50k Personal Loans: Find the Best Interest Rates

Personal Loans Calculator

Loan amount


Term in months


Interest rate per year



Monthly payment


Total paid


Interest paid

Month Balance Interest Principal
1 $10000.00 $37.50 $816.29
2 $9183.71 $34.44 $819.35
3 $8364.37 $31.37 $822.42
4 $7541.95 $28.28 $825.50
5 $6716.45 $25.19 $828.60
6 $5887.85 $22.08 $831.71
7 $5056.14 $18.96 $834.82
8 $4221.32 $15.83 $837.96
9 $3383.36 $12.69 $841.10
10 $2542.26 $9.53 $844.25
11 $1698.01 $6.37 $847.42
12 $850.60 $3.19 $850.60

Est. APR:

3.99 - 19.99*

Loan Term:

24 - 84* Months


An average 50k personal loan with an APR of 4.5% could be split into 60 monthly payments of $932.15.
The Total Interest you would pay during this time would be $5,929.06
We have found 11 Lenders that can fit the personal loan you are looking for.
We welcome you to compare the top lenders and find the one that suits you best or try entering other parameters in the calculator below.

What You Can Use A $50K Loan For

A $50k loan can help you afford many things. This is also where the new luxury vehicle range begins. But it also may be a great price range for buying a new boat.

Use $50k To Buy A New Boat

$50,000 can get you most of the kinds of boats you could think of. In fact, this is in the higher range for a fishing boat. But it can also get you:

  • A top-of-the-line pontoon or bowrider boat
  • A high-quality deck boat
  • A mid-range airboat
  • An average cuddy cabin
  • A low-end riverboat
  • Several high-quality sailboats

Boat loan rates can start at as low as 6% for borrowers with good credit. The best boat loans can make it possible to get your dream boat at an affordable rate. and secured boat loans can sometimes be backed by the boat itself. So, if you’re worried about collateral, you may consider putting up the boat and securing an even lower rate.

Alternatively, you can normally find unsecured personal boat loans online. This means you don’t need to risk any particular personal property. However, as implied, this might affect the interest rate.

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