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This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.

Curadebt Initiative Review

Rachel Morey Rachel Morey Last update:
Min Tax Debt
$20,000
Service Fees
20%
Money Back
Yes

Having a large amount of tax debt is intimidating, and for many people it’s tempting to turn to a company promising a quick fix. Curadebt makes big promises, and it seems to back up those claims with the ability to dismiss many of its customers’ tax debt.

The company handles both unsecured debt and tax debt. A free consultation and a maximum of 20% of enrolled debt make this a generally affordable service.

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Types of Tax Relief Services & Terms

Relief Types
  • State tax relief
  • Unpaid taxes
  • Personal or business tax issues
  • Tax penalties
  • Wage garnishments
  • Tax liens
  • Audits
  • Trust fund penalties
  • Unsecured debts
Minimum Tax Debt Required $20,000
Range of Fees Up to 20% of enrolled debt
Type of Fees Debt-based
Type of Provider In-house servicing

Good For:

Curadebt handles tax problems, including back taxes, delinquent payroll taxes, IRS audit defense, tax liens, and wage garnishment. For those facing these complex issues, hiring a team of experts may be the best way to move forward toward a solution. Curadebt also helps people with unsecured debts by investigating the legality of the debt itself. Once they confirm the actual amount (if any) owed, they work out a settlement amount. For some of Curadebt’s customers, the process takes years.

Curadebt Pros

  • Wide variety of tax help and tax relief services offered
  • Flat fee charged as a percentage of debt disclosed upfront on a case-by-case basis
  • Customers deal directly with credentialed tax experts

Curadebt Cons

  • Must go through the free consultation process to fully understand fees
  • Customer service won’t answer basic questions; must participate in full consultation
  • Website lacks specific information about services and fees

Credentials

Curadebt has a team of tax attorneys, enrolled agents, certified public accountants (CPA), and state tax experts ready to help with even complex tax issues. They have experience setting up installment agreements, offers in compromise, and they handle accounts with a currently non-collectible status. They can also re-file or file taxes that were handled incorrectly in the past to help resolve ongoing tax problems.

Getting Started

To find out if Curadebt can help, the first step is to go through the consultation process by calling 1-844-417-2319.

For customers that prefer to go through the process online, there are a few basic questions in an online form. First, indicate the total amount of debt owed. Then, indicate the state of residence. If qualifying factors are met, the form asks for your full name, email address and phone number. Then, a Curadebt representative calls to complete the free initial consultation.

During the consultation, the representative may run a soft credit check to make sure they understand your financial situation. They may also ask for an estimated monthly budget that includes all debts, monthly payment amounts, and other bills.

They offer access to a separate legal plan to help with collection calls, although it’s unclear what the fees are for that service and how effective it is at helping those in debt stop collection calls.

Tax Relief Requirements

Curadebt’s website provides zero information about requirements for those seeking help with tax problems.

Fees

Although there is no information on Curadebt’s website, and their customer service team will not divulge any information about fees, other review sites note that tax relief fees are 20% of the total debt or less.

Privacy & Security

When you enter your personally identifying information such as your name, email address, and phone number, the Curadebt website has a disclaimer that includes language absolving them from the rules about the national Do-Not-Call list.

Curadebt has 100% excellent reviews on Trustpilot, which would be a promising indication of their reputability in the marketplace except for the fact that there are only ten total reviews.

Curadebt is not accredited by the Better Business Bureau (BBB).

Customer Service

Customer service is unwilling to answer even basic questions about the company’s services. They seem dedicated to completing a consultation for individuals. Complaints about this company on the BBB website all indicate that poor customer service is at the root of the various problems. Curadebt did respond to each of the complaints with a resolution and promises to improve communication between customers and their customer service department in the future. 

Final Thoughts

With the limited information available on Curadebt’s website, the only way to know if this service is a good fit for your tax problems is to call them and complete the free consultation. Since filling out the online form puts you at the mercy of robocalls according to Curadebt’s disclaimer, it’s a good idea to complete the consultation with a phone call instead of “qualifying” with the company’s two-question form. 

Curadebt makes big claims on their website, but the lack of information about the process and fees means you’ll need to research those claims for yourself and apply the information to your specific situation before making a decision about whether to use Curadebt’s services. 

Disclosure
This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.
Rachel Morey Rachel Morey
Rachel Morey is a journalist specializing in finance content. She has written for some of the major lenders in the online personal and business finance industry. She has been writing professionally for nearly a decade and has projects in print and broadcasting. A native Iowan, Rachel has a special fondness for the open roads of rural America.
This review is based on the writer's personal opinion.