Lend-Grow Review
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Lend-Grow Reviews

Lauren Le-Hair


Lauren Le-Hair

A Fast Application Process to Get your Indicative Rate
A Fast Application Process to Get your Indicative Rate
About Lend-Grow

Lend-Grow is a new online marketplace that aims to match those needing student loans with smaller banks and credit unions looking for more online exposure. Founded in 2019 in Reston, Virginia, Lend-Grow is a trademark of Konduit Works, a fintech company looking to provide innovative financial solutions for online lenders.

Loans are available for between $5,000 and $500,000, and Lend-Grow prides itself on being able to return your interest rate within two minutes of your application. Still, it’s vital to note that Lend-Grow does not issue or service any loans itself – the organization simply acts as a marketplace for users to find the best student loans available.









Lend-Grow Student Loans Review

Lend-Grow’s unique selling point is that it is a marketplace lender that gives you access to banks and credit unions that you might not otherwise be aware of. The marketplace allows you to compare hundreds of different student loan providers. Also, Lend-Grow only partners with lenders who do not charge prepayment fees or application fees.

Whilst Lend-Grow does not currently partner with the most prominent student loan companies in the US, there are enough companies offered for you to consider using Lend-Grow’s marketplace for your student loan funding.

Lend-Grow Student Loans Highlights


$25,000 - $500,000


Min 2.89%


Min 2.75%




5, 10, 15, 20, 25 year terms


15 days











Pros & Cons

  • Very competitive interest rates as such a wide range of options to choose from
  • Payback rewards of 0.10% APR
  • Quick application process
  • No initial fees charged
  • Doesn’t partner with many more prominent established financial institutions
  • Not involved at all in the servicing of loans
  • Each partner lender will have different terms, conditions, and requirements

Student Loans Type

  • Private student loans
  • Student loan refinance

Lend-Grow Student Loans Terms & Requirements

As Lend-Grow is a marketplace lender, there can be slight differences between the terms and requirements of each partner lender. However, the following terms are consistent amongst all of Lend-Grow’s partner lenders:

  • Must be a US citizen or permanent resident
  • Must have a minimum credit score of 650
  • Must be able to display consistent income streams
  • Must be enrolled in an eligible degree-awarding school

Loans offered have the following terms:

  • Fixed interest rates from 2.89%
  • Variable interest rates from 2.75%
  • Can borrow between $25,000 and $500,000
  • Loans are for 5, 10, 15, 20, or 25 years

Sure, the terms vary between partner lenders, but the general terms offered are pretty good. While the lowest rates will only apply to those with excellent credit, it is worth seeing what Lend-Grow’s marketplace can provide you with if you are looking for student loan funding.

How to Apply

Lend-Grow advertises that you can get your rate within two minutes, so we decided to put that to the test. We visited Lend-Grow’s website and selected “Check My Rate” to get started. Doing so gave us the available options for the type of loan required.

Lendgrow step 1: what type of loan
Step 1

What type of loan are you interested in

We wanted to see rates for student loans, so we chose the personal loan option. We were then given the following form to complete.

After completing this form, we were given the different loan options available to us. These options were competitive, and we chose the one we wanted to proceed with. At this point, we left the Lend-Grow website and went directly to the lender’s website. The lender will ask some more questions, and you may be required to submit proof of ID and income directly to the lender.

Using Lend-Grow to give the funding options was quick and easy, and the rates returned were excellent. If you are happy to shop around for your student loan funding and don’t necessarily need to use a large financial institution, Lend-Grow is worth considering.

Required Information

Any information or documentation required is provided to the direct lender, not Lend-Grow. Requirements vary from lender partner to lender partner, but at a minimum, you will need to provide proof of the following:

  • Name
  • Address
  • Social Security Number
  • Date of birth
  • Email address
  • Phone number
  • Monthly income details
  • Proof of income
  • Employment history
  • Housing status and monthly commitments
  • Bank account details

State Availability

Available in all states

Privacy & Security

Lend-Grow’s privacy policy states that the marketplace only shares user information with the lenders in its network and other service providers.

It is advised to research the lender you’re connected with through Lend-Grow’s marketplace before completing the final application. That way, you can ensure you receive the best quality and best-matched service.

Customer Support

As a marketplace lender, Lend-Grow is not involved in servicing loans. Therefore, the customer service offered by Lend-Grow is limited. You can contact Lend-Grow via email, but any further contact should be directly with the lender, with your contact details taken from your loan confirmation offer.

Still, we emailed the financial marketplace to ask whether there were any geographical restrictions that Lend-Grow put in place. We received a reply the following day, which is about average to an email turnaround. Full customer details for Lend-Grow are shown below.

In Conclusion

Lend-Grow is an interesting new challenger in the student loan market – the financial marketplace truly offers something different for anyone wanting a student loan. Lend-Grow brings lesser-known banks and credit unions to the forefront, so if you are someone that would prefer to borrow from a local company than a multinational financial institution, Lend-Grow could be an excellent option for you.


Is Lend-Grow a legit business?
Lend-Grow appears to be a legit business and has grown without any significant negative reviews online. While Lend-Grow is not rated by BBB or Trustpilot, this is not unusual for a new company.
Does Lend-Grow work with large national banks?
Not at present, but this may change in the future. At present Lend-Grow work with smaller and more local banks and credit unions.
Are there limits to who can use Lend-Grow?
Yes, Lend-Grow’s website states it is limited to 10,000 customers for student loan refinancing.

Lend-Grow Disclaimer

Lend-Grow is not a financial institution, insurance provider, or other Service Provider. Instead, the company, through its Services, may help connect you with Lenders that might meet your needs based on your information.

Lend-Grow does not, and will not, make any coverage or credit decision with any lender referred to you. Lend-Grow does not issue mortgages, consumer loans, credit cards, insurance coverage, or other financial products. Similarly, Lend-Grow does not charge you a fee to use our essential Services.

Lend-Grow’s partners may pay the financial marketplace fees if you accept the offers generated by Konduit and agree to proceed to process your loan request by its partners. Lend-Grow is not involved with and is not responsible for any fee arrangement that you may enter into with any of its partners.

You acknowledge and agree to this compensation arrangement. You now release us of any losses, costs, damages, or claims in connection with, arising from or related to your use of its partner products or services, including any fees charged by its partners.


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Lauren Le-Hair

As an experienced content writer, Lauren’s passion for the finance sector is only exceeded by her love of writing. Lauren specializes in the financial industry, drawing on her knowledge and experience to deliver top-quality, specialized content with an expert tone of voice and a unique flair. She also holds a First Class (Hons) Batchelor’s degree from Staffordshire University.