TurboDebt Review
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TurboDebt Reviews

Bob Phillips


Bob Phillips

Helping clients reach debt settlement
Helping clients reach debt settlement
About TurboDebt

Headquartered in Sunrise, Florida, TurboDebt has been in business since 2009 and has quickly become known as a highly-respected debt relief company. TurboDebt offers programs that help consumers with unmanageable debt either eliminate their debt immediately or pay it down over time.

Because TurboDebt does not lend money to its customers, there is no minimum required credit score to get help from them. TurboDebt contacts companies and institutions on the customer’s behalf to either negotiate a payoff, lower interest rates, or get a loan extension with a smaller monthly payment.









TurboDebt Personal Loans Review

If you are looking forward to debt relief so that you can take the helm of your finances, Turbodebt may be the way to go. The company has received numerous positive reviews from satisfied customers after being simplified the burden of debt. You will be connected with a financial advisor who will look into your current debt challenges to derive a strategic plan for resolving your debt. In addition, Turbodebt has experienced advisors who will help you live off the debts. Read on for a detailed review of what Turbodebt does, the application process, and terms and requirements, among other entities. 

TurboDebt Personal Loans Highlights











Pros & Cons

  • Received numerous positive reviews from satisfied customers
  • Offers advice to help their clients live off the debts
  • Multiple effective solutions
  • On-demand client updates
  • No guarantee of debt relief
  • May tarnish the image of your business
  • There are instances where the amount exceeds the debt that one was to pay
  • Not a lender

Loan Purpose

  • Debt Consolidation

TurboDebt Personal Loans Terms & Requirements

Turbodebt does not offer loans, nor is it a marketplace. It is a debt settlement company that offers third-party services to help people negotiate debts with their creditors and debtors. In this section, we will look at the terms and requirements needed when working with Turbodebt.

Loan Requirements

Turbodebt recovery deploys effective and straightforward collection strategies that help people and organizations recover debts from their creditors. The company focuses on treating their clients with respect and understanding while aiming to provide debt relief. Here are some of the steps that Turbodebt engages in achieving loan relief:

  • Skip Tracing

Immediately after placing your documents in Turbodebt’s office, they have seasoned professionals who start skip tracing your account. They locate any assets the debtor owns and evaluate the company’s principles to get relevant information where the account can go to litigation. This helps in determining the ability to repay based on your assets vs liabilities.

  • Standard Collection

Here, Turbodebt will listen to both sides to strategize on how to resolve the matter. The company states that their strategies are tried, true, and effective. They have an old-school approach where their representatives contact every account to aim at getting your account paid. In addition, you have a choice to customize your talk-off to your preference or leave it to the company to handle it by themselves.

Loan Terms

    • Monthly reporting is very necessary when working with Turbodebt as it helps you feel connected to the company. Turbodebt sends monthly reports and a report of a client’s business which shows the total inventory and amount that is open to collect. This also helps one to discuss the liquidity rates, what to do with specific accounts and how you can improve your internal collection processes. Monthly reporting also ensures that there is utmost transparency and the company is doing its best to boost your debt relief.
  • Correct internal processes help in reviewing in-office collections to check on the progress and what’s not working. It also helps n determining how much debt has been written off, the contemporary liquidity rate, and areas that require improvements in your system. Turbodebt will then derive rules, procedures, and deadlines for your account’s consistency. This is vital in reducing the number of outstanding loans and minimizing long-term waits.
  • Client coordinator helps you to have a person-to-person relationship to facilitate every step of the process. Turbodebt sends a digital client services manual that outlines the policies and procedures of the processes involved. You will also get assistance on fixing reporting errors, uploading accounts, and many more. Nonetheless, the client relationship is still present despite all these additional services.

When you call Turbodebt offices, you will be handled by a human voice rather than answering machines, as witnessed in some companies. That’s why a client coordinator is imperative, as it aids in seamless communication for better results.

