Biz2Credit understands the need for flexibility in small businesses and the challenges entrepreneurs face in the early years of their business. Therefore, Biz2Credit offers a variety of financing products including but not limited to term loans, working capital and CRE loans.
Biz2Credit Business Loans Terms & Requirements
Terms and requirements can vary depending on the loan size and type. Most borrowers will need a good credit score with at least 6 months of revenues (2 years recommended). Bankruptries, foreclosures, and tax liens can disqualify borrowers. Their loans can be costly due to fees, but are quickly available. Business loans are unsecured and collateralized, meaning that the borrower may be personally liable if the business were to default on the loan.
Biz2Credit offers a variety of financing products including term loans, working capital and CRE loans, SBA loans, traditional bank loans, business lines of credit, equipment financing, business acquisition loans, commercial real estate loans, refinancing and merchant cash advances for small business owners. *Not all financing products from Biz2Credit are classified as loans.
Required Information
Biz2Credit has an online application that should only take roughly 3-4 minutes. It requires personal and business information, including but not limited to name, address, contact details, financial statements, social security number, annual revenue and time in business. If you submit proper documentation, Biz2Credit can approve your application and provide funding, in as little as 24 hours.
Required documents
- None specifically listed; but may include P&L statements, revenue reports, tax returns, bank statements.
State Availability
Available -
Alabama,
Alaska,
Arizona,
Arkansas,
California,
Colorado,
Connecticut,
Delaware,
Florida,
Georgia,
Hawaii,
Idaho,
Illinois,
Indiana,
Iowa,
Kansas,
Kentucky,
Louisiana,
Maine,
Maryland,
Massachusetts,
Michigan,
Minnesota,
Mississippi,
Missouri,
Montana,
Nebraska,
New Hampshire,
New Jersey,
New Mexico,
New York,
North Carolina,
Ohio,
Oklahoma,
Oregon,
Pennsylvania,
South Carolina,
Tennessee,
Texas,
Utah,
Virginia,
Washington,
West Virginia,
Wisconsin,
Wyoming,
Not Available -
Nevada,
North Dakota,
Rhode Island,
South Dakota,
Vermont,