Curadebt Initiative Review
Having a large amount of tax debt is intimidating, and for many people it’s tempting to turn to a company promising a quick fix. Curadebt makes big promises, and it seems to back up those claims with the ability to dismiss many of its customers’ tax debt.
The company handles both unsecured debt and tax debt. A free consultation and a maximum of 20% of enrolled debt make this a generally affordable service.
Types of Tax Relief Services & Terms
|Minimum Tax Debt Required||$20,000|
|Range of Fees||Up to 20% of enrolled debt|
|Type of Fees||Debt-based|
|Type of Provider||In-house servicing|
Curadebt handles tax problems, including back taxes, delinquent payroll taxes, IRS audit defense, tax liens, and wage garnishment. For those facing these complex issues, hiring a team of experts may be the best way to move forward toward a solution. Curadebt also helps people with unsecured debts by investigating the legality of the debt itself. Once they confirm the actual amount (if any) owed, they work out a settlement amount. For some of Curadebt’s customers, the process takes years.
- Wide variety of tax help and tax relief services offered
- Flat fee charged as a percentage of debt disclosed upfront on a case-by-case basis
- Customers deal directly with credentialed tax experts
- Must go through the free consultation process to fully understand fees
- Customer service won’t answer basic questions; must participate in full consultation
- Website lacks specific information about services and fees
Curadebt has a team of tax attorneys, enrolled agents, certified public accountants (CPA), and state tax experts ready to help with even complex tax issues. They have experience setting up installment agreements, offers in compromise, and they handle accounts with a currently non-collectible status. They can also re-file or file taxes that were handled incorrectly in the past to help resolve ongoing tax problems.
To find out if Curadebt can help, the first step is to go through the consultation process by calling 1-844-417-2319.
For customers that prefer to go through the process online, there are a few basic questions in an online form. First, indicate the total amount of debt owed. Then, indicate the state of residence. If qualifying factors are met, the form asks for your full name, email address and phone number. Then, a Curadebt representative calls to complete the free initial consultation.
During the consultation, the representative may run a soft credit check to make sure they understand your financial situation. They may also ask for an estimated monthly budget that includes all debts, monthly payment amounts, and other bills.
They offer access to a separate legal plan to help with collection calls, although it’s unclear what the fees are for that service and how effective it is at helping those in debt stop collection calls.
Tax Relief Requirements
Curadebt’s website provides zero information about requirements for those seeking help with tax problems.
Although there is no information on Curadebt’s website, and their customer service team will not divulge any information about fees, other review sites note that tax relief fees are 20% of the total debt or less.
Privacy & Security
When you enter your personally identifying information such as your name, email address, and phone number, the Curadebt website has a disclaimer that includes language absolving them from the rules about the national Do-Not-Call list.
Curadebt has 100% excellent reviews on Trustpilot, which would be a promising indication of their reputability in the marketplace except for the fact that there are only ten total reviews.
Curadebt is not accredited by the Better Business Bureau (BBB).
Customer service is unwilling to answer even basic questions about the company’s services. They seem dedicated to completing a consultation for individuals. Complaints about this company on the BBB website all indicate that poor customer service is at the root of the various problems. Curadebt did respond to each of the complaints with a resolution and promises to improve communication between customers and their customer service department in the future.
With the limited information available on Curadebt’s website, the only way to know if this service is a good fit for your tax problems is to call them and complete the free consultation. Since filling out the online form puts you at the mercy of robocalls according to Curadebt’s disclaimer, it’s a good idea to complete the consultation with a phone call instead of “qualifying” with the company’s two-question form.
Curadebt makes big claims on their website, but the lack of information about the process and fees means you’ll need to research those claims for yourself and apply the information to your specific situation before making a decision about whether to use Curadebt’s services.