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This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.

SuperMoney Personal Loans

Jessica Cotzin Jessica Cotzin Last update:
Est. APR
4.99-35.99%
Max loan
$100,000
Term
3-84

Started in 2013 and based in California, SuperMoney is a marketplace platform that aims to connect borrowers to lenders with ease. Like other marketplaces that facilitate comparison shopping, SuperMoney partners with lenders offering a wide range of products, like personal loans, auto loans, private student loans, debt consolidation loans, tax relief services, and pretty much any and every financial service you may need.

What makes SuperMoney special is their website’s transparency when it comes to the lenders they partner with. Most marketplaces require you to first submit your information before showing you rates. With SuperMoney, they show you a list of lenders for the product you’re interested in along with their information, like APR range, repayment terms, fees and even the lender’s reviews. This is super useful if you want a quick glance before submitting any of your personal information.

You can even add filters when viewing their list of lenders to narrow down the list, like your credit score, income, desired loan amount, and so on.

SuperMoney Loan Types and Terms

Loan types Auto loans, auto title loans, business loans, payday loans, personal lines of credit, personal loans, private student loans
Loan amount $250-$100,000
Repayment terms 3-84 months
APR 4.99%-35.99%
Minimum credit score No minimum
Lender type Marketplace lender

Who is SuperMoney Good For?

Comparison shopping

SuperMoney is a hub for all kinds of financial services, including personal loans. They make lender comparison shopping incredibly easy by providing an effortless online experience.

Instead of having to submit your personal information to yet another lender or marketplace who will then bombard you with calls and emails, you can just visit their webpage, apply some filters, and get a quick, general idea of which lenders have something to offer based on your profile. They also show lender reviews based on SuperMoney’s users.

So let’s say you’re shopping for a personal loan, visit their personal loans page. You’ll see a button on the left that says “Filter”. If you add these filters—credit score of 400, an income of $40K  and available in the state of Florida—you’ll automatically see a list of lenders who have a personal loan that meets that criteria. It’s not a guarantee that you’ll qualify, but it sure helps when doing some quick comparisons.

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Pros

  • Lender transparency
  • Great customer service
  • Large network of lenders
  • Offers personalized rates
  • Personal loans available in all 50 states

Cons

  • No phone customer support
  • Not a direct lender
  • Needs more users for the Recommend/Do not recommend lender feature

Application Process

If you want to get a better idea of what rates you qualify for and from what lenders, you can submit a preliminary application form, which takes just a few minutes to complete.

You can begin by visiting the SuperMoney website and selecting your financial goal from their list, like “Finance a Purchase”. Select “Personal Loans” and then the “Get Offers in Seconds” button (you’ll find this button when you visit other pages).

Next, you’ll answer a few general questions, like what you need the loan for, how much you want to borrow, your credit score, employment status, your social security number and so on. They only run a soft credit check at this point. It’s only when you accept an offer with a specific lender that a hard credit check will be conducted.

This pre-application process will take about 3 minutes to complete. By the end of it, you’ll be taken to a page with a list of personal loan offers from different lenders in their network. This information will include the lender’s name, the APR, repayment terms, and fees.

In the additional details section, you’ll also see if SuperMoney recommends this lender based on their SuperMoney’s user reviews. This isn’t very reliable, however, unless there are a lot of “votes” (reviews). For example, SuperMoney lists the lender Prosper as “Mostly not recommended” for personal loans, but this is only based on 19 user reviews, which isn’t much.

If you decide to accept a loan offer from one of the listed lenders, you’ll be directed to their website where you can finish the application process. This may require additional information, like tax or bank statements.

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Terms & Requirements

Let’s take a quick look at some of the terms and requirements when securing a personal loan through a SuperMoney lender.

Loan Requirements

  • Must be a US citizen or permanent resident
  • Must have some income and a bank account
  • Loan requirements, like credit score range, will vary depending on the lender

Loan Terms

  • Loan amounts range from $150-$100,000
  • APR ranges from 4.99% – 35.99%
  • Types of loans offered include auto loans, auto title loans, business loans, payday loans, personal lines of credit, personal loans, private student loans

Repayment Terms

  • Repayment terms are between 3-84 months
  • Since SuperMoney is a marketplace and not a direct lender, they offer a wide range of repayment terms

Privacy & Security

Similar to other marketplaces and lending institutions, SuperMoney will share your information with their partners and affiliates, which you can opt out of at any time. They have technological safeguards in place to protect user data.

SuperMoney partners with reputable lenders who have been in the industry for years, like SoFi, LendingClub, Quicken Loans, LightStream, and more. Once you decide to do business with one of these lenders, all communication will be through that lender and not SuperMoney.

Customer Support

While SuperMoney has limited customer support (email only, no phone), they were quick to reply to our email inquiry about their personal loans. The customer service agent was friendly and informative.

For borrowers who care about having the best customer service experience, it’s important to review a lender before finishing your application, since you’ll be working with them moving forward.

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Final Thoughts

SuperMoney has an impressive lineup of lending partners and a wide range of financial service offerings, including personal loans. Their pre-approval application is online and takes just a few minutes to fill out to view your personalized rates.

Overall, SuperMoney is an impressive loan marketplace. Their comparison shopping tools and lender filter have made it as easy as possible to quickly compare lenders, see rates and terms—all without even having to submit any of your information, which many marketplaces don’t offer.

Address

SuperMoney, LLC

3100 S Harbor Blvd #190, Santa Ana, CA

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SuperMoney Disclaimer: *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. The use of trademarks does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney of those trademark owners or their sites, products or services, or they of us or ours. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. The operator of this website is not a lender, does not broker loans to lenders and does not make loans or credit decisions. This website does not constitute an offer or solicitation to lend. This website will submit the information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. SuperMoney or its affiliates may call you or send you SMS text messages as part of our/their service offering. The phone number or other service belonging to the called/messaged person(s) could incur charges for such contact. REPLY “HELP” FOR HELP, REPLY “STOP” TO CANCEL. By using this site you agree to Terms & Conditions and Privacy Policy.
**The Annual Percentage Rates (APR), interest rates, loan types, loan terms, loan amounts, origination fees and other terms provided in this website are estimated based on information you provided, data offered by partners, and publicly available information. All information is presented without warranty, and the estimated APR, terms and other features are not binding in any way. Lenders offer a range of APRs and loan programs depending on your credit history, income, and other factors. Only borrowers with excellent credit qualify for the lowest rates. Your actual APR will depend on your credit score, loan amount, term, income, and credit history. All loans must be reviewed and approved by the lenders.
† To check the rates and terms you qualify for, one or more soft credit pulls may be done by SuperMoney, and/or SuperMoney’s lending partners, that will not affect your credit score. However, if you choose to continue your application at a lending partners’ website or by phone, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Disclosure
This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.
Jessica Cotzin Jessica Cotzin
Jessica Cotzin is a writer and the Lendstart authority on small businesses and personal loans. She has been writing about personal finance and the loans industry for a number of years, and holds a bachelor’s degree in journalism from Florida Atlantic University.
This review is based on the writer's personal opinion.