Freedom Reviews

You can check eligibility for debt relief with Freedom online or via phone. We chose to start the application process online for extra convenience.

After selecting “Get a free assessment”, we were prompted to enter basic personal details, including our name, phone number, email, and date of birth.

We then entered our address and SSN for verification purposes and authorized a soft credit check.

Following this, we were informed that we were eligible, and we were invited to call a number to discuss our position with a debt relief expert. We called the number, spoke to someone after being on hold for a short period of time, and started the discussion process.

The debt relief expert discussed the process with us and informed us that debt relief would damage our credit profile but, if successful, could lead to getting rid of debt in 2 to 4 years. The expert was helpful and guided us through the process clearly and in a manner that was easy to understand.

Overall, the application process was simple, and if you are in debt trouble that feels unmanageable, we recommend calling Freedom to discuss your position with them.

We decided to test the application process for getting HELOC from Freedom, as the company has a reputation for a straightforward, streamlined application process. After navigating to the Home Equity Loan section of the website, we were greeted with a simple opening screen to start the process.

We were then met with another simple screen to confirm that we wanted to use the financing for debt consolidation and that we were homeowners. After this, we were asked to enter our basic personal details.

Applying for a Home Equity Line of Credit through Freedom Financial Network is easy, fast, and straightforward. The entire process is online and takes no more than two weeks from beginning to end.

To begin an application, go to the “Home Equity” page on the Freedom Financial Network website. Click on “Lendage” and wait to be redirected to the lender’s official site. Once there, select “Get Started” and begin the initial application for pre-qualification purposes. You’ll need to answer the following:

• Do you own a home?
• How much do you want to borrow? Amounts range from $7,500 to $150,000.
• How do you plan to use the money? Common examples include debt consolidation, credit card refinancing, home improvement, and moving expenses.

Then, you’ll be prompted to provide the following contact information:

• First and last name
• Date of birth
• Phone number
• Email
• Home or mailing address

Once done, click “See My Offer.” Doing this will not affect your credit score. It will, however, give Lendage and its affiliates the right to contact you via phone regarding other offers or promotions.

Expect to wait a few seconds for the system to come up with its best offer. Not everyone pre-qualifies for a Home Equity Line of Credit. If you don’t, you’ll receive an immediate notification and other possible solutions, such as debt consolidation or personal loans.

The next step for those who do qualify is to speak with a Lendage personal advisor. They’ll go through your information and guide you through the rest of the process, which involves a more in-depth application.

Once you fill out this second and final application, the lender will run a hard inquiry into your credit report. They’ll also verify your information before making a final decision. If approved, they’ll give you an offer and disburse any funds within two weeks. Be sure to read over the specific terms, amounts and rates before signing anything.

If you’re not ready to apply yet, you can also request a free consultation before filling out anything. Doing this can help determine your eligibility.