- No fees
- Minimum deposits
- Cashback available
Sable Online Banking Review
Sable has a simple online banking offering, with debit and credit cards available. We will focus on the debit card facility for this review and will break down the account requirements, rates, and T&Cs.
The Sable debit card offers many benefits to users, including cash back, no fees, and global accessibility. Sable even provides a guarantee on international transfers, with Sable’s Best Rate Guarantee matching any better rate found elsewhere. The company also offers an easy-to-use app that is available for iOS and Android.
Sable Online Banking Highlights
ATM NETWORK
Any atm that accepts mastercard
OTHER FEES
None
Pros & Cons
- Available to people without a US SSN
- Very low fees for international transfers
- Quick application process (when applications are open)
- Debit cards don’t currently support contactless payments
- No interest can be earned with the checking account
- Limited account top-up functionality
Account Type
- Checking
Sable Checking Highlights
DEPOSIT AMOUNT
No minimum
Features Benefits & Rewards
Account Types
Sable only offers customers a basic checking account, which is perfect for people that have recently arrived in the US and are starting to set up their banking facilities. While just one basic product is offered, the account gives customers 1% cashback on most purchases, as well as a physical MasterCard that arrives through the post.
It’s essential to note that the debit card doesn’t currently offer contactless payment. Yet, you can still do all the basic things a standard checking account offers, such as deposit, withdraw from ATMs, set up direct debits, and send bank wires. Unfortunately, there is no option to earn interest on balances held in your Sable checking account.
| Account Name | Key Features |
| Checking |
|
Opening an Account With Sable
Sable’s website mentions how quick the online application process is, saying that an account can be opened with the company in under 5 minutes. This is supported by customer reviews online, which are primarily positive in saying how quick it was to open an account with Sable.
However, when we tried to open a Sable account, we were greeted with a message stating that the company is not accepting applications for new accounts at this time.
We reached out to Sable’s customer service team to ask when new applications were being accepted but were not given a definitive timeframe.
Step 1
Currently not accepting new customers
State Availability
Available in all states
Privacy & Security
Both Sable and its banking services provider Coastal Community Bank have an easily accessible privacy policy available to view on Sable’s website. Our review team found the Sable privacy policy possibly the most straightforward privacy policy in the marketplace to review and digest. While many companies have a complicated policy full of legal jargon, Sable’s privacy policy was a two-page document with a simple table laying out how your data is treated.
Our team was impressed with the level of communication from this document compared with competitors. Sable clearly states that your personal information will be shared for everyday business purposes but not for marketing purposes of any sort.
Customer Support
You can reach Sable’s customer service team via phone call or email. There are mixed reviews about Sable’s levels of customer care online, but these are primarily due to the fact that Sable does not offer a 24-hour customer support function.
We sent an email out of hours to Sable’s customer service team to ask when Sable would be accepting new account applications again. Our query was answered within the first hour of the following day, although the response to our question was vague.
Phone Support
(833) 583-8383
Mon-Fri
9am-6pm EST
Sat-Sun
Closed
Email Support
help@sablecard.com
Social Media
In Conclusion
Sable offers easy access to debit card and credit card banking facilities via an easy application and is even available to people that don’t have a US Social Security Number. However, applications for new accounts are currently closed, so the benefits offered by Sable are presently only for existing customers.
FAQ
You don’t need to be in the US to apply, but you will need to provide a US residential address in your name.
Yes, Sable is partnered with Wise for international money transfers.
Absolutely! All money held with Sable accounts is FDIC-insured up to $250,000.
Sable Disclaimer
All banking services are provided by Coastal Community Bank, Member FDIC, according to the license by Mastercard International Inc.
Your Sable account is FDIC-insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. You can apply with your passport and US visa if you are not a US citizen. Please note you must submit an SSN once you receive one. If you are a US citizen, a SSN is required to open a bank account.
Disclosure
This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.
After graduating from the University of Warwick with a degree in accounting, David went on to become a fully certified accountant. Since then, he has amassed years of experience working in and
writing for various sectors, including finance, gaming, and telecommunications. Now, he uses his extensive experience and knowledge in business and finance to deliver top-quality content.
7.0
LS SCORE
8.0
CREDIBILITY
8.0
SUPPORT
6.0
ACCESSIBILITY
Opening Hours
Mon-Fri
9am-6pm EST
Sat-Sun
Closed
Email Support
help@sablecard.com
Social Media
Live Chat
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