There are two main First American Home Warranty plans that you can check out. The Basic Plan covers essential appliances, such as refrigerators, ovens, and washers. This package usually starts at about $25 per month.
The Premier Plan is the most popular option and covers all essential appliances, as well as the major home systems such as electrical, plumbing, and heating. This package will usually cost about $39.50 each month. These pricing plans are pretty good when compared with other providers.
The price of the plans can vary depending on what area of the country you are in, as well as what options you would like to be covered. You also have a list of add-ons that will cost extra. These include the likes of air conditioning coverage, with this add-on being $9 per month. You have up to 60 days to add extra coverage to your plan.
Service Fees
When you have an issue with an appliance or home system, a service professional will be sent to your home by First American Home Warranty. There will be a fee you will have to pay for this visit. This will depend on your plan, with the cost starting from $75 and going up to $100.
The specific sum you have to pay will be outlined in your contract. On average $75-$100 is about standard for the home warranty industry for a service fee. There is a 30-day workmanship guarantee on the repairs. If the appliance or system fails again within this period, you won’t have to pay another service fee for a visit.
Coverage
After you have taken out a plan with First American Home Warranty, you will normally have to wait 30 days before you are able to request a service. This can vary from contract to contract.
Basic Coverage
- Attic & exhaust fans
- Ceiling fans
- Clothes washer & dryer
- Dishwasher
- Garbage disposal
- Instant hot water dispenser
- Kitchen refrigerator
- Built-in microwave oven
- Oven/range/cooktop
- Trash compactor
Premier Coverage
Includes what is covered under Basic Coverage, plus:
- Central vacuum system
- Ductwork
- Electrical
- Garage door opener
- Heating
- Plumbing/plumbing stoppages
- Water heater