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KangarooDebt Reviews


bestfor-icon Finding Relief From Credit Card Debt

Written by Andrew Omalley

About KangarooDebt | Read More


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11am EST to 8pm EST
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  • support@kangaroodebt.com
  • +18446041914
  • Fort Lauderdale, FL 33301, US
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KangarooDebt Debt Relief Review

Kangaroo Debt is a company that focuses on helping people reduce their unsecured debt, such as credit card and medical bills. Its consultants work with each customer to develop a personalized plan of action and it does not charge any upfront fees. The Kangaroo Debt team will negotiate with creditors on your behalf to try to agree to a more affordable payment plan.

KangarooDebt Debt Relief Highlight


Min Credit Score


Minimum Debt Amount

Typically 24-48 months

Repayment terms


Soft Credit Pull


Lender Type


Other Fees


Origination Fee


Prepayment Fee

Pros & Cons

  • con-icon No upfront fees
  • con-icon Free consultation
  • con-icon Negotiates with creditors
  • con-icon Deals with unsecured debt
  • con-icon Doesn’t usually deal with auto loans or mortgages
  • con-icon Not too much information on its website

Debt Relief Product Types

  • Debt relief consultation service

KangarooDebt Debt Relief Terms & Requirements

Kangaroo Debt typically only works with unsecured debt like credit cards, personal loans, and medical bills. Secured debt such as mortgages and auto loans usually are not dealt with by Kangaroo Debt. It does not really provide much information on its website about APRs and other requirements that are in place.

How to Apply

The first step in the process of getting debt relief through Kangaroo Debt will be by talking with one of the company’s certified debt consultants. They will help determine if your situation is going to be treatable through Kangaroo Debt’s services.

You can do this by ringing the customer support team on the phone or by filling out an online form. The required details are simply the size of your debt, the state in which you reside, and your contact information.

You’ll then get a call to discuss your options in a bit more detail. If Kangaroo Debt determines that you are a good fit, then it will outline the potential cost and time savings you can generate

Required Information

Kangaroo Debt’s website does not provide much information on the information that you need to submit when you’re applying for a consultation and if you enroll in a debt consolidation program. The online form that you need to fill out before your free consultation requires you to specify the size of your debt, the state in which you reside, your full name, phone number, and email address.

Application Steps & Time Frames

If you’re happy with the plan of action, you can give permission to Kangaroo Debt to negotiate with your creditors to settle all of the enrolled debt until you completely resolve it.

There are a few typical steps to Kangaroo Debt’s program. You will be contributing monthly to a FDIC-insured account and when these funds hit a certain level, Kangaroo Debt will settle your debts with your creditors at a discount. The negotiators at Kangaroo Debt will ask your permission to authorize a given restructuring of your debt.

Once each of your accounts is settled, then you will no longer owe your creditors any money. The typical program length will be 24-48 months and Kangaroo Debt claims to save people who successfully pay off their debts about 25% including fees.

State Availability

- Available in all states

Andrew is a freelance writer who has been crafting valuable pieces of content relating to personal finance for more than five years. Previously, he studied Economics & Finance at university and he has professional qualifications relating to financial advice.



Does Kangaroo Debt charge for an initial consultation?

You can get a free consultation with Kangaroo Debt to make sure that the company is able to help you.

Does Kangaroo Debt charge any upfront fees?

You will not get charged any upfront fees by Kangaroo Debt.

What is the minimum debt that Kangaroo Debt works with?

You will typically need to have at least $10,000 in unsecured debt to be able to work with Kangaroo Debt.

Customer Support

Kangaroo Debt has a phone line through which you can communicate with one of its experts to see if the company will be a good fit for your situation. You can either ring the number directly or request a call-back after completing an online form.

The website does not outline the opening hours of the phone line. There’s also an email customer support option in case you need to communicate with the team for any reason. People can find further information about the company through its LinkedIn, Facebook, and Twitter accounts.

Privacy & Security

Kangaroo Debt makes sure that the funds that clients contribute to a bank account for repaying creditors are safe and sound. It will be FDIC-insured and under your control. Kangaroo Debt will negotiate with the creditors on your behalf, so this is not something you have to do yourself, which will be comforting to a lot of people as this can be an intimidating process.

It also puts a lot of effort into protecting your personal information. This is done by deploying industry-standard safeguards. Kangaroo Debt does share certain information with affiliates, but you can opt out of this by sending an email to the support team. It is still a relatively new company that does not have a long track record, which is something to keep in mind.

In Conclusion

Kangaroo Debt is a relatively new entrant to the debt relief space, starting out life in 2023. It appears to offer a good service as you can get a free consultation and won’t have to pay any upfront fees.

The company will negotiate with creditors on your behalf to hopefully get more favorable rates on your debt. It could be a good fit for people who are trying to cut down their credit card debt in a straightforward manner.

Brand Disclaimer

Programs range from 24-48 months. Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including program fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete the program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. Programs do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Programs do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Programs are not available in all states, and fees may vary by state. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, programs may be available to recommend a local tax professional and/or bankruptcy attorney. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.