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ForwardLend Reviews


bestfor-icon People looking for a low-cost personal loan marketplace

Written by Andrew Omalley

About ForwardLend | Read More


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  • 844-675-7424
  • Start Digital, LLC. 1712 Pioneer Ave Ste 2552 Cheyenne, WY 82001
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ForwardLend Personal Loans Review

If you are unsure about what specific lender you want to go with and want to test the field to find the best option, then an online marketplace like ForwardLend is going to be a good way to find the ideal solution. You have access to a wide range of lenders, covering most needs.

ForwardLend Personal Loans Highlight

Min 0M%

APR. Fixed Rate

Min 4.84%%

APR. Variable Rate


Loan Amount

61 days - 84 months

Repayment terms


Soft Credit Pull


Lender Type


Other Fees


Origination Fee


Prepayment Fee

1-2 days days

Funding Time

Pros & Cons

  • con-icon Quick application process
  • con-icon ForwardLend works with reputable lenders
  • con-icon No collateral necessary
  • con-icon Caters to a range of credit scores
  • con-icon Not much customer support

Loan Purpose

  • Other

ForwardLend Personal Loans Terms & Requirements

As ForwardLend is a marketplace, it will deal with lenders that have varying loan terms and requirements. Generally, you will find loan amounts between $1,000 and $40,000. 

There are often competitive rates to be found, while the credit score requirements will vary. Some lenders will charge typical fees, while others will take a low-cost approach. ForwardLend does not charge you anything directly for using the marketplace.

Qualification Requirements

  • Must be at least 18 years old
  • Have a Social Security Number
  • Must be a US citizen or legal resident 

Required Information

  • Proof of income
  • Employment information
  • Showcase you have a personal bank account
  • Provide valid government issued ID 

Application Steps & Time Frames

You will only need to spend a handful of minutes completing the application form at ForwardLend. Typical info needs to be provided, such as the size of the loan you are seeking, your annual income, and other standard personal info.

There will be no hard credit check conducted at this stage. Once you have submitted this form, you will then be presented with the various applicable loan offerings from participating lenders.

If you like the look of a certain loan offer, you can then proceed to submit an official application with that lender. A hard credit check will usually be necessary at this stage. The time it takes to get approval for your application and to get access to the funds is dependent on the specific lender.

State Availability

- Available in all states

Andrew is a freelance writer who has been crafting valuable pieces of content relating to personal finance for more than five years. Previously, he studied Economics & Finance at university and he has professional qualifications relating to financial advice.



What is the biggest personal loan you can get through ForwardLend?

The biggest loan you can get through ForwardLend will be $40,000.

What languages does the ForwardLend website support?

You can choose between using English or Spanish on the ForwardLend website.

Does ForwardLend offer any other types of loans?

As well as personal loans, ForwardLend also provides a marketplace for business loans.

Customer Support

ForwardLend is not very forthcoming when it comes to the hours in which its support team works and the response times to emails can be quite slow. The website is very simple and straightforward, without providing a huge amount of info to people who might be interested in using the service.

Privacy & Security

Similar to other lending institutions and marketplaces, ForwardLend shares your information with their partners and affiliates, which they disclose in their terms and conditions presented when you complete your online pre-application form. Their website uses a number of security measures to keep your data safe, like SSL encryption.

ForwardLend doesn’t share information about all the lenders they partner with but claim to only work with reputable and reliable lenders. It’s hard to validate this, however, since there aren’t many online reviews from their users. 

In Conclusion

ForwardLend offers you an easy way to compare the different personal loan options that are on the market today for you to avail of. The process is quite quick and easy, making it ideal for people who don’t want to get bogged down by a ton of information. 

Brand Disclaimer



Personal loans are online loans which generally range from $1,000 to $40,000. These loans are not intended to be solutions to long-term financial issues. Consumers who have credit problems or who are facing debt should seek professional debt and credit counseling. Consumers are encouraged to learn of the risks involved in taking out loans, loan alternatives that may be more suitable to your needs and/or financial situation, and any local and state laws applicable to loans in your state. We strongly encourage you to completely read and review all loan agreements provided to you by your lender. If you accept the terms and conditions for a loan offer, you agree to repay the loan principal and finance charges according to the payment schedule detailed in the documents provided to you by your lender. If you miss a payment or make a late payment, additional fees/charges may apply. Loan Example: A $10,000 loan with a 5-year term at 13% Annual Percentage Rate (APR) would be repayable in 60 monthly installments of $228 each. The actual payment amount and year-end balance will vary based on the APR, loan amount, and term selected. In this case the total amount expected to pay by the borrower will be $13,680