Become Review
Visit site

Become Reviews

Bob Phillips


Bob Phillips

Additional Working Capital
Additional Working Capital
About Become

Headquartered in San Mateo, Become, formerly Lending Express, changed its name in 2019. Become is a financial technology company, not a lender. Become pairs entrepreneurs and small businesses with a network of 50+ lenders for business loans ranging from $5,000 to $500,000.

Become’s main selling point is that it empowers small businesses to become more profitable. The company uses advanced algorithms to provide SMBs (small-medium size businesses) with customized funding to help them grow and successfully scale their businesses.









Become Business Loans Review

Become’s online service is dedicated to helping businesses procure loans through a variety of lenders. Become is not a bank or finance company.

Become Business Loans Highlights


$5,000 - $500,000


12 months to 60 months


3 hours


4 months













Pros & Cons

  • Compares funding offers through multiple lenders to secure the most favorable terms for the borrower
  • Assists businesses with improving their credit
  • Has a good reputation and positive online reviews
  • Does not disclose business loan interest rates on website
  • No personal loans offered
  • Provides matching services with lenders, no customer support

Business Loans Type

  • SBA Loans
  • Business Line of Credit
  • Invoice Factoring
  • Equipment Financing
  • Merchant Cash Advances

Become Business Loans Terms & Requirements

Become offers unsecured business loans to companies that have been in business for as little as four months. Business loans from Become can be used for any business purpose, such as increasing cash flow, paying expenses, purchasing inventory, hiring employees, and upgrading equipment. Become’s terms are difficult to discern based on them using over 50 lenders with different terms and rates.

How to Apply

Become’s application is completed online. However, when attempting to apply for a business loan with Become, we were met repeatedly with an error message regardless of which website page we tried to apply from:

Screen 1

Qualification Requirements

  • Minimum of four months in business with $10,000 monthly revenue of 6 months in business with $3,000 monthly revenue
  • Provide business bank statements
  • Provide other documentation depending on the lender

Required Information

  • Business bank statements
  • Additional documentation, if requested by the lender

Application Steps & Time Frames

  • Apply online for a business loan
  • Wait 1-3 hours for approval
  • Receive funding quickly as three hours

State Availability

Available in all states

Customer Support

Become offers new account sales information via telephone and email. It does not provide a live chat service.

Their toll-free number is a sales line. Any support for existing customers is offered through the lender they were matched with by Become.

We found Become’s telephone sales to be unresponsive. Our call went directly to an automated message saying our phone number had been recorded and we would receive a callback. Unfortunately, no time frame was given for the return call, and three days later no callback had been received.

In Conclusion

After purchasing Lending Express, the company rebranded itself as Become in 2019. The company is long on providing product information on its website but short on providing telephone access for prospective customers inquiring about loans.


What is the interest rate of Become’s business loans?
Become states that loan repayments are not based on interest rates but a total payback amount, which is agreed upon upfront.
Which industries does Become lend to?
Become lends to U.S. businesses across all for-profit industries.
How quickly will my loan be approved?
Applying for a loan through Become takes just a few minutes. Loan partners generally approve qualified loan applications quickly. Businesses can get funded in as little as 3 hours. This time frame depends on the loan provider receiving all required documentation on time.

This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.


Bob Phillips

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.