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Elite Home Warranty Reviews


bestfor-icon Warranty Coverage at Affordable Rates

Written by Bob Phillips

About Elite Home Warranty | Read More


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Elite Home Warranty Home Warranty Review

Elite offers three home warranty plans plus add-on options the customer can choose from. Their service network is provided by a network of licensed, insured technicians who the company vets before being admitted to the network.

Elite Home Warranty Home Warranty Highlight


Service Fees

$15,000 annual coverage cap

Payout Cap

30-Day Free Trial






Not Required

Home inspection


Other Fees


Origination Fee


Prepayment Fee

Per term

Benefit Limit Type


BBB Rating




Response Time

12 months

Contract Length Available

Pros & Cons

  • con-icon Claims Concierge is the single point of contact during the claims process
  • con-icon 60-day money-back guarantee
  • con-icon Licensed and insured technicians
  • con-icon No commercial appliance coverage
  • con-icon Only two years in business

Plan Types


  • Elite Systems:
    Pricing from $49.99 monthly
  • Elite Appliances:
    Pricing from $44.99 monthly
  • Elite Complete:
    Pricing from $59.99 monthly

Optional Add-Ons

Central vacuum, water softener, water filtrations system, stand-alone freezer, swamp cooler, free-standing ice maker, electronics protection, guest house unit.


30-Day Free Trial

Payout Limitations

The total aggregate limit is set at $15,000, with $8,000 allocated per term for systems and $7,000 for appliances. Individual item limits range from $250 to $4,000, based on the nature of the repair. Many of these individual limits exceed industry standards. For instance, the limit for refrigerator coverage is $3,000 per term, while for generators, it’s $750. The optional roof coverage has a ceiling of $1,000. If a replacement becomes necessary, Elite Home Warranty will contribute up to $1,500 towards the replacement expenses instead of directly replacing the insured system or appliance.


Chimneys, routine maintenance, home alarm systems, defective items, Acts of God, damage caused by pets or pests, manufacturer defects, construction costs while repairing or replacing a covered system or appliance0

Plans & Pricing

Elite Home Warranty plans:

Plan Monthly
Elite Systems $49.99
Elite Appliances $44.99
Elite Complete $59.99

Elite Home Warranty Coverage:

Item Covered/Plan Elite Systems
$49.99 monthly
Elite Appliances
$44.99 monthly
Elite Complete
$59.99 monthly
Air Conditioning
Clothes Washer
Clothes Dryer
Plumbing Stoppages
Plumbing System
Water Heater
Built-in Microwave Oven
Garbage Disposal
Garage Door Opener
Whirlpool Bathtub
Ceiling and Exhaust Fans

Customers can choose the add-ons they want, including pool and spa equipment, lawn sprinkler system, water line, sewer line, and generator.

Plan prices are transparent on the website. Plans are available in 45 states with 12-month contracts. No home inspection is necessary before coverage begins.

Service Fees

Customer choose their service fee (deductible), which starts at $70

Payout Caps

$15,000 per contract term (12 months)

Elite Home Warranty : How to Get Started

A home warranty plan with Elite can be ordered on the company’s website. Once you decide which plan you’d like, you then complete the ordering process (3 screens):

State Availability

Available - Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Georgia, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, West Virginia, Wyoming

Not Available - California, Florida, Illinois, Texas, Wisconsin

Written by Bob Phillips linkedin-icon twitter-icon

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.



Is there a waiting period before my coverage begins?

Like most home warranty companies, Elite has a 30-day waiting period before claims can be submitted.

How long am I covered for?

The term of Elite’s agreement for home warranty service coverage is 12 months from the active date of the agreement.

Can I cancel my service?

You can cancel your service at any time. There is an 8% cancellation penalty if you cancel after your first 60 days of coverage, during which you can get a full refund if you cancel.

Customer Support

Elite Home Warranty provides a toll-free customer service number on its website. When we called customer service, we were able to connect with a “Claims Concierge” after being on hold for under one minute.

Elite customers can also submit claims through their account dashboard, which is accessible on the company’s website.

In Conclusion

Elite Home Warranty is a highly-rated company that provides a nationwide service network and provides a 60-day guarantee on workmanship. Customer service is easy to access 24/7/365 by telephone or company website.