Pool, Spa, Central Vacuum, Second refrigerator, Well Pump, Sump Pump, Septic System
Choice Home Warranty Home Warranty Review
Choice Home Warranty provides affordable, easily understandable home warranties to ensure that your home systems and appliances are covered in case of breakdown. Home warranties cover household items not usually included by homeowners insurance, such as cookers, washing machines, and air conditioning systems.
Choice Home Warranty offers two types of warranty cover: Basic and Total. Basic warranty cover includes the most popular household items, such as plumbing, electrical, water heater, and dishwasher cover. Alternatively, the Total plan includes air conditioning systems, clothes washers, dryers, and refrigerators. Additional items like pool, spa and well pumps can be added as optional extras. You don’t need to have a home inspection to take out a warranty with Choice Home Warranty.
Choice Home Warranty Home Warranty Highlights
CONTRACT LENGTH
12 months
HOME INSPECTION
Not required
RESPONSE TIME
Home visit within 48 hours
PAYOUT CAPS
maximum of $3,000 per item
SERVICE FEES
min $85
OTHER FEES
Yes
NHSCA MEMBER
No
BBB RATING
B
PROMOTION
The first month is free if you take out annual cover
COVERAGE
Basic, total
Pros & Cons
- One of the cheaper home warranty plans available while still providing a wide range of coverage
- No home inspection required
- 24/7 coverage 365 days a year
- Add-on options are available
- Coverage only up to $3,000 per item
- Plans are not available in Washington
- Fully customizable plans not available
Plan Types
Choice Home Warranty provides two plans Basic and Total
- Basic – Plumbing system, Electrical, Heating, Ductwork, Water Heater, Oven, Dishwasher, Microwave Oven, Garbage Disposal, Garage Door, Bathtub, and Ceiling Fans
- Total – all of the above plus Clothes Washer, Clothes Dryer, Refrigerator, and Air Conditioning
Optional Add-Ons
Exclusions
Pre-existing conditions, damages caused by structural damage, water damage, maintenance due to abuse or neglect, Acts of God.
Plans & Pricing
The Basic plan starts from $46 per month, with the Total plan costing $55 per month. These prices increase if your house is larger than 5,000 square feet. Optional extras are available, costing between $3 and $15 per item per month to cover. All repairs made by contractors are guaranteed for 90 days, which is longer than the market average.
The Basic plan provides coverage for the most popular household items. These include, but aren’t limited to:
- Plumbing
- Electrical
- Water heater
- Dishwasher
- Oven and microwave oven
- Cooktop
- Garage door
- Whirlpool bathtub
The Total plan includes everything included within the Basic Plan alongside:
- Air conditioning system
- Clothes dryer
- Clothes washer
- Refrigerator
You can then choose to cover the following items as optional extras:
- Pool/Spa
- Central vacuum
- Second Refrigerator
- Limited roof leaks
- Stand-alone freezer
- Well pump
- Sump pump
- Septic system
- Septic tank plumbing
We would recommend the Total plan, as the difference in price is worth the extra items covered.
How to Get Started Choice Home Warranty
State Availability
Not Available - California, Washington.
Privacy & Security
Choice Home Warranty has a detailed privacy policy on its website detailing how your private data is handled and managed. The company collects and stores your information securely and may use your data for business-related purposes as described in the privacy policy. Yet, your data will not be given or sold to third parties for marketing purposes. You have the right to opt-out of communications or to ask Choice Home Warranty to remove your personal data at any time.
Customer Support
Choice Home Warranty has a 24/7 customer helpline, as you’d expect from a company that deals with household emergencies. You can also reach the company via an online form.
In our experience, we decided to contact Choice Home Warranty via their service department at (888) 373-7924 with our queries. The customer support team answered our call quickly, and the representative was helpful, dealing with our call in a professional manner. Choice Home Warranty told us that contractors would be contacted within four hours of the call, and someone would visit the house to fix the problem within 48 hours. In our case, we had a contractor arrive within 24 hours.
Looking online, there are mixed reviews about Choice Home Warranty’s customer service, but our experience was excellent.
In Conclusion
Choice Home Warranty has established itself as a market leader due to its affordable cover and easy-to-understand price plans. There are some negative reviews about Choice Home Warranty’s services online, but the positive ratings heavily outweigh these. Our experience in dealing with Choice Home Warranty would be to recommend them as one of the leading home warranty providers in America.
FAQ
Choice Home Warranty Disclaimer
Click Here to view the full limits of liability and any exclusions. Choice Home Warranty offers service contracts that are not warranties. See policy for specifics on response times. Choice Home Warranty reserves the right to provide cash back in place of repair or replacement in the amount of Choice Home Warranty’s actual cost (which at times may be less than retail) to repair or replace any covered system, component, or appliance. First Month Free is available with the purchase of any Single Payment home warranty plan.
In California, Choice Home Warranty branded service contracts are issued and offered by Home Service Club of California, Inc. (HSCCA) and sold exclusively by Home Service Club of California Insurance Services. Click Here to view the complete HSCCA CA terms and conditions. Choice Home Warranties are not available in California.
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