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This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.
Est. APR
3.49-35.99%
Credit score: fair+
Max loan
$100,000
24-84mo

Credible

Credible is Free to Use
  • Free-to-use marketplace with a choice of vetted lending partners.
  • Borrowers are in control and can compare competitive loan options.
  • No prepayment fees and origination fees as low as 0%
Est. APR
6.99-22.23%
Credit score: good+
Max loan
$100,000
24-84 monthsmo

SoFi

Great Rates. Unique Benefits
  • Competitive rates available for good credit scores and income source
  • Access to financial advisors, private networking events, & unemployment protection
  • Flexible terms & payment options with no fees whatsoever
Est. APR
2.49-35.99%
Credit score: poor+
Max loan
$50,000
3-180mo

LendingTree

Quick & Easy Online Process
  • The nation’s largest online lending marketplace
  • Over $260 billion in loans facilitated
  • One short form for multiple loan options
Est. APR
5.99-35.99%
Credit score: poor+
Max loan
$35,000
3-72mo

LoansUnder36

Over 100 Lenders at Your Fingertips
  • See loan offers from over 100 lenders
  • Loans available for any type of credit
  • Fees depend on specific lender
Est. APR
3.09%-35.99%
Credit score: poor+
Max loan
$100,000
6-144mo

Bankrate

More than 4 decades of experience
  • Borrowers can find a personal loan option that fits their exact needs
  • Offers a comprehensive knowledge hub
  • Simple to use online loan comparison tool
Est. APR
5.99-35.99%
Credit score: poor+
Max loan
$35,000
3-72mo

5K Funds

Fast & easy online application
  • 5K Funds makes it easy to get rates and start comparing terms from multiple lenders.
  • 5K Funds has an extensive network of reputable lenders.
  • Borrowers have the freedom to use a personal loan in a number of ways.
Est. APR
3.99 - 19.99*%
Credit score: good+
Max loan
$100,000
24 - 84*mo

LightStream

Division of SunTrust Bank
  • Good credit gets low rates and zero fees
  • Fast and easy online process
  • $100 Loan Experience Guarantee¹
Est. APR
9.95-35.99%
Credit score: poor+
Max loan
$35,000
24-60mo

Avant

Personal Loans for You
  • Flexible repayment options
  • Great for customers with bad credit score
  • Safe and secure
Est. APR
7.9% - 29.99%
Credit score: poor+
Max loan
$25,000
Revolvingmo

Tally

Manage all your credit cards in one place
  • Tally saves credit card owners millions in interest and fees.
  • Provides free resources to help you get out of credit card debt fast.
  • No origination fees, prepayment fees, or early payoff fees.
  • Get out of debt 2X faster
Est. APR
8.05-35.89%
Credit score: poor+
Max loan
$40,000
36-60mo

LendingClub

A Leading P2P Marketplace
  • One of the largest P2P lending partners & investing companies
  • 15-day grace period for late fees
  • Apply in just minutes and receive competitive offers
Est. APR
6.99-19.99%
Credit score: good+
Max loan
$40,000
36-72mo

Marcus

No Fees, Simple Process
  • No sign-up, prepayment fees, or late fees
  • Flexible loan options
  • Great customer service available
Est. APR
2.49-35.99%
Credit score: poor+
Max loan
$50,000
24-84mo

AmOne

Personal Financial Specialist
  • Experience a secure application process without having to enter your SSN.
  • Get matched to lenders based on your profile & loan needs for FREE.
  • Our service will not impact your credit score.
Est. APR
4.99-35.99%
Credit score: poor+
Max loan
$100,000
24-84mo

Even Financial

Solid personal loan range
  • Free marketplace that connects borrowers to lenders
  • Access the free loan matching services with a quick application
  • Terms, rates, and fees vary depending on the lender
Est. APR
9.99-35.99%
Credit score: poor+
Max loan
$25,000
24-60mo

Lending Point

Personal Loans Up to $25K
  • Excellent Customer Support
  • Loans to customers with bad credit score
  • No prepayment fees
Est. APR
6.95-35.99%
Credit score: good+
Max loan
$40,000
36-60mo

