Tally is a platform that provides solutions you can use to help manage your credit cards.
Tally also offers you the ability to manage and pay credit cards linked to your Tally account in a single place. This aspect of the service allows you to make payments to your credit cards from your linked bank account. Tally may charge a monthly fee for this service.
Tally offers a line of credit that can be used to pay off credit card debt. Tally partners with a chartered bank, Cross River Bank, Member FDIC, that will issue the line of credit in some states. Tally may add or change chartered banks with whom we partner. Your Line of Credit Agreement will identify which company issues your line of credit. With the Tally line of credit, payments will be made directly to your credit card accounts. If funds are advanced from your Tally line of credit and paid toward a credit card balance, you will make payments of principal and interest to your Tally Account to repay your Tally line of credit. If you qualify for and accept a Tally line of credit, a Line of Credit Agreement, which outlines the terms of the Tally line of credit, will be emailed to you.
Tally may offer you a feature, including without limitation features such as “Tally Advisor,” designed to help you pay off your credit card balances more quickly. Tally Advisor and similar features make payment recommendations based on your balances, APRs, past spending behavior and/or payoff strategy. Although Tally Advisor and similar features consider information unique to you in making recommendations, we are not aware of all your facts and circumstances and our recommendations are only suggestions for managing your credit card debt, not promises or guarantees. The amount and timing of any payment to your credit card is ultimately your responsibility. Please note that some features are being developed and may not be available to all users or on all platforms.
