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ServicePlus Home Warranty Reviews


bestfor-icon No Home Inspection is Needed

Written by Bob Phillips

About ServicePlus Home Warranty | Read More


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Opening Hours Opening Hours drop-down-btn
Mon - Sun 24/7
Contact Information Contact Information drop-down-btn
  • info@serviceplus.com
  • (800) 545-0402
  • Headquarters: 518 Old Post Rd. Suite 7 #135 Edison, NJ 08817
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ServicePlus Home Warranty Home Warranty Review

ServicePlus Home Warranty offers two home warranty plans plus numerous add-on options the customer can choose from. Service technicians are provided by a national network of licensed contractors.

ServicePlus Home Warranty Home Warranty Highlight

Min $60

Service Fees

$200 – $500 per claim

Payout Cap

$200 off for new customers*




A nationwide network of licensed contractors


Not Required

Home inspection


Other Fees


Origination Fee


Prepayment Fee

Per occurrence

Benefit Limit Type


BBB Rating



Typically, under 24 hours

Response Time

12 months

Contract Length Available

Pros & Cons

  • con-icon One of the lowest service fees available
  • con-icon Easy to make a claim 24/7
  • con-icon 30-day money-back policy
  • con-icon Lawsuits alleging possible wrongdoing
  • con-icon Minimum contract length of 13 months

Plan Types


  • Gold Plan
    Pricing from $37 monthly/$419 yearly
  • Platinum Plan
    Pricing from $43 monthly/$516 yearly

Optional Add-Ons

Pool/spa, limited roof leak, well pump, septic system, septic pumping, second refrigerator, stand-alone freezer, water softener, refrigerator ice maker, free-standing ice maker.


*$200 off for new customers paying annually + free coverage for two months if paying monthly.

Payout Limitations

Similar to other home warranty providers, ServicePlus sets maximum coverage limits on specific items. Should the repair or replacement cost surpass these limits, the onus is on the policyholder to pay the additional amount.


Standard exclusions of home warranty companies, including items covered by manufacturer’s warranty, routine maintenance, acts of God, damage caused by pets or pests, manufacturer defects, owner negligence

Plans & Pricing

ServicePlus Home Warranty plans:

Plan Monthly Yearly
Gold $37 $419
Platinum $43 $516

ServicePlus Home Warranty coverage:

Item Covered/Plan Gold
$37 monthly/$419 yearly
$43 monthly/$516 yearly
Air Conditioning
Clothes Washer
Clothes Dryer
Plumbing Stoppages
Plumbing System
Water Heater
Built-in Microwave Oven
Garbage Disposal
Garage Door Opener
Whirlpool Bathtub
Ceiling and Exhaust Fans

Service Fees

Service fees are $60 minimum

Payout Caps

$500 per system, $200 per appliance

ServicePlus Home Warranty Review : How to Get Started

A home warranty plan with ServicePlus Home Warranty can be purchased on the company’s website through a single-step process.

ServicePlus Home Warranty Review : How to Get Started

Claims with ServicePlus Home Warranty can be filed by claims support or by submission through the customer portal:

Home Warranty can be filed by claims support or by submission through the customer portal

State Availability

Available - Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming

Not Available - California, Iowa, Nevada, New York

Written by Bob Phillips linkedin-icon twitter-icon

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.



Is ServicePlus Home Warranty transferable?

You can transfer your ServicePlus Home Warranty by calling customer service. There is no charge for transferring your warranty.

What is the cancellation policy of ServicePlus Home Warranty?

ServicePlus Home Warranty’s cancellation policy states you can receive a full refund if you cancel the policy within 30 days of purchase. There is a $50 cancellation fee.

Does ServicePlus Home Warranty Cover Older Systems and Appliances?

Yes, ServicePlus Home Warranty covers older systems and appliances as long as they are in good working order when purchasing the plan.

Customer Support

ServicePlus Home Warranty provides a toll-free customer service number on its website. When we called customer service, we were connected with a claims representative after being on hold for under one minute.

ServicePlus Home Warranty customers can also submit claims via the customer portal.

Privacy & Security

ServicePlus Home Warranty has a Privacy page detailing its privacy policy and website security.

In Conclusion

ServicePlus Home Warranty offers 24/7 claims service and customer service during regular business hours. The company’s online reviews are mostly unfavorable, with BBB showing a 1.24/5 rating based on the average of 500+ customer reviews.