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Liberty Savings Bank Reviews


bestfor-icon Savings Bank Without a Credit Check

Written by Bob Phillips

About Liberty Savings Bank | Read More


LS Score







Visit site
Opening Hours Opening Hours drop-down-btn
Mon - Fri 9:00 AM - 4:00 PM EST
Sat - Sun Closed
Contact Information Contact Information drop-down-btn
  • freedomline@libertysavingsbank.com
  • (800) 436-6300
  • Headquarters: 8383 S. Tamiami Trail Sarasota, FL 34238
Social Media Social Media drop-down-btn

Liberty Savings Bank Online Banking Review

Liberty Savings Bank’s online banking service is designed for individuals who want to make deposits and pay bills via the Internet. The Liberty Savings Bank app provides these capabilities, as well as a means to reach Customer Support.

Liberty Savings Bank Online Banking Highlight

No minimum

Min Deposit

Over 55,000

ATM Network


Overdraft Fees


Other Fees

Online Banking Savings

No minimum

Min Deposit

Max 4.15%

Min APY Savings

Online Banking Checking

No minimum

Min Deposit

Min 1.00%

Min APY Checking

Pros & Cons

  • con-icon Great APY of 1.06%
  • con-icon Low required opening balance
  • con-icon Reputable community bank
  • con-icon Some clients find their customer service faulty

Account types

  • Checking
  • Savings
  • Certificates of Deposit (CD)


Account APY

  • Free Checking: None
  • Bundled Checking” 1.00%
  • Savings (Bundled or Non-bundled): 0.50%
  • High-Yield Savings: 3.50%

Features Benefits & Rewards

  • Add-on Savings Account earns 0.50% APY when bundled with a checking account.
  • Get paid up two days early.
  • Free Liberty Visa debit card.
  • Free online and mobile banking, deposit, and bill pay.

Opening an Account With Liberty Savings Bank

The Liberty Savings Bank checking and savings accounts can only be opened on the Liberty Savings Bank website. The High-Yield Savings Account is opened on the SaveBetter website.

To open a High-Yield Savings Account:

State Availability

- Available in all states

Written by Bob Phillips linkedin-icon twitter-icon

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.



Can I link my SaveBetter high-yield savings product to my Liberty Savings Bank app?

You cannot link your SaveBetter account to a third-party app like the Liberty Savings Bank app at this time.

Is my money FDIC insured with Liberty Savings Bank?

Yes, your money is FDIC insured with Liberty Savings Bank up to $250,000 per depositor.

Do I have to visit a Liberty Savings Bank office to get the high-yield savings account?

No, the high-yield savings account can be opened 100% online or over the phone. You simply link your Liberty Savings Bank account from which you fund the savings account.

Customer Support

The Liberty Savings Bank customer support team can be contacted by email, phone, or through the Liberty Savings Bank app.

In Conclusion

Liberty Savings Bank has three physical branch locations in Florida and provides online banking nationwide. The bank is FDIC insured and offers a variety of checking and savings accounts. Their high-yield savings account is provided through SaveBetter, which works with a network of banks throughout the U.S.