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SuperMoney Reviews

6.8

bestfor-icon Good for one or more financial needs

bobphillips
Written by Bob Phillips

About SuperMoney | Read More

7

LS Score

8

Credibility

4

Support

8

Accessibility

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Opening Hours Opening Hours drop-down-btn
Mon-Sun 24/7
Contact Information Contact Information drop-down-btn
  • Headquarters: 3100 S. Harbor Blvd., Suite 190 Santa Ana, CA, 92704
Social Media Social Media drop-down-btn
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SuperMoney Personal Loans Review

SuperMoney’s partners’ personal loans are designed for people with poor to excellent credit since no credit score is required. Loan amounts will vary by the partner selected who will perform a credit check. Interest rates will also vary according to lender and consumer’s creditworthiness. 

SuperMoney Personal Loans Highlight

400

Min Credit Score

5.99-36%

APR. Fixed Rate

$500-$100K

Loan Amount

3 months to 84 months

Repayment terms

N/A

Soft Credit Pull

Marketplace

Lender Type

N/A

Other Fees

Varies

Origination Fee

Varies

Prepayment Fee

1-2 days

Funding Time

Pros & Cons

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  • con-icon Large network of lenders
  • con-icon Low credit scores can be approved
  • con-icon Personal loans available in all 50 states
  • con-icon No phone support from SuperMoney
  • con-icon Not a direct lender

Loan Purpose

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  • Credit Card Refinance
  • Debt Consolidation
  • Home Improvement
  • Medical Expenses

Loan Type

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  • Unsecured Personal Loans
View rates

SuperMoney Personal Loans Terms & Requirements

SuperMoney offers unsecured personal loans to people with all types of credit. These loans can be used for any purpose the borrower chooses, from debt consolidation to a vacation. SuperMoney’s personal loan partner’s interest rates are in line with other lenders not affiliated with SuperMoney.

How to Apply

Procuring a personal loan with SuperMoney is a straightforward process. After providing the required information, SuperMoney conducts a soft credit pull that helps them pair the consumer with lenders that will accept borrowers with that credit score and income level.

SuperMoney step 1: Loan Amount Desired
Screen 1

Loan Amount Desired

SuperMoney step 2: Purpose of Loan
Screen 2

Purpose of Loan

SuperMoney step 3: Types of Debt
Screen 3

Types of Debt

SuperMoney step 4:Types of tax
Screen 4

Types of tax

Qualification Requirements

  • At least age 18
  • U.S. resident
  • SuperMoney partners allow income from alimony, child support, and other maintenance income
  • Typical maximum debt-to-income ratio: 70%, including mortgage payments
  • Applicant cannot be in active bankruptcy

Required Information

To get started with SuperMoney, an online application needs to be submitted. The personal information required is industry standard and includes:

  • Proof of identity
  • Employment status
  • Monthly income
  • Loan purpose
  • Amount requested
  • Estimated credit score

Additional personal information will be required when applying with personal loan partners, such as name, address, Social Security number, etc.

Application Steps & Time Frames

Complete the application: 10 minutes

Wait for a decision: typically, same day

Funding released: next business day

State Availability

- Available in all states

SuperMoney Debt Relief Review

SuperMoney works with a network of lenders providing consumer debt relief loans. The interest rate will depend on the customer’s credit score, income, and other factors.

SuperMoney Debt Relief Highlight

Varies by lender

Min Credit Score

$10K

Minimum Debt Amount

5.99-39.95%

APR. Fixed Rate

12 - 84 months

Repayment terms

Yes

Soft Credit Pull

Marketplace

Lender Type

Yes

Other Fees

Varies by lender

Origination Fee

None

Prepayment Fee

24

Funding Time

Pros & Cons

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  • con-icon Lots of info on lenders
  • con-icon Easy-to-use lender comparison tools
  • con-icon Great customer service
  • con-icon Offers personalized rates
  • con-icon Personal loans available in all 50 states
  • con-icon SuperMoney does not issue loans themselves
  • con-icon Currently no phone support

Debt Relief Product Types

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  • Debt consolidation loans
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SuperMoney Debt Relief Terms & Requirements

SuperMoney’s debt consolidation lenders’ terms are fair and reasonable. Each lender clearly outlines qualification and repayment terms, and qualification requirements are reasonable: be age 18 or older, have a valid Social Security number, have a steady income, and have a good credit history.

How to Apply

To apply with a lender, you must first answer questions by SuperMoney so they can match you with the appropriate lenders:

Step 1

Amount of money needed to borrowA minimum credit score of 300 At least age 18 U.S. resident Maximum debt-to-income ratio: 70%, including mortgage payments

Step 2

Unsecured Debt Question

Step 3

Other Debt Question

Step 4

Credit Score Question

Step 5

Employment Status question

Step 6

How much do you make in a year question

Step 7

Prequalify for up to x lenders

Qualification Requirements

  • A minimum credit score of 300
  • At least age 18
  • U.S. resident
  • Maximum debt-to-income ratio: 70%, including mortgage payments
  • Applicant cannot be in active bankruptcy
  • Consistent income
  • Co-signer not required

Required Information

To be referred to a debt relief lender by SuperMoney, pre-qualification information must be submitted, including

  • Name
  • Address
  • Date of birth
  • Proof of identity
  • Monthly income
  • Loan purpose
  • Amount requested
  • Credit score
  • Veteran status
  • Employment status

Application Steps & Time Frames

  • Complete the application: 10 minutes
  • Wait for a decision: typically, same day
  • Funding released: 24-48 hours

State Availability

- Available in all states

SuperMoney Auto Loans Review

SuperMoney makes it easy for consumers to get auto loan rates from a variety of lenders. Consumers only need to provide SuperMoney with the required information, and they will quote rates from their network of auto loan lenders.

SuperMoney Auto Loans Highlight

570

Min Credit Score

2.99-20.99%

APR. Fixed Rate

1.9-35.99%

APR. Variable Rate

Max $100K

Loan Amount

12 to 84 Months

Repayment terms

Yes

Soft Credit Pull

Marketplace

Lender Type

N/A

Other Fees

None

Origination Fee

None

Prepayment Fee

24 hours

Funding Time

Auto Loan Refinance

Min 2.9%

APR. Fixed Rate

$100K

Refinance Amount

Pros & Cons

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  • con-icon One application allows borrowers to compare multiple lenders
  • con-icon Some lender partners work with poor credit
  • con-icon Leasing and refinancing loans available
  • con-icon Weak customer service – must submit request for help through SuperMoney site
  • con-icon Borrowers who have less than great credit could pay high interest rates

Auto Loan Types

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  • New Car Loan
  • Used Car Loan
  • Auto Refinance Loans

Vehicle Types

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  • Car
  • Truck
View rates

SuperMoney Auto Loans Terms & Requirements

SuperMoney lenders offer favorable loan terms, competitive interest rates, and up to 84-month financing. Loan requirements meet market standards.

How to Apply

To apply with SuperMoney, follow the company’s application process provided on their website to ensure a straightforward transaction:

SuperMoney step 1: Type of Loan Requested
Screen 1

Type of Loan Requested

SuperMoney step 2: Vehicle New or Used
Screen 2

Vehicle New or Used

SuperMoney step 3: Vehicle Information
Screen 3

Vehicle Information

SuperMoney step 4: Sale Price
Screen 4

Sale Price

Qualification Requirements

Income Varies by lender
Job-status Employer, self-employed, retired
Citizenship/Residency U.S. citizen or valid green card holder
Age 18+
Co-signer Allowed to help the applicant qualify for better rates and terms
Bank Account Checking account required

Required Information

Required documents loan payoff statements, recent pay stubs, proof of income, proof of insurance, driver’s license or government-issued photo ID, proof of identity, proof of citizenship or residence permit, U.S. tax identification number

Application Steps & Time Frames

  • Complete application/provide documentation: 1-2 hours
  • Receive funding decision: 1-2 business days

This is a very simple process. It compares favorably with other lenders in the auto loan market

State Availability

- Available in all states

SuperMoney Tax Relief Review

SuperMoney is a financial technology company that offers a comparison of a range of financial products and services, including tax relief services.