Prosper - Personal Loans

Your Loan, Tailored for You
  • Easily compare rates from their investors using a peer-to-peer model
  • Loans range from $2,000 – $40,000, allowing for quick funds
  • No prepayment penalty fees
Est. APR
2.49-35.99%
Credit score: poor+
Max loan
$100,000
12-144mo

Monevo

Personalized loan offers
  • No minimum credit scores to apply for loans
  • See a wide range of offers without damaging your credit
  • Fee-free service
Est. APR
5.99-24.99%
Credit score: fair+
Max loan
$35,000
24-60mo

Payoff

Pay Off Your Credit Cards Faster
  • Provides the power to control credit card debt via debt consolidation loans.
  • Offers flexible terms, low rates, and no fees.
  • Seamless & quick online loan application process won’t hurt credit scores
Est. APR
6.16-35.99%
Credit score: fair+
Max loan
$50,000
36-60 mo

Upstart

4.9/5 Rating on Trustpilot
  • Great for students & recent grads with no credit history
  • AI & machine learning automate the borrowing process
  • A variety of personal loan types available for your needs
Est. APR
5.94-35.97%
Credit score: fair+
Max loan
$50,000
24-72mo

Upgrade

Check Your Rate in Minutes
  • Quick and seamless application allows you to check rates in minutes.
  • Discover if you qualify without harming your credit score.
  • Offers fast funds in 1-4 business days
Est. APR
4.84-35.99%
Credit score: poor+
Max loan
$25,000
61-84 mo

Easy and quick comparison
  • Online application takes just a few minutes to fill out won’t affect your credit
  • Competitive rates from different lenders
  • Funding as fast as the next business day
Est. APR
4.99-35.99%
Credit score: poor+
Max loan
$100,000
3-84mo

Supermoney

Great customer service
  • Get multiple real-time offers at once
  • No minimum credit score
  • Easily compare financial lenders
Est. APR
2.74-6.24%
Credit score: poor+
Max loan
$100,000
60-240mo

College Ave

US-based company
  • Loan repayment terms are flexible, with 16 choices
  • Instant credit decision
  • Multiple ways to contact customer support for help with the application process
Est. APR
From 4.99%
Credit score: poor+
Max loan
$50,000
Depends on lendermo

Guide to Lenders

  • Connects borrowers to lenders quickly and easily
  • Get rates from multiple lenders in a matter of minutes
  • Borrowers don’t need perfect credit to get approved
Est. APR
5.75-22.94%
Credit score: good+
Max loan
$50,000
36 & 60mo

Figure

Get Approved in Minutes
  • Approval in minutes. Funding in as few as 2 days.
  • Borrow up to $50k for emergency or unexpected purchases.
  • 100% online application; 3 & 5-year term options.
  • Low fixed rates available.
Est. APR
4.99 - 35.97%
Credit score: poor+
Max loan
$50,000
24 - 84 Monthsmo

Splash Financial

Check your rates for free
  • Offers a wide variety of financial solutions.
  • Partners with leading lenders to offer great rates.
  • Customized offers to suit your financial profile.
Est. APR
4.84 - 35.99%
Credit score: poor+
Max loan
$10,000
61 Days to 84 monthsmo

SearchKeyLoans

Online personal loans to suit your needs
  • Low-cost.
  • Simple application process.
  • Wide variety of term lengths.
Est. APR
4.99 - 17.99%
Credit score: good+
Max loan
$50,000
Up to 60mo

PenFed Credit Union

Offers Unsecured Personal Loans Online
  • Offers loans as small as $500.
  • Useful mobile app to manage your loan.
  • Offers extremely competitive rates.
Est. APR
7.99-35.99%
Credit score: poor+
Max loan
$35,000
6-24mo

Stilt

Better Rates. No Hidden Fees.
  • Get a loan with no SSN
  • No hard credit pull
  • Often approve loans within 24h
Est. APR
5.99 - 35.99%
Credit score: poor+
Max loan
$20,000
3-72 Monthsmo

LoanAssist USA

3 Simple steps to get your loan
  • Loans as small as $100.
  • Fast application and funding.
  • Offers good rates.
Est. APR
6.99 - 24.99%
Credit score: good+
Max loan
$35,000
36-84 Monthsmo

