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Guide to Lenders Review
8.8
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This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.
Advertiser Disclosure
This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.

Guide to Lenders Reviews

8.8
Andrew Omalley

WRITTEN BY

Andrew Omalley
Connects Borrowers to Lenders Quickly and Easily
Connects Borrowers to Lenders Quickly and Easily
About Guide to Lenders

Guide to Lenders is an online lending marketplace that allows people to find the best personal loan providers for their specific needs. Guide to Lenders deals with some of the very best lenders in the US today, so you know that you are going to be aligned with legit institutions.

The process for getting started is very easy and you can use personal loans for all sorts of different purposes. It has been in the space since 2005, so it has built up an impressive track record since then.

9.0

LS SCORE

10

CREDIBILITY

6.0

SUPPORT

8.0

ACCESSIBILITY

Guide to Lenders Personal Loans Review

Guide to Lenders is one of the most popular marketplaces for personal loans in the US today. It only deals with reputable lenders and caters to a wide range of needs and types of borrowers. Guide to Lenders should have something for everyone with its offering.

Guide to Lenders Personal Loans Highlights

LOAN AMOUNT

$1,000 - $50,000

ORIGINATION FEE

None

PREPAYMENT FEE

None

OTHER FEES

Yes

SOFT CREDIT PULL

Yes

LENDER TYPE

Marketplace

Pros & Cons
  • Simple process to assess your loan options
  • Caters to a wide range of credit scores
  • Deals with reputable lenders
  • Many years of experience in the personal loan marketplace space
  • Not much information on the Guide to Lenders website
  • Might receive extensive marketing emails

Personal Loans Types
  • Unsecured Personal Loans

Loan Purpose
  • Business Loans
  • Car
  • Credit Card Refinance
  • Debt Consolidation
  • Home Improvement
  • Major Purchase
  • Medical Expenses
  • Household Expenses
  • Mortgage
  • Relocation
  • Student Loan Refinance
  • Car Bike Loans
  • Vacation
  • Wedding
  • Other

Guide to Lenders Personal Loans Terms & Requirements

As Guide to Lenders is a marketplace, the exact loan terms are going to be varied depending on what specific lender and type of loan you go for. As there are so many legit lenders that you can be matched with through Guide to Lenders, you should have no issues when it comes to the safety of dealing with certain companies.

However, you will need to compare for yourself the different fee structures, rates, and so on. Most types of credit scores are able to find something for their needs, while a good range of loan amounts are also catered for.

How to Apply

Screen 1

Select a loan

There is no hard credit check at this point in the process. Once you complete the simple form, you will be presented with certain loan offerings that should cater to your needs. You will see the fees and rates that the given lender charges. If you like the look of a certain offering, you can then proceed and submit an official application with that lender.

You will be asked for a more thorough level of information and will need to supply certain documents to verify the provided info. A hard credit check is usually necessary at this point. The time it takes to get approval for a loan and how long it takes to get access to the borrowed money is dependent on the given lender.

Qualification Requirements

Guide to Lenders deals with all sorts of different credit scores and there is usually some type of loan product available for everyone no matter your needs. That’s why the qualification requirements are going to depend on the lender you end up going with.

Required Information

  • Desired loan amount
  • Employment status
  • Annual income
  • Home address

Application Steps & Time Frames

There is an initial pre-qualification online form that you can complete on the Guide to Lenders website. You just fill out some basic info, such as the purpose of the loan, the amount you want to borrow, and your employment status.

State Availability

Available in all states

Privacy & Security

Guide to Lenders collects the information you submit and shares them will their lending partners as well as third-party affiliates for loan services or marketing products.

In regards to security, Guide to Lenders states that they take physical, technical, and administrative measures to keep user information safe. All sensitive data is encrypted (such as personal information and credit card details).

Customer Support

There is not much information displayed on the Guide to Lenders website and the level of customer support isn’t the best. You can use the email form to send the team an email, but the response times are slow, there are no other ways really in which you can communicate with the Guide to Lenders team.

Phone Support
(800) 781-5187

In Conclusion

Guide to Lenders is an ideal fit for people who are looking for quick and easy ways to get matched with the best providers of personal loans. Guide to Lenders doesn’t have too many frills or graces, it just gets straight down to business. It has a good reputation in the space and caters to a wide range of personal loan needs.

FAQ

What are possible uses for personal loans from Guide to Lenders?
There are not really any restrictions on how you can use the funds from a Guide to Lenders personal loan. Possible uses include debt consolidation, household expenses, and home improvements.
What is the most you can borrow through Guide to Lenders?
The current max loan amount that Guide to Lenders deals with is $50,000.
How many people have Guide to Lenders helped get a loan?
Guide to Lenders has helped over 13 million people to get a personal loan over its years of doing business.

Guide to Lenders Disclaimer

*GuideToLenders is not a loan provider; we seek to match you to partners that may extend a loan or other services to you. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. There is no guarantee that you will be approved for a loan or that you will qualify for the rates displayed. The offers and rates presented on this website are estimates based on information you submit to us. Your actual rates depend on your credit history, income, loan terms and other factors. Reasonable efforts are made to compile and maintain accurate information. However all loan rates and terms, including APRs, are presented without warranty and are subject to change by the loan providers without notice.

Disclosure

This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.

WRITTEN BY

Andrew Omalley

Andrew is a freelance writer who has been crafting valuable pieces of content relating to personal finance for more than five years. Previously, he studied Economics & Finance at university and he has professional qualifications relating to financial advice.

9.0

LS SCORE

10

CREDIBILITY

6.0

SUPPORT

8.0

ACCESSIBILITY
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