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TurboDebt Reviews


bestfor-icon Helping clients reach debt settlement

Written by Bob Phillips

About TurboDebt | Read More


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Mon-Fri 7am-7pm EST
Sat-Sun Closed
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  • infoli@TurboDebt.com
  • 1-866-830-5449
  • Headquarters: 1643 NW 136th Ave., Building H Sunrise, Florida 33323
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TurboDebt Debt Relief Review

TurboDebt provides debt relief services to people who cannot pay their creditors and are under pressure from their creditors or about to be. TurboDebt does not lend money; they negotiate on their customer’s behalf. 

TurboDebt Debt Relief Highlight


Minimum Debt Amount


Soft Credit Pull


Lender Type


Other Fees


Origination Fee


Prepayment Fee

Pros & Cons

  • con-icon Has successfully helped thousands of people with debt relief
  • con-icon No credit check or minimum credit score required
  • con-icon Excellent customer service by well-trained representatives
  • con-icon Creditors may still report negatively to credit bureaus
  • con-icon No guarantee of success

Debt Relief Product Types

  • Debt relief consultation service

TurboDebt Debt Relief Terms & Requirements

TurboDebt’s terms are easy to understand because they are very transparent about what they charge and what they can and cannot do. The requirements to work with them are minimal (minimum debt and monthly income requirement) because they only work with unsecured debt and work off a percentage of the debt the customer needs paid off or paid down.

How to Apply

The process of receiving debt relief assistance from TurboDebt begins online or with a phone call.

To start the process online, there are three steps:

Step 1: Select your current debt

Step 2: Select your state of residence

Step 3: Provide contact information

**After submitting this information, a TurboDebt sales representative will email or call you to schedule a free consultation by phone. At that time, you are given full details of TurboDebt’s process and charges.

Qualification Requirements

  • Minimum Debt: $15,000
  • Minimum monthly income: $1,500

Required Information

  • Amount of debt
  • State of residence
  • Monthly income
  • Age

**Additional information concerning creditors’ names, their contact information, and specific amounts owed is required upon signing an agreement with TurboDebt to help you with debt consolidation, elimination, or confirmation.

Application Steps & Time Frames

It takes under 2 minutes to answer TurboDebt’s initial questions online or on the phone. TurboDebt states they can provide resolutions with creditors and debt relief for the customer, usually within 4-6 weeks after they start working for you.

State Availability

- Available in all states

Written by Bob Phillips linkedin-icon twitter-icon

Having spent over fifteen years helping people plan their lives financially, Bob has a vast amount of knowledge concerning personal finance. During his career, Bob mastered many different financial products to help people achieve their financial goals, including life insurance, disability insurance, mutual funds, and stocks and bonds. He earned the Chartered Life Underwriter (CLU) designation and held numerous securities licenses. Bob is an internationally published poet and is now a freelance writer living in North Texas with his wife and Doberman puppy.



What kind of debts can TurboDebt settle?

TurboDebt helps with unsecured debts, such as credit card and medical debt, student loans, unpaid rent, and utility bills.

Is TurboDebt legitimate?

While some debt relief companies are scams, TurboDebt is not one of them. It is a highly legitimate company that has helped thousands of people with debt relief.

How much debt do I need to get TurboDebt to help me?

TurboDebt helps people with $10,000 of debt or more.

Why do debt setttlement?

Debt settlement is an alternative to taking out a loan or filing for bankruptcy.

Customer Support

TurboDebt’s Customer Support representatives are available during regular business hours, are very responsive, extremely eager to help, and are highly professional. As have people who have posted thousands of positive customer reviews, we found this to be the case when we called them.

In Conclusion

TurboDebt is a reputable company that provides debt relief services to individuals struggling to keep up with payments to their creditors. Turbo Debt is not a lender; they negotiate with creditors on their customer’s behalf. The company has a 5-star rating (best) from Trustpilot based on over 3,700 reviews. Trustpilot rates TurboDebt as the top debt relief company in the United States.

Brand Disclaimer

Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. *Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. The company and its affiliates are not lenders, creditors, or debt collectors. This is not a loan. Our representatives have helped thousands of consumers throughout their careers. Testimonials are actual customer experiences and individual opinions, and may not be illustrative of all experiences with the company or its affiliates. Loan Example: A $10,000 loan with a 5-year term at 13% Annual Percentage Rate (APR) would be repayable in 60 monthly installments of $228 each. The actual payment amount and year-end balance will vary based on the APR, loan amount, and term selected. In this case the total amount expected to pay by the borrower will be $13,680