Choice Home Warranty Review
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Choice Home Warranty Reviews

Lauren Le-Hair


Lauren Le-Hair

Affordable Home Warranty Without Site a Visit
Affordable Home Warranty Without Site a Visit
About Choice Home Warranty

Founded in 2008 and based in New Jersey, Choice Home Warranty offers affordable and accessible home repairs should any home appliance or system components in the house break down. The company provides home warranty services for any house, regardless of age, which helps to distinguish its services from top competitors. Choice Home Warranty stands out from the crowd by boasting a wide range of country-wide contractors, with 15,000 contractors at hand, should something go wrong with one of your home appliances.









Choice Home Warranty Home Warranty Review

Choice Home Warranty provides affordable, easily understandable home warranties to ensure that your home systems and appliances are covered in case of breakdown. Home warranties cover household items not usually included by homeowners insurance, such as cookers, washing machines, and air conditioning systems.

Choice Home Warranty offers two types of warranty cover: Basic and Total. Basic warranty cover includes the most popular household items, such as plumbing, electrical, water heater, and dishwasher cover. Alternatively, the Total plan includes air conditioning systems, clothes washers, dryers, and refrigerators. Additional items like pool, spa and well pumps can be added as optional extras. You don’t need to have a home inspection to take out a warranty with Choice Home Warranty.

Choice Home Warranty Home Warranty Highlights


12 months


Not required


Home visit within 48 hours


maximum of $3,000 per item


min $85








The first month is free if you take out annual cover


Basic, total

Pros & Cons

  • One of the cheaper home warranty plans available while still providing a wide range of coverage
  • No home inspection required
  • 24/7 coverage 365 days a year
  • Add-on options are available
  • Coverage only up to $3,000 per item
  • Plans are not available in Washington
  • Fully customizable plans not available

Plan Types

Choice Home Warranty provides two plans Basic and Total

  • Basic – Plumbing system, Electrical, Heating, Ductwork, Water Heater, Oven, Dishwasher, Microwave Oven, Garbage Disposal, Garage Door, Bathtub, and Ceiling Fans
  • Total – all of the above plus Clothes Washer, Clothes Dryer, Refrigerator, and Air Conditioning

Optional Add-Ons

Pool, Spa, Central Vacuum, Second refrigerator, Well Pump, Sump Pump, Septic System


Pre-existing conditions, damages caused by structural damage, water damage, maintenance due to abuse or neglect, Acts of God.

Plans & Pricing

The Basic plan starts from $46 per month, with the Total plan costing $55 per month. These prices increase if your house is larger than 5,000 square feet. Optional extras are available, costing between $3 and $15 per item per month to cover. All repairs made by contractors are guaranteed for 90 days, which is longer than the market average.

The Basic plan provides coverage for the most popular household items. These include, but aren’t limited to:

  • Plumbing
  • Electrical
  • Water heater
  • Dishwasher
  • Oven and microwave oven
  • Cooktop
  • Garage door
  • Whirlpool bathtub

The Total plan includes everything included within the Basic Plan alongside:

  • Air conditioning system
  • Clothes dryer
  • Clothes washer
  • Refrigerator

You can then choose to cover the following items as optional extras:

  • Pool/Spa
  • Central vacuum
  • Second Refrigerator
  • Limited roof leaks
  • Stand-alone freezer
  • Well pump
  • Sump pump
  • Septic system
  • Septic tank plumbing

We would recommend the Total plan, as the difference in price is worth the extra items covered.

How to Get Started Choice Home Warranty

We found that obtaining a quote from Choice Home Warranty was straightforward and super speedy. The Choice Home Warranty website is easy to navigate, and there are multiple options to start the quote process.
Screen 1

Click on “Get a Free Quote” to

State Availability

Available - Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin, Wyoming.

Not Available - California, Washington.

Privacy & Security

Choice Home Warranty has a detailed privacy policy on its website detailing how your private data is handled and managed. The company collects and stores your information securely and may use your data for business-related purposes as described in the privacy policy. Yet, your data will not be given or sold to third parties for marketing purposes. You have the right to opt-out of communications or to ask Choice Home Warranty to remove your personal data at any time.

Customer Support

Choice Home Warranty has a 24/7 customer helpline, as you’d expect from a company that deals with household emergencies. You can also reach the company via an online form.

In our experience, we decided to contact Choice Home Warranty via their service department at (888) 373-7924 with our queries. The customer support team answered our call quickly, and the representative was helpful, dealing with our call in a professional manner. Choice Home Warranty told us that contractors would be contacted within four hours of the call, and someone would visit the house to fix the problem within 48 hours. In our case, we had a contractor arrive within 24 hours.

Looking online, there are mixed reviews about Choice Home Warranty’s customer service, but our experience was excellent.

Phone Support
(888) 531-5403
Mon - Sun

In Conclusion

Choice Home Warranty has established itself as a market leader due to its affordable cover and easy-to-understand price plans. There are some negative reviews about Choice Home Warranty’s services online, but the positive ratings heavily outweigh these. Our experience in dealing with Choice Home Warranty would be to recommend them as one of the leading home warranty providers in America.


What is the difference between homeowners’ insurance and a home warranty?
Homeowners insurance tends to cover the building from hazards such as flooding and fire. On the other hand, a home warranty covers maintained household items.
Do I have to pay a service fee?
Each service callout incurs a flat $85 charge.
Do I need a home inspection before getting a home warranty?
Most home warranty providers require a home inspection, but Choice Home Warranty provides home warranty coverage without a home inspection.

Choice Home Warranty Disclaimer

Click Here to view the full limits of liability and any exclusions. Choice Home Warranty offers service contracts that are not warranties. See policy for specifics on response times. Choice Home Warranty reserves the right to provide cash back in place of repair or replacement in the amount of Choice Home Warranty’s actual cost (which at times may be less than retail) to repair or replace any covered system, component, or appliance. First Month Free is available with the purchase of any Single Payment home warranty plan.
In California, Choice Home Warranty branded service contracts are issued and offered by Home Service Club of California, Inc. (HSCCA) and sold exclusively by Home Service Club of California Insurance Services. Click Here to view the complete HSCCA CA terms and conditions. Choice Home Warranties are not available in California.


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Lauren Le-Hair

As an experienced content writer, Lauren’s passion for the finance sector is only exceeded by her love of writing. Lauren specializes in the financial industry, drawing on her knowledge and experience to deliver top-quality, specialized content with an expert tone of voice and a unique flair. She also holds a First Class (Hons) Batchelor’s degree from Staffordshire University.