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Sky Bridge Reviews


bestfor-icon Fast time to funding

Written by Andrew Omalley

About Sky Bridge | Read More


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Mon-Fri 9am-5pm EST
Sat-Sun Closed
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  • sales@horizonbusinessfunding.com
  • 866-454-1615
  • Headquarters: 525 Washington Blvd Jersey City, New Jersey 07310, US
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Sky Bridge Business Loans Review

Horizon Business Funding (formerly SkyBridge) offers a handful of different types of business loans, including business credit lines, unsecured working capital, and term loans. You can work one-to-one with an experienced professional to find the most optimal business loan for your particular needs.

Sky Bridge Business Loans Highlight


Min Credit Score


Loan Amount


Soft Credit Pull


Lender Type


Other Fees


Origination Fee


Prepayment Fee

24 Hours

Funding Time


Annual Revenue

6+ Months

Time in Business

Pros & Cons

  • con-icon Deal with an experienced funding advisor
  • con-icon No minimum credit score needed
  • con-icon Quick funding time
  • con-icon Decent track record
  • con-icon Not transparent with APRs and fees
  • con-icon Not always the best option for startups

Business Loan Types

  • Business Line of Credit
  • Business Term Loan
  • Working Capital Loans
  • Term loans

Sky Bridge Business Loans Terms & Requirements

Horizon Business Funding caters to a number of different needs when it comes to business loans. The main types of offerings it has today are term loans, unsecured working capital, and business credit lines. The exact loan terms will depend on the type of loan you are looking to get.

There tend to be flexible requirements in place, such as no minimum credit score being necessary to get a loan. There will usually be a fee charged only when you actually take out a loan. The term lengths vary, usually being between 6 months and a decade in length.

Simply put, what is Sky Bridge Funding best for?

Sky Bridge Funding is a merchant cash advance (MCA) lender that specializes in providing short-term financing to businesses. One of the main benefits of using Sky Bridge Funding is that they offer a fast time to funding. In most cases, businesses can receive approval for an MCA within minutes and funding the next day.

There are a few reasons why Sky Bridge Funding is able to offer such a fast time to funding. First, they use a simple and streamlined application process. Second, they do not require collateral or a credit check. Third, they have a team of experienced underwriters who are able to assess a business’s financial situation quickly.

The fast time to funding offered by Sky Bridge Funding can be a valuable benefit for businesses that need quick access to cash. For example, a business that is experiencing a sudden increase in sales may need to acquire inventory or hire new staff quickly. Sky Bridge Funding can provide the necessary funding quickly and easily in this situation.

Here are some additional details about how Sky Bridge Funding’s fast time to funding works:

  • The application process is simple and can be completed online in minutes.
  • There is no need for collateral or a credit check.
  • The underwriting process is quick and efficient.
  • Funding can be received the next day after approval.

If you are a business that needs quick access to cash, Sky Bridge Funding is a good option to consider. Their fast time to funding can help you get the money you need when you need it most.

How to Apply

If you’re looking to apply for a Horizon Business Funding loan, you need to go to the website and fill in some basic info. You will then receive a call from a funding advisor who will be able to walk you through the different options open to you and explain how to submit an official application.

If you wish to proceed, there are standard questions you need to answer to apply officially for a loan. It usually takes 24 hours or so to hear if your application got approved or not.

The funding specialist will keep you up to date with all progress during the process. Once you have gotten approval for a business loan from Horizon Business Funding, you will often get access to the funds then in 24 hours.

Qualification Requirements

  • At least $15,000 in monthly deposit volume
  • A business bank account
  • Been in business 6+ months
  • No collateral needed

Required Information

  • Bank statements
  • Business tax ID
  • Government issued ID

State Availability

- Available in all states

Andrew is a freelance writer who has been crafting valuable pieces of content relating to personal finance for more than five years. Previously, he studied Economics & Finance at university and he has professional qualifications relating to financial advice.



How long does a business need to be in operation to get a loan from Horizon Business Funding?

A business needs to be in operation for at least 6 months in order to get a loan from Horizon Business Funding.

How much can a business borrow from Horizon Business Funding?

The size of the loans from Sky Bridge Funding range between $5,000 and $500,000.

Does Horizon Business Funding work with certain industries?

Horizon Business Funding will cater to businesses operating in most sectors.

Customer Support

There are not too many information resources available through the Horizon Business Funding website, so you might want to communicate with the lender’s support team to get certain questions answered.

Privacy & Security

Horizon Business Funding has a comprehensive privacy policy published on its website. They state that they may share personal information with third parties, but applicants can opt-out by emailing sales@horizonbusinessfunding.com.

There are very few online reviews available for this business. They aren’t registered with the Better Business Bureau and don’t have a profile on TrustPilot.com.

In Conclusion

Horizon Business Funding is often preferred by businesses that are looking to get quick access to funding. You can get loan approval in about 24 hours in a lot of cases through this lender. It has flexible requirements, but there is not much info available about rates and fees.

Brand Disclaimer

Some information collected from you is required and some is optional; some will remain private and some will be shared with third parties. Additional information may be gathered during your subsequent use of the Sites, whenever you choose to provide it. Certain Personal Information must be supplied to determine eligibility for financial products and to verify and guard against potential fraud. We will use this information to request a credit report from a credit bureau to process your application as well as to help assess your funding request in the context of your overall financial situation. We will also use your required and optional information to facilitate activities and transactions that need to occur during the funding process.