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Guard Home Warranty Reviews


bestfor-icon Choose Your Service Technician

Written by Bob Phillips

About Guard Home Warranty | Read More


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Mon - Sun 24/7
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  • customersupport@guardhomewarranty.com
  • Headquarters: 27475 Ferry Rd. Warrenville, IL 60555
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Guard Home Warranty Home Warranty Review

Guard Home Warranty offers three different home warranty plans the customer can choose from. You can select your own local service technician. Guard Home Warranty pricing is very competitive, and the customer can cancel at any time.

Guard Home Warranty Home Warranty Highlight

Min $95

Service Fees

$25,000 lifetime aggregate

Payout Cap

Starting at $39/month!




Customer chooses contractor


Not Required

Home inspection


Other Fees


Origination Fee


Prepayment Fee

Limits vary by item covered

Benefit Limit Type


BBB Rating



Under 24 hours

Response Time

No contract required

Contract Length Available

Pros & Cons

  • con-icon Online claims ticket submission 24/7
  • con-icon Three different package choices
  • con-icon Ability to choose your own service professional
  • con-icon The service fee of $95 is a bit higher than some competitors

Plan Types


  • Appliance Package
    Pricing from $39 monthly
  • Systems Package
    Pricing from $39 monthly
  • VIP Package
    Pricing from $54 monthly

Optional Add-Ons

Only available with the VIP Package and annual payment option, includes Guard Plus Add-On (doubles coverage limits), well pump, stand-alone freezer, water softener, roof leak repair, pool and/or spa equipment, septic tank pumping, salt water pool, exterior sewer/septic line


Starting at $39/month!


Standard exclusions of home warranty companies, including items damaged by negligence, damage caused by natural disasters, unnecessary repairs

Plans & Pricing

Guard Home Warranty plans:

Plan Monthly
Appliance Package $39
Systems Package $39
VIP Package $54

Guard Home Warranty coverage:

Item Covered/Plan Appliances Package
$39 monthly
Systems Package
$39 monthly
VIP Package
$54 monthly
Air Conditioning
Clothes Washer
Clothes Dryer
Plumbing Stoppages
Plumbing System
Water Heater
Built-in Microwave Oven
Garbage Disposal
Garage Door Opener
Whirlpool Bathtub
Ceiling and Exhaust Fans

Service Fees

The service fee is $95 per claim

Payout Caps

Varies by item (i.e., electrical system: $1,000, air conditioning/cooler: $2,500, water heater: $750)

Guard Home Warranty : How to Get Started

Claims with Guard Home Warranty must be filed online through a Service Ticket:

A home warranty plan with Guard Home Warranty can be purchased by telephone or on the company’s website. Once a plan is clicked on and selected, a one-page form must be completed and payment made:

State Availability

Available - Colorado, Delaware, Georgia, Idaho, Indiana, Kansas, Maine, Maryland, Michigan, Missouri, New Jersey, Ohio, Pennsylvania, Tennessee,

Not Available - Alabama, Alaska, Arizona, Arkansas, California, Connecticut, Florida, Hawaii, Illinois, Iowa, Kentucky, Louisiana, Massachusetts, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming,

Written by Bob Phillips linkedin-icon twitter-icon

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.



When does my home warranty begin?

Coverage begins 30 days from the date of enrollment and receipt of the first payment.

Do I need a home inspection to be approved for a plan with Guard Home Warranty?

A home inspection is not required by Guard Home Warranty.

How do I file a claim with Guard Home Warranty?

Claims must be filed online. A claims representative will respond via email within 24 hours of submission.

Customer Support

Guard Home Warranty provides support for all submitted claims, which must be done online. The company does have a 24-hour toll-free number for sales and enrollment listed on its website.

Privacy & Security

Guard Home Warranty has a Privacy page on its website detailing its privacy policy and website security.

In Conclusion

Guard Home Warranty offers 24/7 online claims filing. The company is unique in two respects: the customer can choose their service technician, and they do not have to sign a contract.