Simplist is a marketplace for mortgage purchase and refinancing loans, as well as for people who are looking to get a home equity loan. It deals with a huge range of lenders, so there will usually be a great level of choice available no matter your preferences. It has been in the business since 2018 and has helped a huge amount of people since then.
Simplist Mortgages Terms & Requirements
As Simplist is a marketplace, the exact terms and requirements of the loans will vary depending on the specific lender you are considering. However, certain aspects remain consistent throughout, and some minimum standards are in place.
Generally, you will need to have a credit score of at least 620 to get a loan through Simplist. For fixed-rated rate loans, you will look at term periods of 15, 20, or 30 years. There are no application or processing fees in place, but a fee will be charged if you end up closing on a loan.
Available - California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kentucky, Maine, Minnesota, Mississippi, Montana, New Jersey, Ohio, Pennsylvania, Tennessee, Texas, Washington, Wyoming.
Not Available - Alabama, Alaska, Arizona, Arkansas, Hawaii, Indiana, Iowa, Kansas, Louisiana, Maryland, Massachusetts, Michigan, Missouri, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia, Wisconsin.