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Reliant Funding Reviews


bestfor-icon Quick Access to Business Financing

Written by Andrew Omalley

About Reliant Funding | Read More


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Mon - Sun 6:30 AM - 3:00 PM PT
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  • hello@reliantfunding.com
  • (877) 850-0998
  • Headquarters: 9540 Towne Centre Drive, Suite 200, San Diego, CA 92121
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Reliant Funding Business Loans Review

Reliant Funding offers a range of different types of business loans. While it is not overly transparent with the terms of the loans, there is a low barrier to entry. This makes it an ideal destination for smaller businesses that don’t have a huge track record, as well as those that are looking to get their hands on quick funding.

Reliant Funding Business Loans Highlight


Min Credit Score


Loan Amount

3 months to 15 months

Repayment terms


Soft Credit Pull


Lender Type


Other Fees


Origination Fee


Prepayment Fee

24 Hours

Funding Time


Annual Revenue

6+ Months

Time in Business

Pros & Cons

  • con-icon Low barrier to entry
  • con-icon Quick time to funding
  • con-icon Easy application process
  • con-icon Good track record
  • con-icon Not too transparent with loan terms
  • con-icon Only short term loan

Business Loan Types

  • SBA Loans
  • Business Line of Credit
  • Equipment Financing
  • Merchant Cash Advances
  • Startup Loans

Reliant Funding Business Loans Terms & Requirements

Reliant Funding offers a variety of different business loans, with different options catering to varying needs. The main options currently available are merchant cash advances, lines of credit, bridge loans, SBA loans, equipment financing, startup funding, and e-commerce funding.

The exact loan terms will vary depending on the type of business loan you are looking at. Reliant Funding is not very transparent with the different rates and fees that it charges for various loan options. A low barrier to entry is in place, with the minimum required credit score being 525 and there are not too strenuous requirements for time in business and monthly revenue.

Qualification Requirements

  • Personal credit score of at least 525
  • At least $60,000 in annual revenue
  • Six months or more in business
  • No open bankruptcy
  • Most industries eligible

Required Information

  • Business bank statements
  • Business tax ID
  • Government-issued ID
  • Last three credit card statements

Application Steps & Time Frames

There are just three main steps involved with getting a Reliant Funding business loan. You can first get in touch with an account manager at Reliant Funding who will help you with your personalized funding request. This can be done over the phone or by email.

State Availability

Available - Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming,

Not Available - North Dakota, South Dakota, Vermont,

Andrew is a freelance writer who has been crafting valuable pieces of content relating to personal finance for more than five years. Previously, he studied Economics & Finance at university and he has professional qualifications relating to financial advice.



Does Reliant Funding conduct any hard credit checks?

During the prequalification stage, Reliant Funding will only conduct a soft credit check.

What types of business loans does Reliant Funding offer?

It offers merchant cash advances, lines of credit, bridge loans, SBA loans, equipment financing, startup funding, and e-commerce funding.

Does Reliant Funding offer 24/7 customer support?

No, but there is 7-day customer support available between 6:30am and 3pm PT.

Customer Support

The Reliant Funding support team is going to be on hand 7 days a week during certain hours to help resolve any questions you might have about the offering. This means that you can minimize downtime when assessing your loan needs.

A wide range of contact options are on offer, such as live chat, email, and phone support. You can pick and choose the option that will best fit your needs. The support team is full of experienced professionals who have many years in the business loans space.

Privacy & Security

Reliant Funding states on their website that they have an A+ grade with the Better Business Bureau. They also have helped businesses attain more than a billion dollars in funding since 2008.

It should also be noted that they state they can share your information with affiliated companies and even third-party organizations. Reliant Funding states on their website, “The federal Fair Credit Reporting Act permits us to share among our affiliated companies your name, address, and information about your transactions and experiences with us (such as your payment history or other facts about your account).” There is no way to opt-out of them sharing this data if you use Reliant.

In Conclusion

The main advantage of using Reliant Funding to get a business loan will be the simplicity and speed at which you can submit an application. More traditional routes for financing will usually take a good bit longer. For businesses that are looking for more options and more distinct loan terms, then other options will be better suited to your needs.

Brand Disclaimer

By submitting your information, you (a) consent to receiving calls and messages, including autodialed or pre-recorded calls, from Reliant Funding using the information you provided above, including via wireless telephone numbers that could result in charges to you, (b) acknowledge that no purchase of goods or services is contingent upon such consent, (c) acknowledge that telephone calls to and from Reliant Funding may be recorded, (d) consent to receive email correspondence including advertisements for business funding and other products or services, and (e) acknowledge that you have read Reliant Funding’s Privacy Policy and understand that you may opt-out of receiving communications of your choice from Reliant Funding as provided in the Privacy Policy.