American Home Shield offers home warranties designed to protect consumers from the costs associated with most major home appliances and systems. They have a fair fee structure that makes coverage affordable and generous caps on coverage. Clients can choose between three base service fees that are paid to the contractor. Lower service fees increase the monthly premium but decrease the amount paid on individual service calls. This type of coverage does not cover cosmetic defects, routine maintenance, system upgrades, or items still covered by a manufacturer or builder warranty. It is very helpful in covering basic wear and tear for appliances and systems, complementing the usual homeowners’ insurance coverage.
Optional Add-Ons
- Pool or Spa
- Guest Unit
- Septic Pump
- Well Pump
- Electronics Protection Plan
- Roof Leak Repair
Promotions
$50 off multiple properties
Exclusions
Exclusions are based on the state of residence and can include:
- Abuse
- Natural disasters
- Routine maintenance
- Flues, venting, chimneys, and exhaust lines
- Repair or remediation of cosmetic defects
- Electronic, computerized, or home management systems
- Radon monitoring systems, fire sprinkler systems, and solar systems and components
- Repair, replacement, installation, or modification of any component or part thereof, that has been, or is, determined to be defective by the Consumer Product Safety Commission or for which a manufacturer has issued, or issues, a warning, recall, or determination of defect
- System or appliance upgrades, or repairs or replacements required
- When the malfunction is due to missing components, parts, or equipment
- Audio/video/computer/intercom/alarm or security wiring or cable
- Telephone wiring
- Circuit overload
- Face plates
- Lighting fixtures
- Outside or underground piping well pump, and well pump components
- Window a/c units
- Fuel storage tanks
- Bathtubs, Sinks and Showers
- Shower enclosures and base pans
- Toilet lids and seats
- Septic tanks
- Water filtration/purification system
- Holding or storage tanks
- Saunas or steam rooms
- Garage door or door track assemblies
- Lock picking
- Lock-out service
Plans & Pricing
American Home Shield plans:
American Home Shield Coverage:
Pricing is available by requesting a quote on the company website. Each quote is specific to the property being covered. Plans are available nationwide (excluding Alaska, New York City, and some zip codes in Hawaii). No home inspection is required for any of the plans and buyers can choose between 12-month or 24-month contracts. Note that the pricing above is based on a 2,000 sqf new construction home in Williamson County, Texas.
Service Fees
American Home Shield uses a flat service fee structure and buyers can select their own service fee from $75, $100, or $125 per service call. The lower the service call pricing, the higher the monthly premium.
Payout Caps
Appliances have a payout cap of $3,000 per appliance for the ShieldGold plan and $6,000 per appliance for the ShieldPlatinum plan. There are no payout caps on covered home systems.
American Home Shield : How to Get Started
Applying for a new warranty through American Home Shield is a simple, quick process. It starts at the American Home Shield website, where you can enter your zip code to begin the quote process. You will then be asked for your physical address and contact. This ensures that you get the best, most accurate pricing.
Once you fill in the requested information and click the button “Shop Plans” you will be presented with the monthly cost of each plan tier, the systems and appliances covered, and be able to adjust the service call fee if you like (it defaults to $125). You can also scroll down to compare the coverage for each level of service.
Selecting a plan opens up the next page of the quote, where you are able to select any optional coverages you’d like.
Clicking next from this page will take you to the payments page where you enter all your details, add a payment method, and elect your home warranty coverage.
State Availability
Available -
Alabama,
Arizona,
Arkansas,
California,
Colorado,
Connecticut,
Delaware,
Florida,
Georgia,
Hawaii,
Idaho,
Illinois,
Indiana,
Iowa,
Kansas,
Kentucky,
Louisiana,
Maine,
Maryland,
Massachusetts,
Michigan,
Minnesota,
Mississippi,
Missouri,
Montana,
Nebraska,
Nevada,
New Hampshire,
New Jersey,
New Mexico,
New York,
North Carolina,
North Dakota,
Ohio,
Oklahoma,
Oregon,
Pennsylvania,
Rhode Island,
South Carolina,
South Dakota,
Tennessee,
Texas,
Utah,
Vermont,
Virginia,
Washington,
West Virginia,
Wisconsin,
Wyoming
Not Available -
Alaska