SnapCap Review
Visit Site

SnapCap Reviews

Andrew Omalley


Andrew Omalley

A dedicated loan officer
A dedicated loan officer
About SnapCap

SnapCap is a South Carolina-based lender that caters to a variety of business funding needs. It is actually owned by LendingTree and acts as a direct lender. SnapCap has been catering to the needs of business owners since 2012, helping to secure almost $1 billion worth of loans since then. It has a good reputation as a lender, as well as offering flexible repayment plans and quick funding times.









Privacy & Security

SnapCap has a 4.8 out of 5 Trustpilot score. 90% of reviewers ranked their experience with the company as “excellent.”

Reviewers who gave lower scores noted that the fees were high compared to other companies. As mentioned previously, the SnapCap website does not disclose their origination fees and interest rates until after a business receives approval for funding.

The company also has an A+ rating from the Better Business Bureau.

Customer Support

SnapCap provides some usual tools to prospective borrowers on its website, including various calculators. It also has a presence on numerous social media networks, and the support team can be contacted through various means.

Its phone lines are open five days a week during decent hours, with live chat and email support also being viable options. The responses tend to be quick and efficient, helping you resolve any issues you might have with minimal fuss.

Phone Support
(800) 843-0130
9am-7am EST

In Conclusion

SnapCap is a respected provider of business loans that has been in the space for more than a decade. It is known for providing quick funding and taking businesses through each step of the application process in a manner that makes total sense. The main issue is that there is not really transparency when it comes to the interest rates and fees that SnapCap charges.


Does a business have to be in the US to get a loan from SnapCap?
Yes, all businesses need to be based in the United States if they want to get a loan through SnapCap.
How long does a company need to be in business to get a loan from SnapCap?
SnapCap only provides loans to businesses that have been in operation for at least 6 months.
What is the minimum required credit score to get a SnapCap loan?
The business owner needs to have a credit score of at least 500 to be eligible for a SnapCap loan.

SnapCap Disclaimer

By submitting any Qualification Form containing your electronic signature through a LendingTree Website, and separately for each such request you submit, you are indicating that you desire to be contacted by Providers, and you are providing express written consent that LendingTree, a third party on LendingTree’s behalf, and LendingTree’s Network Partners with whom you are matched, may deliver calls or text messages to you, including for marketing purposes, using an automatic telephone dialing system or an artificial or prerecorded voice to the phone number you have provided. You understand that you are providing this consent to receive such telephone calls even if your telephone number is currently listed on any federal, state, local, internal, or corporate Do-Not-Call (“DNC”) Lists. You understand that you are not required to consent to receive these communications as a condition of using LendingTree’s services.


This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.


Andrew Omalley

Andrew is a freelance writer who has been crafting valuable pieces of content relating to personal finance for more than five years. Previously, he studied Economics & Finance at university and he has professional qualifications relating to financial advice.