Elite Home Warranty Review
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Elite Home Warranty Reviews

Bob Phillips


Bob Phillips

Warranty Coverage at Affordable Rates
Warranty Coverage at Affordable Rates
About Elite Home Warranty

Elite Home Warranty is based in Brooklyn, New York. The company was started in 2020, making it one of the youngest companies in the home warranty industry. The company does business in all but five states across the U.S. and has received very favorable reviews, along with an A rating from the Better Business Bureau (BBB).

Elite Home Warranty’s main selling point is its 60-day cancellation clause in its contract, compared to the industry standard of 30 days. Elite also offers a single point of contact during the claims process.









Elite Home Warranty Home Warranty Review

Elite offers three home warranty plans plus add-on options the customer can choose from. Their service network is provided by a network of licensed, insured technicians who the company vets before being admitted to the network.

Elite Home Warranty Home Warranty Highlights


12 months


Not required




$15,000 annual coverage cap


Per term









Pros & Cons

  • Claims Concierge is the single point of contact during the claims process
  • 60-day money-back guarantee
  • Licensed and insured technicians
  • No commercial appliance coverage
  • Only two years in business

Plan Types

  • Elite Appliances
  • Elite Systems
  • Elite Complete

Optional Add-Ons

Central vacuum, water softener, water filtrations system, stand-alone freezer, swamp cooler, free-standing ice maker, electronics protection, guest house unit


Chimneys, routine maintenance, home alarm systems, defective items, Acts of God, damage caused by pets or pests, manufacturer defects, construction costs while repairing or replacing a covered system or appliance0

Plans & Pricing


Plan/Pricing Coverage
Elite Appliances Plan: Starting at $41.99 per month, plus add-ons if applicable
  • washers/dryers
  • cooktops
  • dishwashers
  • microwaves (built-in)
  • refrigerators
  • more
Elite Systems Plan: Starting at $44.99 per month, plus add-ons if applicable
  • A/C including ductwork
  • Electrical system
  • Plumbing system
  • Water heaters
  • more
Elite Complete Plan: Starting at $54.99 per month, plus add-ons if applicable
  • Everything Appliances Plan and Built-in Systems plans cover
  • Limited roof leak repair

Customers can choose the add-ons they want, including pool and spa equipment, lawn sprinkler system, water line, sewer line, and generator.

Plan prices are transparent on the website. Plans are available in 45 states with 12-month contracts. No home inspection is necessary before coverage begins.

Service Fees

Customer choose their service fee (deductible), which starts at $0

Payout Caps

$15,000 per contract term (12 months)

How to Get Started Elite Home Warranty

A home warranty plan with Elite can be ordered on the company’s website. Once you decide which plan you’d like, you then complete the ordering process (3 screens):
Screen 1

Step 1: Address information

State Availability

Available - Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming.

Not Available - California, Florida, Illinois, Texas, Wisconsin.

Customer Support

Elite Home Warranty provides a toll-free customer service number on its website. When we called customer service, we were able to connect with a “Claims Concierge” after being on hold for under one minute.

Elite customers can also submit claims through their account dashboard, which is accessible on the company’s website.

In Conclusion

Elite Home Warranty is a highly-rated company that provides a nationwide service network and provides a 60-day guarantee on workmanship. Customer service is easy to access 24/7/365 by telephone or company website.


Is there a waiting period before my coverage begins?
Like most home warranty companies, Elite has a 30-day waiting period before claims can be submitted.
How long am I covered for?
The term of Elite’s agreement for home warranty service coverage is 12 months from the active date of the agreement.
Can I cancel my service?
You can cancel your service at any time. There is an 8% cancellation penalty if you cancel after your first 60 days of coverage, during which you can get a full refund if you cancel.

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Bob Phillips

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.