Discover

Designs loans for you
  • Wide range of loan term lengths.
  • 30-Day money-back guarantee on loan proceeds.
  • No origination fees or prepayment penalties.
Est. APR
5.99 - 29.99%
Credit score: poor+
Max loan
$50,000
36 & 60mo

Best Egg

Hassle-free. Fixed rates
  • Soft credit pull for pre-approval.
  • Funding of approved loans in as little as one business day.
  • Application takes just a few minutes.
Est. APR
5.99-35.99%
Credit score: poor+
Max loan
$1,000,000
Debt-free in 24-48mo

JG Wentworth

Minimum debt $10,000
  • 30 Years experience in financial services
  • Become debt-free in 24-48 months
  • A+ Better Business Bureau Rating
Est. APR
18.00-35.99%
Credit score: poor+
Max loan
$20,000
24-60mo

OneMain Financial

No Early Payment Fees
  • Trusted lender for over 100 years.
  • Online prequalification with a soft credit pull.
  • No pre-payment fees.
Est. APR
5.99 - 35.99%
Credit score: poor+
Max loan
$40,000
3-60mo

Next Day

Fast form-submission process
  • Fast form-submission process
  • Users can see lenders’ proposed terms and interest rates before agreeing to a specific loan
  • Funding in as little as 24 hours
Est. APR
4.99-35.99%
Credit score: fair+
Max loan
$100,000
24-84mo

Fiona

Expansive Marketplace
  • Multiple lenders to choose from
  • Loans to customers with bad credit score
  • All fees depend on the specific lender
Est. APR
35.98%-298.18%
Credit score: poor+
Max loan
$5,000
4-26mo

Rise

Poor credit history? No problem
  • APR: 35.98%-298.18%
  • Loan Term: 4-26 months
  • Min Credit Score: 0
Est. APR
19.9%-155%
Credit score: poor+
Max loan
$10,000
Up to 60mo

NetCredit

Fast & easy loans for poor credit
  • APR: 19.9%-155%
  • Loan Term: Up to 60 months
  • Min Credit Score: 0
Est. APR
59%-199%
Credit score: poor+
Max loan
$4,000
9-18mo

OppLoans

Quick loans for poor credit
  • APR: 59%-199%
  • Loan Term: 9-18 months
  • Min Credit Score: 0
Est. APR
Varies%
Credit score: good+
Max loan
$40,000
Variesmo

Debt Advisor

Advocate for consumers’ rights and financial health
  • APR: Varies by lender
  • Loan Term: 12-60 months
  • Min Credit Score: 610
Est. APR
99%-300%
Credit score: poor+
Max loan
$3,000
6-24mo

Integra Credit

Instant loans for poor credit
  • APR: 99%-300%
  • Loan Term: 12-24 months
  • Min Credit Score: 0

Lendstart’s Personal Loans Reviews Methodology

When it comes to personal loans, Lendstart compares and selects the most relevant personal loans. The financial experts at Lendstart analyze and review the personal loans that align with most people’s needs. From credit card refinancing to debt consolidation, Lendstart touches on the intricate details and nuances of various personal loans. Apart from review methodology and rating methodology, the reviewing platform filters the results and rates to guide people to get the best personal loan that caters to their needs. Each personal loan review makes a
comparative analysis of a wide range of personal loan companies that offer the most competitive rates in the market.

What’s interesting is that the experts at Lendstart spend hours to organize information related to personal loans. After that, they compare loan features, rating, and market position of the companies. Once Lendstart recommends the highest rating to a company offering a personal loan, it makes a case for why people should get a personal loan. It pinpoints fees, interest rates, and other parameters of a personal loan to make it clear to the potential borrowers.

Is Lendstart Legit?

By utilizing a comprehensive and strategic evaluation process, and combining this with valuable user feedback, Lendstart is able to offer their customers reliable and trustworthy data. When it comes to getting important answers to complicated financial questions, Lendstart is an industry expert who has made it their mission to provide relevant and timely information with the goal of making their client’s financial journey an easier one.