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Guide to Lenders Reviews


bestfor-icon Connects Borrowers to Lenders Quickly and Easily

Written by Andrew Omalley

About Guide to Lenders | Read More


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  • (800) 781-5187
  • Headquarters: 950 Tower Lane, 6th Floor - Foster City, CA 94404
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Guide to Lenders Personal Loans Review

Guide to Lenders is one of the most popular marketplaces for personal loans in the US today. It only deals with reputable lenders and caters to a wide range of needs and types of borrowers. Guide to Lenders should have something for everyone with its offering.

Guide to Lenders Personal Loans Highlight


Min Credit Score


APR. Fixed Rate


Loan Amount

24 - 84 months

Repayment terms


Soft Credit Pull


Lender Type


Other Fees


Origination Fee


Prepayment Fee

5 days

Funding Time

Pros & Cons

  • con-icon Simple process to assess your loan options
  • con-icon Caters to a wide range of credit scores
  • con-icon Deals with reputable lenders
  • con-icon Many years of experience in the personal loan marketplace space
  • con-icon Not much information on the Guide to Lenders website
  • con-icon Might receive extensive marketing emails

Loan Purpose

  • Business Loans
  • Car
  • Credit Card Refinance
  • Debt Consolidation
  • Home Improvement
  • Major Purchase
  • Medical Expenses
  • Household Expenses
  • Mortgage
  • Relocation
  • Student Loan Refinance
  • Car Bike Loans
  • Vacation
  • Wedding
  • Other

Loan Type

  • Unsecured Personal Loans

Guide to Lenders Personal Loans Terms & Requirements

As Guide to Lenders is a marketplace, the exact loan terms are going to be varied depending on what specific lender and type of loan you go for. As there are so many legit lenders that you can be matched with through Guide to Lenders, you should have no issues when it comes to the safety of dealing with certain companies.

However, you will need to compare for yourself the different fee structures, rates, and so on. Most types of credit scores are able to find something for their needs, while a good range of loan amounts are also catered for.

Qualification Requirements

Guide to Lenders deals with all sorts of different credit scores and there is usually some type of loan product available for everyone no matter your needs. That’s why the qualification requirements are going to depend on the lender you end up going with.

Required Information

  • Desired loan amount
  • Employment status
  • Annual income
  • Home address

Application Steps & Time Frames

There is an initial pre-qualification online form that you can complete on the Guide to Lenders website. You just fill out some basic info, such as the purpose of the loan, the amount you want to borrow, and your employment status.

State Availability

- Available in all states

Andrew is a freelance writer who has been crafting valuable pieces of content relating to personal finance for more than five years. Previously, he studied Economics & Finance at university and he has professional qualifications relating to financial advice.



What are possible uses for personal loans from Guide to Lenders?

There are not really any restrictions on how you can use the funds from a Guide to Lenders personal loan. Possible uses include debt consolidation, household expenses, and home improvements.

What is the most you can borrow through Guide to Lenders?

The current max loan amount that Guide to Lenders deals with is $50,000.

How many people have Guide to Lenders helped get a loan?

Guide to Lenders has helped over 13 million people to get a personal loan over its years of doing business.

Customer Support

There is not much information displayed on the Guide to Lenders website and the level of customer support isn’t the best. You can use the email form to send the team an email, but the response times are slow, there are no other ways really in which you can communicate with the Guide to Lenders team.

Privacy & Security

Guide to Lenders collects the information you submit and shares them will their lending partners as well as third-party affiliates for loan services or marketing products.

In regards to security, Guide to Lenders states that they take physical, technical, and administrative measures to keep user information safe. All sensitive data is encrypted (such as personal information and credit card details).

In Conclusion

Guide to Lenders is an ideal fit for people who are looking for quick and easy ways to get matched with the best providers of personal loans. Guide to Lenders doesn’t have too many frills or graces, it just gets straight down to business. It has a good reputation in the space and caters to a wide range of personal loan needs.

Brand Disclaimer

*GuideToLenders is not a loan provider; we seek to match you to partners that may extend a loan or other services to you. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. There is no guarantee that you will be approved for a loan or that you will qualify for the rates displayed. The offers and rates presented on this website are estimates based on information you submit to us. Your actual rates depend on your credit history, income, loan terms and other factors. Reasonable efforts are made to compile and maintain accurate information. However all loan rates and terms, including APRs, are presented without warranty and are subject to change by the loan providers without notice. Loan Example: A $10,000 loan with a 5-year term at 13% Annual Percentage Rate (APR) would be repayable in 60 monthly installments of $228 each. The actual payment amount and year-end balance will vary based on the APR, loan amount, and term selected. In this case the total amount expected to pay by the borrower will be $13,680