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Nationwide Bank Reviews


bestfor-icon No fee checking and savings accounts

Written by Bob Phillips

About Nationwide Bank | Read More


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Opening Hours Opening Hours drop-down-btn
Mon-Fri 8am-8pm EST
Sat-Sun Closed
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  • 1-800-882-2822
  • Headquarters: One Nationwide Plaza Columbus, Ohio 43215-2220
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Nationwide Bank Online Banking Review

Nationwide has been in business since 2000 and it has developed quite the reputation over the years. A lot of its banking services are now provided by Axos Bank, which is no bad thing. Through this partnership, people have a great range of different types of online account options, include interest checking and high-yield savings accounts.

Nationwide is also known for having a low-cost structure, some decent APY rates, and a big network of ATMs across the United States. This Nationwide Bank review will consider all notable aspects of this offering.

  • Network of 80,000+ ATMs across the United States
  • Good APY rates for certain accounts
  • No monthly fees for some account types

Nationwide Bank Online Banking Highlight


Min Balance


Min Deposit


Overdraft Fees


Other Fees

Online Banking Savings

Min 0.2%

Min APY Savings

Online Banking Checking


Min Deposit


Min Balance

Max 0.3%

Min APY Checking

Pros & Cons

  • con-icon Great selection of account types
  • con-icon Low-cost account options
  • con-icon APY Rates are top-tier
  • con-icon CD APY Rates lower than standard

Account types

  • Checking
  • Savings
  • Certificates of Deposit (CD)

State Availability

- Available in all states

Written by Bob Phillips linkedin-icon twitter-icon

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.



What is the minimum amount needed to open a Nationwide basic checking account?

Nationwide Bank offers an account called the Nationwide My Checking Account that requires a minimum initial deposit of $100.

Is my money FDIC insured with Nationwide Bank?

Yes, your money is FDIC insured with Nationwide Bank through Axos Bank up to $250,000 per depositor.

Can I use a debit card with my Nationwide account anywhere in the U.S.?

Nationwide Bank customers can use ATMs anywhere in the U.S. Fees may apply depending on which type of account you have with Nationwide Bank.

Customer Support

Nationwide Bank customer support information is difficult to find online. Contact information cannot be found on the Nationwide Bank website. Instead, customers need to search online to find the phone number from third-party sources or call Nationwide Insurance Company’s customer support line to be given the number. They do have an online form you can submit for inquiries, though.

When calling the customer support number, we encountered the usual number of phone options to navigate through and an average hold time.

In Conclusion

Nationwide Bank has a great name behind it and offers a wide variety of online banking services, but it comes up short regarding support and accessibility.

The bank is well-suited to meet the diverse needs of individuals and businesses. Overall, the bank’s reputation for stability and trustworthiness make it a solid choice for anyone looking for a reliable and secure banking partner.

Brand Disclaimer

Nationwide’s relationship with Axos Bank gives Nationwide members access to Axos Bank’s banking products and services. All banking products and services are solely offered and provided by Axos BankTM. Axos Bank is a federally chartered savings bank, and all deposit accounts opened with Axos Bank, including those of the same ownership and / or vesting held at Axos Bank, are combined and insured by the FDIC under the same  FDIC Certificate 35546.  Click here for more information about Axos Bank.

Nationwide and Axos have engaged in a limited marketing relationship, where Axos Bank may make special offers to Nationwide members. Nationwide is not a bank or a lender and is not affiliated with Axos Bank or any other bank, except through this limited arrangement. Nationwide does not take applications, offer, negotiate, arrange or make loans or accept deposits from the public. Nationwide does not guarantee any products or services offered by Axos Bank. Nationwide does not endorse and is not responsible for any of the activities of Axos Bank. Nationwide receives a fee from Axos Bank for its marketing and advertising efforts arising from this relationship with Axos Bank, although for certain of these products (such as any deposits or CDs you may open with Axos) Nationwide will not receive any such fees. Any fees paid to Nationwide by Axos Bank for these marketing activities will not result in increased fees for the products or services Nationwide members receive from Axos Bank.

Programs (including, without limit, fees, rates and features) are subject to change without notice. Specific costs or fees for a banking product or service received from Axos Bank may apply and will be provided in a separate disclosure to you.

Nationwide, the Nationwide N and Eagle and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2023