We receive advertising fees from the brands we review that affect the ranking and scoring of such brands.
Advertiser Disclosure
TD_Bank_Logo

TD Bank Reviews

5.2

bestfor-icon People who want many different account options

andrewo
Written by Andrew Omalley

About TD Bank | Read More

6

LS Score

5

Credibility

5

Support

4.5

Accessibility

Visit Site
Opening Hours Opening Hours drop-down-btn
Mon-Sun 24/7
Contact Information Contact Information drop-down-btn
  • 1-888-751-9000
  • Headquarters: 357 Kings Hwy N, Cherry Hill, NJ 08034, USA
Social Media Social Media drop-down-btn

TD Bank Online Banking Review

TD Bank leaves no stone unturned with its online banking offering. You can choose between various checking, savings, and CD account options. Promotional APYs are often available, while bonuses can be attained if you meet certain requirements after opening a new account. Most account options have criteria that you can meet to avoid paying monthly maintenance fees, while other great perks are often available.

TD Bank Online Banking Highlight

Large network

ATM Network

$35

Overdraft Fees

Yes

Other Fees

Online Banking Savings

$4

Min Balance

Min 0.99%

Min APY Savings

Online Banking Checking

0.05-4%

Min APY Checking

Pros & Cons

drop-down-btn
  • con-icon Wide variety of account options
  • con-icon Low minimum opening deposits
  • con-icon Options for in-person banking
  • con-icon $3 Fee for transactions at non-TD bank ATMs
  • con-icon Savings account rates lower than average
  • con-icon Overdraft fee chargeable 5x times per-day

Account types

drop-down-btn
  • Checking
  • Savings
  • Certificates of Deposit (CD)

APY's

Account 1 Year 3 Years 5 Years
CDs (No-Catch) 0.05%
CDs (Step Rate) 0.10% 0.10%
CDs (Promotional Standard) 1% 0.05% 0.05%
CDs (Promotional Bump) 3.51% 0.05% 0.05%
TD 60 Plus Checking 0.02% 0.02% 0.02%
TD Simple Savings 0.02% 0.02% 0.02%
TD Signature Savings 0.01%-0.05% 0.01%-0.05% 0.01%-0.05%

Features Benefits & Rewards

Welcome bonuses on certain accounts

Opening an Account with TD Bank

TD Bank promises that you can open a new account in a matter of minutes. Once you start the sign-up process, you will be taken to a secure system to begin the process of signing up. You just have to answer the standard types of questions, such as where you live, your date of birth, and so on.

Then you need to decide on the type of account you wish to open. Approval is usually pretty quick and you can then make your first account deposit. It can take a few days to receive any debit cards that might be associated with your chosen account.

State Availability

- Available in all states

Andrew is a freelance writer who has been crafting valuable pieces of content relating to personal finance for more than five years. Previously, he studied Economics & Finance at university and he has professional qualifications relating to financial advice.

faq-icon

FAQ’s

Does TD Bank charge overdraft fees?

There are overdraft fees in place at TD Bank, but there is a grace period in place that allows you until the following business day to fix an overdraft.

Does TD Bank charge ATM fees?

If you use an ATM that is not part of the TD Bank network, then there will be a $3 service fee in place.

Are there in-person TD Bank branches?

Yes, there are more than 1,000 physical TD Bank branches that can be found all along the east coast.

Customer Support

TD Bank prides itself on having some of the top customer service around in the world today. You can access the support team by hope, live chat, or email on a 24/7 basis, you can get help no matter what time or day of the week it might be. This is tremendous for helping protect your peace of mind.

There are also plenty of helpful resources to be found throughout the TD Bank offering if you are looking to learn a bit more about the offering. A helpful learning center can help educate you on a lot of different personal finance areas.

Privacy & Security

TD Bank has been in business since the 19th century, so it knows how to do business in the US. It has a good track record of properly treating its customers the right way. It has an A rating with the Better Business Bureau and is always looking at ways to make the lives of its customers easier.

TD Bank has tremendous security in place to ensure that all sensitive data of its customers are fully protected at all times. Its website is properly encrypted and you can safely transmit information through it as needed.

In Conclusion

TD Bank certainly leaves no stone left unturned when it comes to the range of bank account options you can choose between. There will be savings, checking, and CD accounts that fit all needs.

It also has a very easy-to-use website and a great track record of treating its customers the right way. With all the basics taken care of, it is up to you to decide if the specific account options and features are going to be ideal for your needs.

Brand Disclaimer

The Site is for your informational, personal and internal business purposes only. It is believed to be reliable, but TD Bank does not warrant or make any representations regarding its completeness, timeliness, or accuracy. The information and Services on the Site are not intended as an offer or solicitation for the purchase of stock, any other security or any financial instrument. It does not constitute financial, legal, tax, investment, or other advice.

THE INFORMATION, FUNCTIONALITY, AND SERVICES MADE AVAILABLE THROUGH THE SITE, AND THE TERMS AND CONDITIONS OF THE ACCESS TO AND USE OF SUCH INFORMATION, FUNCTIONALITY, AND SERVICES, ARE SUBJECT TO CHANGE WITHOUT NOTICE TO THE EXTENT PERMITTED BY LAW.

The views expressed on this Site do not necessarily represent or reflect the views of TD Bank. We are not responsible for any information posted to the Site by third-parties. TD Bank disclaims any liability in relation to anything posted by third-party contributors to, or users of, the Site.