First Horizon offers a range of mortgage products as part of its full-service banking offering. Customers can choose from conventional, variable rate, VA, USDA, Affordable housing, and HELOC options. Details of home loan products are shown below.
You can apply online, in branch, or over the phone. Unfortunately, there is little information regarding the precise details of the mortgages available. Therefore, to identify what rates are available, you will need to either apply or contact customer support with your specific circumstances.
First Horizon Mortgages Terms & Requirements
To be considered for a mortgage product from First Horizon, you need to meet the following requirements:
- Be a US citizen or permanent resident
- A credit score of 620 or greater
- Have a down payment of 5%-20%, depending on the mortgage type
- Have a debt-to-income ratio of lower than 45%
Interest rates for mortgage products are not shown on First Horizon’s website, but we do know that loans are available for 15, 20, or 30 years, with mortgages available for between $25,000 and $3,000,000.
Available - Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, New York, North Carolina, South Carolina, Tennessee, Texas, Virginia.
Not Available - Alaska, Arizona, California, Colorado, Connecticut, Delaware, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming.