SuperMoney offers unsecured personal loans to people with all types of credit. These loans can be used for any purpose the borrower chooses, from debt consolidation to a vacation. SuperMoney’s personal loan partner’s interest rates are in line with other lenders not affiliated with SuperMoney.
SuperMoney Personal Loans Review
SuperMoney’s partners’ personal loans are designed for people with poor to excellent credit since no credit score is required. Loan amounts will vary by the partner selected who will perform a credit check. Interest rates will also vary according to lender and consumer’s creditworthiness.
SuperMoney Personal Loans Highlights
LOAN AMOUNT
$500 - $100,000
LOAN REPAYMENT TERM
3 months to 84 months
MIN CREDIT SCORE
400
APR FIXED RATE
5.99% - 39.95%
FUNDING TIME
1-2 days
ORIGINATION FEE
None
PREPAYMENT FEE
None
OTHER FEES
N/a
SOFT CREDIT PULL
Yes
LENDER TYPE
Marketplace
Pros & Cons
- Large network of lenders
- Low credit scores can be approved
- Personal loans available in all 50 states
- No phone support from SuperMoney
- Not a direct lender
Personal Loans Types
- Unsecured Personal Loans
Loan Purpose
- Credit Card Refinance
- Debt Consolidation
- Home Improvement
- Medical Expenses
SuperMoney Personal Loans Terms & Requirements
How to Apply
Procuring a personal loan with SuperMoney is a straightforward process. After providing the required information, SuperMoney conducts a soft credit pull that helps them pair the consumer with lenders that will accept borrowers with that credit score and income level.
Screen 1
Loan Amount Desired
Qualification Requirements
- At least age 18
- U.S. resident
- SuperMoney partners allow income from alimony, child support, and other maintenance income
- Typical maximum debt-to-income ratio: 70%, including mortgage payments
- Applicant cannot be in active bankruptcy
Required Information
To get started with SuperMoney, an online application needs to be submitted. The personal information required is industry standard and includes:
- Proof of identity
- Employment status
- Monthly income
- Loan purpose
- Amount requested
- Estimated credit score
Additional personal information will be required when applying with personal loan partners, such as name, address, Social Security number, etc.
Application Steps & Time Frames
Complete the application: 10 minutes
Wait for a decision: typically, same day
Funding released: next business day
State Availability
Available in all states
SuperMoney Debt Relief Review
SuperMoney works with a network of lenders providing consumer debt relief loans. The interest rate will depend on the customer’s credit score, income, and other factors.
SuperMoney Debt Relief Highlights
LOAN REPAYMENT TERM
12 - 84 months
MIN CREDIT SCORE
Varies by lender
ORIGINATION FEE
None
PREPAYMENT FEE
None
OTHER FEES
Yes
SOFT CREDIT PULL
Yes
LENDER TYPE
Marketplace
Pros & Cons
- Multiple lenders to choose from
- Loans available in all 50 states
- Rates are personalized for each borrower
- SuperMoney is not a direct lender, strictly a referrer
- SuperMoney provides no customer service support
Debt Consolidation Types
- Debt consolidation loans
SuperMoney Debt Relief Terms & Requirements
SuperMoney’s debt consolidation lenders’ terms are fair and reasonable. Each lender clearly outlines qualification and repayment terms, and qualification requirements are reasonable: be age 18 or older, have a valid Social Security number, have a steady income, and have a good credit history.
How to Apply
To apply with a lender, you must first answer questions by SuperMoney so they can match you with the appropriate lenders:
Step 1
Amount of money needed to borrowA minimum credit score of 300 At least age 18 U.S. resident Maximum debt-to-income ratio: 70%, including mortgage payments
Qualification Requirements
- A minimum credit score of 300
- At least age 18
- U.S. resident
- Maximum debt-to-income ratio: 70%, including mortgage payments
- Applicant cannot be in active bankruptcy
- Consistent income
- Co-signer not required
Required Information
To be referred to a debt relief lender by SuperMoney, pre-qualification information must be submitted, including
- Name
- Address
- Date of birth
- Proof of identity
- Monthly income
- Loan purpose
- Amount requested
- Credit score
- Veteran status
- Employment status
Application Steps & Time Frames
- Complete the application: 10 minutes
- Wait for a decision: typically, same day
- Funding released: 24-48 hours
State Availability
Available in all states
SuperMoney Auto Loans Review
SuperMoney makes it easy for consumers to get auto loan rates from a variety of lenders. Consumers only need to provide SuperMoney with the required information, and they will quote rates from their network of auto loan lenders.
SuperMoney Auto Loans Highlights
LOAN AMOUNT
Max $100,000
LOAN REPAYMENT TERM
12 to 84 months
MIN CREDIT SCORE
600
APR FIXED RATE
Min 1.94%
FUNDING TIME
24 hours
ORIGINATION FEE
None
PREPAYMENT FEE
None
OTHER FEES
N/a
MAX VEHICLE AGE
years
SOFT CREDIT PULL
Yes
LENDER TYPE
Marketplace
Pros & Cons
- Low APRs for qualified buyers
- Available in all 50 states
- No application fees
- Quick funding (1-2 business days)
- No customer support from SuperMoney, only the lender
- Higher interest rates for people with poor credit
Auto Loans Types
- New Car Loan
- Used Car Loan
- Auto Refinance Loans
Vehicle Types
- Car
- Truck
SuperMoney Refinance Highlights
REFINANCE AMOUNT
$100,000
REFINANCE APR FIXED RATE
Min 2.9%
SuperMoney Auto Loans Terms & Requirements
SuperMoney lenders offer favorable loan terms, competitive interest rates, and up to 84-month financing. Loan requirements meet market standards.
