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QuickBridge Reviews


bestfor-icon Good For Fast Business Loans

Written by Lauren Le-Hair

About QuickBridge | Read More


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Mon - Fri 6:30 AM – 5:00 PM
Sat - Sun Closed
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  • info@quickbridge.com
  • (888) 233-9085
  • Headquarters: 410 Exchange, Suite 150, Irvine, CA 92602
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QuickBridge Business Loans Review

QuickBridge offers its customers a straightforward process of getting small business loans. Small business loans can be used for many purposes, including working capital, emergency funding, business debt refinancing, or business expansion. These loans are offered at a factor rate, not an APR, and are for terms of up to 24 months.

The brand states that its ‘bread & butter’ is to serve business owners who need a business loan quickly and to go through a familiar & friendly process. Moreover, they pride themselves on taking the time to learn their client’s business and calculate the best way to serve them.

QuickBridge Business Loans Highlight


Min Credit Score

Min 4.99%

APR. Fixed Rate


Loan Amount

2 months - 5 years

Repayment terms


Soft Credit Pull


Lender Type

Late fees

Other Fees


Origination Fee


Prepayment Fee

48 Hours

Funding Time


Annual Revenue

6+ Months

Time in Business

Pros & Cons

  • con-icon Quick funding available
  • con-icon Easy application process
  • con-icon Early repayment discounts
  • con-icon Limited restrictions on the use of funds
  • con-icon No website visibility on fees or loan terms until after the hard credit pull
  • con-icon Origination fee charged
  • con-icon The $250,000 annual revenue requirement will exclude many small businesses

Business Loan Types

  • Business Term Loan

QuickBridge Business Loans Terms & Requirements

Small Business Loans

QuickBridge offers unsecured small business loans of up to $500,000, which businesses can use for working capital management, emergency business loans, business expansion, and more. QuickBridge offers small business loans at a factor rate – not your standard APR. Factor rates start at 1.1 and can be simpler to understand than APR, as you simply multiply the factor rate by the borrowed amount. This differs from APR, as APR is always an annualized amount.

The company does not disclose its factor rates until you undergo a hard credit check. Therefore, it is hard to recommend the QuickBridge Small Business Loan. Yet, we know that rates start from 1.1. While this is a reasonable rate, it will likely only be available to businesses with excellent credit ratings.

Terms for small business loans are available for up to 24 months, so you should only consider this as a short to medium-term solution to your financing needs. Payments for Small Business Loans from QuickBridge are made daily or weekly.

How to Apply

The application process for a Small Business Loan from QuickBridge was as easy as advertised. There were multiple areas to start the process on its well-laid-out homepage.

After selecting “Get Funding”, we were welcomed with a simple form requiring basic information, including our estimated annual gross sales.

We were then directed to a two-step funding request form. The first stage asked for our business name and address. We also provided our contact details for our funding advisor, including name, email address, and phone number. The second step asked for personal information, including home address and date of birth.

This generated a prequalifying loan form that required signing, stating that all facts given in the application were correct. After signing this, we were invited to share bank statement details and connect the bank account into which we wanted to receive funds.

This process was very straightforward, and QuickBridge used this information to verify our identity. We then requested our loan amount and ticked to approve a hard credit check. After this, we were then able to review loan terms, including the factor rates charged.

Overall, we found the application process very straightforward and easy to use. However, we would have liked to have seen the range of factor rates offered before approving a hard credit check.

Qualification Requirements

To be considered for funding from QuickBridge, your business will need to meet the following requirements:

  • Be operating for more than 6 months
  • Have over $21,000 in monthly revenue
  • Have no open or dismissed bankruptcies in the past year
  • Have a credit score of 600 or higher

Required Information

QuickBridge requires the following when considering your funding application:

  • Proof of applicant’s ID
  • Proof of business ownership
  • Three months’ recent bank statements
  • Up-to-date financial statements
  • Most recent tax returns

Application Steps & Time Frames

The Small Business Loan funding application took us less than ten minutes, including syncing up our bank statement for the credit check process. It is one of the easier application processes available. If your application is approved, you can expect funds in your bank account within 24-48 hours, making it a rapid funding turnaround.

State Availability

- Available in all states

Written by Lauren Le-Hair linkedin-icon

As an experienced content writer, Lauren's passion for the finance sector is only exceeded by her love of writing. With years of experience writing for financial websites, she has honed her expertise and developed a deep understanding of the industry. Lauren specializes in delivering top-quality, specialized content with an expert tone of voice and a unique flair, leveraging her extensive knowledge and expertise. In addition, she holds a First Class Bachelor's degree from Staffordshire University.



How much can I borrow with QuickBridge?

QuickBridge offers loan funding of between $10,000 and $500,000

Can start-ups apply for a business loan with QuickBridge?

No, your business will need to have been operating for at least 6 months

Are QuickBridge loans available in all states?

Yes, you can apply for a QuickBridge business loan from all 50 US states.

Customer Support

While QuickBridge offers limited customer support channels, the options we tried did have very responsive customer service agents. You can reach the friendly yet professional QuickBridge customer service staff via email and phone.

During our QuickBridge review, we decided to give the team a call. QuickBridge answered this immediately, meaning we didn’t have to wait around to be connected to the right departments. When we asked about lending rates, the agent couldn’t give us a direct answer since these depend on business circumstances. Still, they were polite and helpful in explaining how we could get to this stage. Full details of QuickBridge’s customer support are shown below.

Privacy & Security

QuickBridge has an A rating with the Better Business Bureau, which requires excellent privacy and security practices to achieve such a high rating. The company also boasts a very high score on Trustpilot of 4.7/5 stars. Ultimately, this is a good indication that QuickBridge takes the privacy and security needs of its customers seriously. Otherwise, this score would be much lower.

You can also find a detailed Privacy Policy online, which outlines how the company will handle your personal data. On review of this policy, QuickBrudge’s data treatment appears standard. Still, should you wish to opt out, the site offers an email address you can contact.

In Conclusion

If your small business needs a loan at short notice, then QuickBridge is worth considering. While we would like more information on its website about rates and borrowing terms, the positive reviews online indicate that the company is safe and secure. The loans offered are flexible, and customer service is good, further suggesting that it is worthy of consideration.

Brand Disclaimer

QuickBridge offers working capital loans and related services (“Service”) to small businesses in need of financing to sustain and grow their enterprise. By accessing our site, you agree to each of the terms and conditions set forth herein (“Terms of Use”) and the terms and conditions of Quick Bridge Funding, LLC Privacy policy, which is published on: quickbridge.com (the “Website”), and which are incorporated herein by reference. If you do not agree to any of these terms, please do not use the Website or the Services. QuickBridge reserves the right to update the content of its website, including the Terms of Use, at any time without prior notice.