endless hours to search for the perfect mortgage options. But Lendstart makes it clear from the beginning about the need to refinance options. The review platform also presents mortgage lenders reviews.

The real estate, financial, and economics experts at Lendstart select and compare a wide range of mortgage options and mortgage lenders. It also makes it easier for the review platform to focus on its proven review methodology and rating methodology. The platform covers the basics like different mortgage types, the financing process, and selection criteria of an online-based mortgage lender.

Lendstart takes its time to review a variety of factors because it understands that mortgage loan is probably the biggest loan individuals take in their lifetime. Form approval process to potential interest rates, Lendstart offers conventional banking and online funding options to avail mortgage from different nationwide lenders. Lendstart reiterates that selecting a mortgage boils down to the mortgage lender

Is Lendstart Legit?

By utilizing a comprehensive and strategic evaluation process, and combining this with valuable user feedback, Lendstart is able to offer their customers reliable and trustworthy data. When it comes to getting important answers to complicated financial questions, Lendstart is an industry expert who has made it their mission to provide relevant and timely information with the goal of making their client’s financial journey an easier one.