How to Apply
To apply with SuperMoney, follow the company’s application process provided on their website to ensure a straightforward transaction:
Screen 1
Type of Loan Requested
Qualification Requirements
| Income | Varies by lender |
| Job-status | Employer, self-employed, retired |
| Citizenship/Residency | U.S. citizen or valid green card holder |
| Age | 18+ |
| Co-signer | Allowed to help the applicant qualify for better rates and terms |
| Bank Account | Checking account required |
Required Information
| Required documents | loan payoff statements, recent pay stubs, proof of income, proof of insurance, driver’s license or government-issued photo ID, proof of identity, proof of citizenship or residence permit, U.S. tax identification number |
Application Steps & Time Frames
- Complete application/provide documentation: 1-2 hours
- Receive funding decision: 1-2 business days
This is a very simple process. It compares favorably with other lenders in the auto loan market
State Availability
Available in all states
SuperMoney Tax Relief Review
SuperMoney is a financial technology company that offers a comparison of a range of financial products and services, including tax relief services.
SuperMoney Tax Relief Highlights
MIN TAX DEBT REQUIRED
$10,000
FREE CONSULTATION
Yes
POTENTIAL EXTRA FEES
Yes
RANGE OF FEES
$1,000 - $5,000
MONEY BACK GUARANTEE
Yes
BBB RATING
A+
Pros & Cons
- Has tax-relief partners in all 50 states
- Top BBB rating
- Comprehensive, easy to understand website
- Accredited comparison service
- No customer support from SuperMoney if there is a problem with the firm the consumer selects
Tax Relief Service Types
- Currently Not Collectible Cases
- Installment Plans
- Dealing with the IRS
- Innocent Spouse Relief
- IRS Tax Discharge
- IRS Tax Expiration
- Levy Release
- Offer in Compromise
- Payroll Tax Debt Relief
- Penalty Abatement
- Stop Wage Garnishment
- Tax Lien Removal
- Tax Preparation and Planning
- Unfiled Tax Returns
- Audit Representation
- Criminal Tax Defense
- Fresh start IRS program
- Federal tax
- State tax
- PPIA
- OOIC
Type of Fees
- Flat rate
- service based
Associated Fees
SuperMoney charges no fee to use their website, and consultations with the partners you select are also free. The average fee to resolve a tax issue is typically $1,000 to $5,000.
Application & Handling Process
To get information and pricing on tax relief from SuperMoney’s partners, you’ll go through a short questionnaire. The following information must be submitted on the SuperMoney website:
Step 1
How much do you owe?
Required Information
SuperMoney requires no personal information to get started. They ask only for tax-related information.
State Availability
Available in all states
Customer Support
While SuperMoney has limited customer support (email only, no phone), they were quick to reply to our email inquiry about their personal loans. The customer service agent was friendly and informative.
For borrowers who care about having the best customer service experience, it’s important to review a lender before finishing your application, since you’ll be working with them moving forward.
FAQ
Any guarantees will come from the service provider the consumer selects through the SuperMoney website. SuperMoney states that it is not responsible for any actions on the part of the partner companies they refer consumers to.
Yes. Website visitors can get free quotes for the service(s) they need from multiple SuperMoney partners.
There is no charge to use the SuperMoney website. SuperMoney is compensated by its partners for providing access to new customers.
SuperMoney Disclaimer
SuperMoney Disclaimer: *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. The use of trademarks does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney of those trademark owners or their sites, products or services, or they of us or ours. SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. The operator of this website is not a lender, does not broker loans to lenders and does not make loans or credit decisions. This website does not constitute an offer or solicitation to lend. This website will submit the information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. SuperMoney or its affiliates may call you or send you SMS text messages as part of our/their service offering. The phone number or other service belonging to the called/messaged person(s) could incur charges for such contact. REPLY “HELP” FOR HELP, REPLY “STOP” TO CANCEL. By using this site you agree to Terms & Conditions and Privacy Policy.
**The Annual Percentage Rates (APR), interest rates, loan types, loan terms, loan amounts, origination fees and other terms provided in this website are estimated based on information you provided, data offered by partners, and publicly available information. All information is presented without warranty, and the estimated APR, terms and other features are not binding in any way. Lenders offer a range of APRs and loan programs depending on your credit history, income, and other factors. Only borrowers with excellent credit qualify for the lowest rates. Your actual APR will depend on your credit score, loan amount, term, income, and credit history. All loans must be reviewed and approved by the lenders.
† To check the rates and terms you qualify for, one or more soft credit pulls may be done by SuperMoney, and/or SuperMoney’s lending partners, that will not affect your credit score. However, if you choose to continue your application at a lending partners’ website or by phone, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Disclosure
This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.
Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.
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