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Credit Saint Reviews

8.6

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lendstart
Written by Lendstart

About Credit Saint | Read More

8.6

LS Score

8

Credibility

8.8

Support

9

Accessibility

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Opening Hours Opening Hours drop-down-btn
Mon-Fri 9am-10pm EST
Sat 10am-8pm EST
Sun 12pm-8pm EST
Contact Information Contact Information drop-down-btn
  • support@creditsaint.com
  • 877-637-2673
  • Headquarters: Credit Saint, LLC PO Box 110, Oakland, NJ 07436
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Lendstart aims to simplify complicated topics in the personal finance field. Gain insight from our thought leaders, seasoned industry experts, who strive to provide timely and practical information on current market trends.

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FAQ’s

Is Credit Saint a reputable credit repair company?

Yes, Credit Saint is a reputable credit repair company that has been in the credit repair industry for over a decade. The company is accredited by the Better Business Bureau and has an A+ rating. Credit Saint is also a trusted partner of the National Association of Credit Services Organizations. The company has received numerous positive reviews and ratings from satisfied clients and is known for its transparency and commitment to customer satisfaction.

How much does Credit Saint's credit repair services cost?

Credit Saint offers three different credit repair programs that are tailored to different levels of credit repair needs. The pricing for these programs varies depending on the level of service you require. However, Credit Saint offers a free credit evaluation to help potential clients assess their credit repair needs and determine if their services are right for them.

How long does it take for Credit Saint to improve my credit score?

The amount of time it takes for Credit Saint to improve your credit score depends on several factors, such as the severity of your credit issues and the complexity of your case. In general, Credit Saint advises clients to expect to see improvements within 45 to 90 days of beginning their credit repair services. However, it's important to note that each case is unique, and results may vary.

Customer Support

Credit Saint provides clients with a dedicated personal advisor who is available to answer questions and provide guidance throughout the credit repair process. Clients can also access a customer portal where they can track the progress of their credit repair journey and receive regular updates from their personal advisor.

Customer support is available by phone, email, and chat.

They have an A+ rating from the Better Business Bureau and are a trusted partner of the National Association of Credit Services Organizations.

In addition, Credit Saint offers a 90-day money-back guarantee on their credit repair services, which means clients can get a full refund if they are not satisfied with the results.

Privacy & Security

Credit Saint complies with all applicable laws and regulations regarding data privacy and security, including the Fair Credit Reporting Act (FCRA) and the Gramm-Leach-Bliley Act (GLBA). It uses industry-standard encryption technologies to safeguard clients’ data during transmission and storage. The company also has strict access controls in place to ensure that only authorized personnel can access clients’ information.

In addition, Credit Saint has a comprehensive privacy policy that outlines its data handling practices and how it collects, uses, and discloses clients’ information. It claims only to collect information that is necessary for providing credit repair services and does not share clients’ information with third parties without their consent, except as required by law. There is also an option for clients to delete their personal information from the database upon request.

 

In Conclusion

Overall, we found Credit Saint to be a reputable credit repair company that provides quality services and good customer support. With a team of experts, transparent communication, and a commitment to customer satisfaction, Credit Saint is considered a great choice for anyone looking to improve their credit standing.

Brand Disclaimer

CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.

You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee for obtaining said Credit Bureau. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.

You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.

You may cancel this contract without penalty or obligation at any time before midnight of the 3rd business day after the date on which you signed the contract. See the below notice of cancellation form for an explanation of this right.

Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact:

The Public Reference Branch, Federal Trade Commission, Washington, D.C. 20580