SuperMoney Tax Relief Highlight

YES

Free Consultation

Varies by partner

Min Service Cost

YES

Potential Extra Fees

YES

Money Back Guarantee

A+

BBB Rating

Pros & Cons

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  • con-icon Transparency
  • con-icon Great customer service
  • con-icon Tax relief services in all 50 states
  • con-icon Free consultation
  • con-icon No phone customer support

Tax Relief Service Types

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  • Currently Not Collectible Cases
  • Installment Plans
  • Dealing with the IRS
  • Innocent Spouse Relief
  • IRS Tax Discharge
  • IRS Tax Expiration
  • Levy Release
  • Offer in Compromise
  • Payroll Tax Debt Relief
  • Penalty Abatement
  • Stop Wage Garnishment
  • Tax Lien Removal
  • Tax Preparation and Planning
  • Unfiled Tax Returns
  • Audit Representation
  • Criminal Tax Defense
  • Fresh start IRS program
  • Federal tax
  • State tax
  • PPIA
  • OOIC

Type of Fees

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  • Flat rate
  • service based
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Associated Fees

SuperMoney charges no fee to use their website, and consultations with the partners you select are also free. The average fee to resolve a tax issue is typically $1,000 to $5,000.

Process & Time Frame

SuperMoney’s process is to have interested consumers answer several questions to match them with potential tax relief partners. The amount of time it will take to resolve the consumer’s tax problem will vary by tax relief partner.

Application & Handling Process

To get information and pricing on tax relief from SuperMoney’s partners, you’ll go through a short questionnaire. The following information must be submitted on the SuperMoney website:

supermoney tax relief step 1: How much do you owe
Step 1

How much do you owe?

supermoney tax relief step 2: state of residency
Step 2

State of residency

supermoney tax relief step 3: tax liability
Step 3

Tax liability

supermoney tax relief step 4: do you have an existing payment plan with the irs
Step 4

Do you have an existing payment plan with the IRS?

supermoney tax relief step 5: are you currently not collectible
Step 5

Are you in 'currently not collectible' status?

supermoney tax relief step 6: results
Step 6

Results

Required Information

SuperMoney requires no personal information to get started. They ask only for tax-related information.

State Availability

- Available in all states

bobphillips
Written by Bob Phillips linkedin-icon twitter-icon

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.

faq-icon

FAQ’s

Does SuperMoney have a money-back guarantee?

Any guarantees will come from the service provider the consumer selects through the SuperMoney website. SuperMoney states that it is not responsible for any actions on the part of the partner companies they refer consumers to.

Does SuperMoney offer free quotes?

Yes. Website visitors can get free quotes for the service(s) they need from multiple SuperMoney partners.

How much does SuperMoney charge?

There is no charge to use the SuperMoney website. SuperMoney is compensated by its partners for providing access to new customers.

Customer Support

While SuperMoney has limited customer support (email only, no phone), they were quick to reply to our email inquiry about their personal loans. The customer service agent was friendly and informative.

For borrowers who care about having the best customer service experience, it’s important to review a lender before finishing your application, since you’ll be working with them moving forward.

Brand Disclaimer

SuperMoney Disclaimer: *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. The use of trademarks does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney of those trademark owners or their sites, products or services, or they of us or ours. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. The operator of this website is not a lender, does not broker loans to lenders and does not make loans or credit decisions. This website does not constitute an offer or solicitation to lend. This website will submit the information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. SuperMoney or its affiliates may call you or send you SMS text messages as part of our/their service offering. The phone number or other service belonging to the called/messaged person(s) could incur charges for such contact. REPLY “HELP” FOR HELP, REPLY “STOP” TO CANCEL. By using this site you agree to Terms & Conditions and Privacy Policy.
**The Annual Percentage Rates (APR), interest rates, loan types, loan terms, loan amounts, origination fees and other terms provided in this website are estimated based on information you provided, data offered by partners, and publicly available information. All information is presented without warranty, and the estimated APR, terms and other features are not binding in any way. Lenders offer a range of APRs and loan programs depending on your credit history, income, and other factors. Only borrowers with excellent credit qualify for the lowest rates. Your actual APR will depend on your credit score, loan amount, term, income, and credit history. All loans must be reviewed and approved by the lenders.
† To check the rates and terms you qualify for, one or more soft credit pulls may be done by SuperMoney, and/or SuperMoney’s lending partners, that will not affect your credit score. However, if you choose to continue your application at a lending partners’ website or by phone, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Loan Example: A $10,000 loan with a 5-year term at 13% Annual Percentage Rate (APR) would be repayable in 60 monthly installments of $228 each. The actual payment amount and year-end balance will vary based on the APR, loan amount, and term selected. In this case the total amount expected to pay by the borrower will be $13,680