Repayment Terms

  • Collection Litigation

After trying all pre-judgment collection efforts, now it’s time for Turbodebt to check whether litigation makes sense. However, they will advise you first whether it is worth taking the matter into legal proceedings. Turbodebt has an in-house law firm and thousands of attorneys who will ensure that you are in the best hands.

  • Collecting on Liens

After getting a judgment, Turbodebt can collect it for you. They have years of expertise which helps them have vast knowledge of legal collecting in a cost-effective manner. Turbodebt uses the best strategy that will bring the best for your debt collection. They dwell on numerous options such as bank attachment, judgment debtor examination, cash box execution, wage garnishment, and non-wage garnishment, to name a few.

State Availability

Available in all states

TurboDebt Debt Relief Review

TurboDebt provides debt relief services to people who cannot pay their creditors and are under pressure from their creditors or about to be. TurboDebt does not lend money; they negotiate on their customer’s behalf. 

TurboDebt Debt Relief Highlights











Pros & Cons

  • Has successfully helped thousands of people with debt relief
  • No credit check or minimum credit score required
  • Excellent customer service by well-trained representatives
  • Creditors may still report negatively to credit bureaus
  • No guarantee of success

Debt Consolidation Types

  • Debt relief consultation service
  • Debt consolidation loans

TurboDebt Debt Relief Terms & Requirements

TurboDebt’s terms are easy to understand because they are very transparent about what they charge and what they can and cannot do. The requirements to work with them are minimal (minimum debt and monthly income requirement) because they only work with unsecured debt and work off a percentage of the debt the customer needs paid off or paid down.

How to Apply

The process of receiving debt relief assistance from TurboDebt begins online or with a phone call.

To start the process online, there are five steps:

Step 1: Confirm you owe at least $10,000 to creditors

Step 2: Confirm income

Step 3: Provide state of residence

Step 4: Disclose age

Step 5: Provide contact information

**After submitting this information, a TurboDebt sales representative will email or call you to schedule a free consultation by phone. At that time, you are given full details of TurboDebt’s process and charges.

Step 1

Confirm you owe at least $10,000 to creditors

Qualification Requirements

  • Minimum Debt: $10,00
  • Minimum monthly income: $1,500

Required Information

  • Amount of debt
  • State of residence
  • Monthly income
  • Age

**Additional information concerning creditors’ names, their contact information, and specific amounts owed is required upon signing an agreement with TurboDebt to help you with debt consolidation, elimination, or confirmation.

Application Steps & Time Frames

It takes under 2 minutes to answer TurboDebt’s initial questions online or on the phone. TurboDebt states they can provide resolutions with creditors and debt relief for the customer, usually within 4-6 weeks after they start working for you.

State Availability

Available in all states

Customer Support

TurboDebt’s Customer Support representatives are available during regular business hours, are very responsive, extremely eager to help, and are highly professional. As have people who have posted thousands of positive customer reviews, we found this to be the case when we called them.

Phone Support
7am-7pm EST

In Conclusion

TurboDebt is a reputable company that provides debt relief services to individuals struggling to keep up with payments to their creditors. Turbo Debt is not a lender; they negotiate with creditors on their customer’s behalf. The company has a 5-star rating (best) from Trustpilot based on over 3,700 reviews. Trustpilot rates TurboDebt as the top debt relief company in the United States.


What kind of debts can TurboDebt settle?
TurboDebt helps with unsecured debts, such as credit card and medical debt, student loans, unpaid rent, and utility bills.
Is TurboDebt legitimate?
While some debt relief companies are scams, TurboDebt is not one of them. It is a highly legitimate company that has helped thousands of people with debt relief.
How much debt do I need to get TurboDebt to help me?
TurboDebt helps people with $10,000 of debt or more.

TurboDebt Disclaimer

Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. *Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. The company and its affiliates are not lenders, creditors, or debt collectors. This is not a loan. Our representatives have helped thousands of consumers throughout their careers. Testimonials are actual customer experiences and individual opinions, and may not be illustrative of all experiences with the company or its affiliates.


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Bob Phillips

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.