America’s 1st Choice Reviews

Sump pump, stand-alone freezer, second refrigerator, septic system, well pump, pool, and spa.

Pre-existing conditions, Acts of God, issues caused by abuse or neglect, damage due to rust or corrosion. Additionally, each system has specific exclusions. For example, air conditioning is covered, but window units for air conditioning systems are not. Check the terms for all exclusions.

AFC offers four different home warranty plans:

• The System plan covers the main household systems, including air conditioning, heating, water heating, electrical system, plumbing, and ductwork. The System plan costs between $424 – $480 a year, depending on the service fee chosen, with options ranging from $75 – $125.
• The Silver plan covers the main appliances within a home, including clothes dryers, clothes washers, refrigerators, ovens, ranges, dishwashers, garbage disposals, and garage door openers. This plan costs $339 – $396 a year, depending on the service fee chosen.
• The Gold plan combines the systems covered in the System plan and the appliances covered in the Silver plan. The Gold plan costs $509 – $565 per year, depending on the service fee selected.
• The Platinum plan covers everything in the Gold plan, plus plumbing stoppages, faucets, ice makers, built-in microwaves, and fans. This premium coverage level costs between $565 – $622 per year.

In addition to these plans, further optional add-ons are available. A full list of the add-ons and their annual costs are as follows:

• In-ground pool: $100
• In-ground pool and spa: $150
• Sump pump: $35
• Hot water dispenser: $35
• Roof leak: $25
• Double oven: $25
• Septic system: $50
• Stand-alone freezer: $25
• Central vacuum: $25
• Well pump: $50

Pricing is not readily transparent on the AFC website, but the process of obtaining a quote is so quick that the pricing for each plan is easily available. There is no home inspection required to take out an AFC home warranty, and contract terms are between one and three years long.