We receive advertising fees from the brands we review that affect the ranking and scoring of such brands.
Advertiser Disclosure

NorthOne Reviews


bestfor-icon Good for small-medium size businesses

Written by Bob Phillips

About NorthOne | Read More


LS Score







Visit Site
Opening Hours Opening Hours drop-down-btn
Mon-Fri 8am-9pm Eastern
Sat-Sun 9am-6pm Eastern
Contact Information Contact Information drop-down-btn
  • support@northone.com
  • Headquarters: 18 West 18th Street New York, NY 10011
Social Media Social Media drop-down-btn

NorthOne Online Banking Review

NorthOne is a financial technology company that provides business banking solutions for small businesses. It offers a variety of features, including free ATM withdrawals, free online bill pay, mobile check deposits, ACH transfers, virtual debit cards, custom integrations, and automatic budgeting tools. NorthOne business bank accounts are FDIC insured up to $250,000 and are available to businesses of all sizes. They can be opened online in minutes. NorthOne business bank accounts are a good option for small businesses that are looking for an online banking solution with a variety of features and a low cost.

NorthOne’s online banking service is limited to one type of checking account, which can be accessed through their mobile app or online.

NorthOne Online Banking Highlight


ATM Network


Maintenance Fees


Other Fees

Business Online Banking


Min Deposit

Pros & Cons

  • con-icon Unlimited transactions with no fees
  • con-icon Three ways to access customer support: phone, email, chat
  • con-icon A network of 2M+ ATMs
  • con-icon $10 monthly fee that can’t be waived
  • con-icon ATM fees may apply
  • con-icon Cash deposits using Green Dot locations incur a fee of up to $4.95 per deposit

Account types

  • Business Checking
  • Business Savings

Features Benefits & Rewards

  • Easy to open an account
  • Mobile app
  • Debit cards (virtual)
  • No rewards programs
  • Custom integrations with many other accounting, payment, and payroll tools
  • NorthOne is FDIC insured up to $250,000
  • Free ACH transfers
  • Free online bill pay
  • NorthOne Envelopes: budgeting tool

State Availability

- Available in all states

Written by Bob Phillips linkedin-icon twitter-icon

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.



Does NorthOne have an app, or is banking strictly done online?

NorthOne does have an app that allows customers to initiate ACH and wire payments, deposit checks, and pay invoices.

Is my account at NorthOne insured?

All business banking products and services are offered by The Bancorp Bank, which is an FDIC-insured financial institution.

Which ATMs can I use?

Deposits and withdrawals can be made from the nationwide MoneyPass ATM network.

Customer Support

NorthOne offers customer support via telephone, email, and live chat. We used the chat feature to inquire about their fees and found that they use a third-party chat service that uses a bot to answer questions. 

We found NorthOne’s telephone system prompts easy to use. We were given the choice of holding for a live representative or entering a time to be called back, eliminating our need to wait on hold.

In Conclusion

NorthOne is a relatively new fin-tech company that has grown rapidly. They recently secured a substantial round of Series B financing and provide banking services through an FDIC-insured bank – The Bancorp Bank. Besides a limited product line and their monthly fee, we see no major drawbacks to doing business with NorthOne.